House Einstein

Although rates have crept back upwards, last month’s Fed rate cut and subsequent drop in mortgage rates resulted in a significant shift in market sentiment. What should buyers and sellers expect for the rest of the fourth quarter?

In addition, we discuss luxury development in neighborhoods like Table Mesa, Newlands, and Central Boulder. We also dive deeper into Zillow adding climate risk scores and discuss detailed reports on climate change risk from First Street. As awareness of climate change risk increases, will snowbird migration change in the future? As always, we cover select sales to illustrate market trends and conditions (this time as a speed round) and wrap up our podcast with some exciting news to hit Boulder.

More on Osman: https://houseeinstein.com/osman-parvez/

Our mission is to help you make a smarter real estate decision. Contact the House Einstein team: https://www.houseeinstein.com/p/contact-us.html

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Timecodes:

0:00 - Intro

2:50 - Topics Discussed

6:29 - Boulder Luxury Development | TMSIDK

22:36 - Climate Risk Results | TMSIDK

39:04 - Future for Snowbirds | TMSIDK

47:08 - Market Conditions: September Data

59:01 - Market Conditions: Lowball Season has Arrived

1:07:40 - Promo: Open Houses are back?

1:13:13 - Sale: Frasier Meadows Bidding War

1:15:06 - Sale: Boulder Country Club Distinction

1:17:22 - Sale: Contemporary Denver

1:19:53 - Sale: Functional and Large, Lafayette

1:22:00 - Sale: Foothill Home with Risk

1:25:49 - In The News: Good News for Foodies

1:27:36 - Carveout: Impulse Purchases

1:30:34 - Carveout: A New Satisfying Hobby

1:33:40 - Wrap Up

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Relevant links:

Sale 1)

https://www.realtor.com/realestateandhomes-detail/370-Inca-Pkwy_Boulder_CO_80303_M24038-95096

Sale 2)

https://www.realtor.com/realestateandhomes-detail/7327-Island-Cir_Boulder_CO_80301_M22501-54709

Sale 3)

https://www.realtor.com/realestateandhomes-detail/1537-S-Ogden-St_Denver_CO_80210_M28744-59671

Sale 4)

https://www.realtor.com/realestateandhomes-detail/2391-High-Lonesome-Trl_Lafayette_CO_80026_M28191-46863

Sale 5)

https://www.realtor.com/realestateandhomes-detail/100-Crisman_Boulder_CO_80302_M16922-19168

Crisman History:

https://en.wikipedia.org/wiki/Crisman,_Colorado

605 Alpine Ave:

https://www.realtor.com/realestateandhomes-detail/605-Alpine-Ave_Boulder_CO_80304_M13320-43833

FirstStreet Climate Risk:

https://firststreet.org/

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We've been advising clients and tracking the real estate market in Boulder, Denver, and surrounding areas since 2005. Remember: intelligent real estate decisions are based on deep market knowledge. For the latest on real estate in Boulder, visit HouseEinstein.com

As wildfires continue to become more prevalent and ever closer to our backyard, insurance costs have only increased. Some have found their carriers dropping coverage altogether. This begs the question: Will mountain homes be uninsurable in the future? What happens to their value as insurance costs increase?

Welcome to the House Einstein Podcast! This is where we discuss all things real estate. From the local Boulder Market to national news, and so much more.

Our mission is to help you make a smarter real estate decision. Contact the House Einstein team: https://www.houseeinstein.com/p/contact-us.html

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Timecodes:

0:00 - Intro

2:26 - Topics Discussed

4:28 - Mountain Homes & Insurance | TMSIDK

24:21 - Promo: One of a Kind in Table Mesa

30:49 - Promo: Upcoming Shanahan Ridge

32:40 - Promo: Newlands Opportunity

35:33 - Sale: 20th Century Beauty

42:15 - Sale: Stylish Home, Stylish Location

47:09 - Sale: Wonderland Deal

55:11 - Sale: Uncommon Table Mesa Condo

59:00 - Sale: Modern North Boulder Condo

1:02:58 - In the News: World News Acknowledgement

1:05:16 - In the News: FED Cuts Rates & Market Responds

1:06:26 - Carveout: Where were we?

1:08:11 - Wrap Up

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Relevant links:

Sale 1)

https://www.realtor.com/realestateandhomes-detail/750-Cascade-Ave_Boulder_CO_80302_M27620-23951

Sale 2)

https://www.realtor.com/realestateandhomes-detail/2332-20th-St_Boulder_CO_80304_M22977-76212

Sale 3)

https://www.realtor.com/realestateandhomes-detail/3918-Orchard-Ct_Boulder_CO_80304_M20535-98385

Sale 4)

https://www.realtor.com/realestateandhomes-detail/1175-Bear-Mountain-Dr-Apt-A_Boulder_CO_80305_M15003-74096

Sale 5)

https://www.realtor.com/realestateandhomes-detail/1380-Rosewood-Ave-Unit-C_Boulder_CO_80304_M13037-04932

Boulder Floodplain Map:

https://experience.arcgis.com/experience/532e95d470754d00aec6dbde8482a36a/page/In-English/

Hamish’s BMW Video:

https://youtu.be/weDjqtMzXJ8?si=0BO8Ei5Er0HyC607

In tense negotiations, sometimes you need a Jedi mind trick up your sleeve. One is something we like to call, “Flip the Script.” Welcome to the House Einstein podcast! Here, we dive into all things real estate with a focus on the Boulder, Colorado market. In addition to our main topic, we cover notable sales from the previous week, local market conditions, and real estate news both local and national. Subscribe and make a smarter real estate decision.

Our mission is to help you make a smarter real estate decision. Contact the House Einstein team: https://www.houseeinstein.com/p/contact-us.html

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Timecodes:

0:00 - Intro

3:34 - Topics Discussed

5:36 - Flipping the Script in Negotiations | TMSIDK

42:09 - Market Conditions

50:50 - Relocation Client Support System

56:25 - Coming Soon: Stunning Table Mesa Home

59:24 - Sale: A New Boulder Aesthetic?

1:05:16 - Sale: Premium Condo, OEM Finishes

1:10:09 - Sale: Table Mesa Two Story

1:14:08 - In the News: Rate Cut Fantasy?

1:18:48 - In the News: Wall Street Bets on Rate Drops

1:24:43 - In the News: Boulder Sues The FAA

1:32:11 - In the News: Newsom’s New Order

1:38:22 - Wrap Up

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Relevant links:

https://www.realtor.com/realestateandhomes-detail/2940-Lafayette-Dr_Boulder_CO_80305_M13833-52739

https://www.realtor.com/realestateandhomes-detail/1301-Canyon-Blvd-Apt-406_Boulder_CO_80302_M28051-94512

https://www.realtor.com/realestateandhomes-detail/1065-Edinboro-Dr_Boulder_CO_80305_M23982-93129

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We've been advising clients and tracking the real estate market in Boulder, Denver, and surrounding areas since 2005. Remember: intelligent real estate decisions are based on deep market knowledge. For the latest on real estate in Boulder, visit HouseEinstein.com

House Einstein's Private Client Newsletter:

www.houseeinstein.com/p/sign-up.html

House Einstein on Instagram:

www.instagram.com/house_einstein

House Einstein on Twitter

twitter.com/HouseEinstein

House Einstein on Facebook:

www.facebook.com/houseeinstein

On the road of life, we're guided by others who help direct our path. In honor of a recent loss in the community, we devote this episode to discuss the mentors and role models who have shaped our lives - and how it influences our approach to advising buyers and sellers. We truly stand on the shoulders of giants.

Our mission is to help you make a smarter real estate decision. Contact the House Einstein team: https://www.houseeinstein.com/p/contact-us.html

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Timecodes:

0:00 - Intro

1:25 - Topics Discussed

5:07 - Tell me Something I Don’t Know | Mentors and Role Models

1:01:44 - Market Conditions

1:05:39 - Hype: Table Mesa Views

1:06:32 - Easy Lifestyle in North Boulder

1:09:23 - Mountain Home at an Improved Price

1:10:52 - Great Newlands Lot

1:13:36 - Sold: Great Agents, Great Sellers

1:18:53 - Sold: Historic Value

1:24:38 - Sold: Striking Contemporary Build

1:30:06 - Wrap up

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Relevant links:

Sales:

https://www.realtor.com/realestateandhomes-detail/490-Erie-Dr_Boulder_CO_80303_M18826-79102

https://www.realtor.com/realestateandhomes-detail/516-Maxwell-Ave_Boulder_CO_80304_M27218-88531

https://www.realtor.com/realestateandhomes-detail/5220-2nd-St_Boulder_CO_80304_M24665-70660

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We've been advising clients and tracking the real estate market in Boulder, Denver, and surrounding areas since 2005. Remember: intelligent real estate decisions are based on deep market knowledge. For the latest on real estate in Boulder, visit HouseEinstein.com

House Einstein's Private Client Newsletter:

www.houseeinstein.com/p/sign-up.html

House Einstein on Instagram:

www.instagram.com/house_einstein

House Einstein on Twitter

twitter.com/HouseEinstein

House Einstein on Facebook:

www.facebook.com/houseeinstein

Welcome to the Battle for Buyers. In this episode, we compare the pros and cons of a series of South Boulder properties to help you understand valuation, and why some sell much quicker than others. We also discuss homelessness, an issue of escalating tension in the Boulder community, share a few tools to help you make a smarter real estate decision, and answer a listener question on land in the mountains.

Our mission is to help you make a smarter real estate decision.

Contact the House Einstein team: https://www.houseeinstein.com/p/contact-us.html

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Timecodes:

0:00 - Intro

4:48 - Topics Discussed

6:35 - Market Conditions

22:05 - Our Buyers and Sellers

39:27 - Sale vs Sale of the Week #1

55:01 - Sale vs Sale of the Week #2

1:05:58 - Sale vs Sale of the Week #3

1:11:25 - Sale of the Week #4

1:21:06 - In the News #1

1:34:54 - Tell me Something I Don’t Know #1

1:38:57 - Tell me Something I Don’t Know #2

1:48:12 - Wrap up

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Relevant links:

Bloomberg article: https://www.bloomberg.com/news/articles/2024-06-04/bond-traders-pile-into-fresh-bets-on-faster-pace-of-fed-cuts

Boulder Crime Map: https://experience.arcgis.com/experience/0b731bfe749044a797c512e8a7a0725a

Sales:

https://www.realtor.com/realestateandhomes-detail/955-Hartford-Dr_Boulder_CO_80305_M14056-92708

https://www.redfin.com/CO/Boulder/Undisclosed-address-80305/home/35183664

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https://www.realtor.com/realestateandhomes-detail/1262-Scrub-Oak-Cir_Boulder_CO_80305_M12961-95219

https://www.realtor.com/realestateandhomes-detail/3035-Heidelberg-Dr_Boulder_CO_80305_M14105-19611

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https://www.realtor.com/realestateandhomes-detail/603-Spruce-St_Boulder_CO_80302_M16853-24968

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We've been advising clients and tracking the real estate market in Boulder, Denver, and surrounding areas since 2005. Remember: intelligent real estate decisions are based on deep market knowledge. For the latest on real estate in Boulder, visit HouseEinstein.com

House Einstein's Private Client Newsletter:

www.houseeinstein.com/p/sign-up.html

House Einstein on Instagram:

www.instagram.com/house_einstein/

House Einstein on Twitter

twitter.com/HouseEinstein

House Einstein on Facebook:

www.facebook.com/houseeinstein/

In this podcast we discuss the continued impacts of AI in real estate and how it impacts you, the client. We also cover sales of the week for Boulder Colorado, local news that impacts the housing market, and more.

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Timecodes:

0:00 - Intro

0:56 - Topics Discussed

3:45 - AI in Real Estate | The Closing Table

45:27 - Percent Under Contract | Market Conditions

48:46 - Buyer Number 1 | Promo

51:11 - Buyer Number 2 | Promo

53:33 - Sale of The Week: 11546 Eagle Springs Trl

1:03:01 - Sale of The Week: 2005 Lakespur Ln

1:07:46 - Sale of The Week: 700 16th St

1:12:13 - Sale of The Week: 801 Walnut St

1:16:07 - Sale of The Week: 54 Millionaire Dr

1:19:25 - In The News: FED Holds Rates

1:22:03 - In The News: Feb 6 Hearing on Vibrant Neighborhoods

1:26:49 - Carveout: New Zealand | Osman

1:30:50 - Carveout: New Zealand Cont. | Hamish

1:35:04 - Wrap Up

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Relevant Links:

11546 Eagle Springs Trl:

https://www.realtor.com/realestateandhomes-detail/11546-Eagle-Springs-Trl_Longmont_CO_80503_M22647-45045

2005 Lakespur Ln:

https://www.realtor.com/realestateandhomes-detail/2005-Lakespur-Ln_Louisville_CO_80027_M19132-01588

700 16th St:

https://www.realtor.com/realestateandhomes-detail/700-16th-St_Boulder_CO_80302_M28528-74467

7614 Crestview Dr:

https://www.realtor.com/realestateandhomes-detail/7614-Crestview-Dr_Niwot_CO_80504_M16645-79026

54 Millionaire Dr E:

https://www.realtor.com/realestateandhomes-detail/54-Millionaire-Dr-E_Boulder_CO_80302_M26701-74072

Feb 6th Hearing Page:

https://boulder.novusagenda.com/agendapublic/CoverSheet.aspx?ItemID=6030&MeetingID=902

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Does the name and brand of a real estate brokerage really matter? Join Osman and Hamish as they discuss Compass’s $444 million dollar acquisition of Christie’s International and brand positioning of other brokerages in the industry.

The House Einstein Podcast is Colorado’s trusted real estate podcast. We discuss market conditions, real estate news, notable sales, and so much more.

This podcast is supported by the House Einstein real estate brokerage, founded and based in Boulder Colorado. House Einstein’s mission is to help you make a smarter real estate decision. Visit us at HouseEinstein.com

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Timecodes:

0:00 - Intro

3:04 - Topics Discussed

5:12 - Tales From The Trenches | Contract Notes

16:37 - Brand Perception & Positioning | The Closing Table

1:19:53 - Sale of The Week: 945 Lincoln Pl

1:27:35 - Sale of The Week: 2345 Walnut St

1:35:36 - Sale of The Week: 1666 North S

1:42:52 - News: North Boulder Trail Opening

1:44:23 - News: Gold, Bitcoin, and Real Property

1:48:32 - Carveout: Our New Family Member | Hamish

1:52:16 - Carveout: Caroling | Osman

1:56:07 - Wrap Up

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Relevant Links:

Christie’s Acquisition:

https://www.housingwire.com/articles/compass-to-acquire-christies-international-real-estate-properties/

945 Lincoln Pl:

https://www.realtor.com/realestateandhomes-detail/945-Lincoln-Pl_Boulder_CO_80302_M17038-51278

2345 Walnut St:

https://www.realtor.com/realestateandhomes-detail/2345-Walnut-St_Boulder_CO_80302_M23833-38816

1666 North St:

https://www.realtor.com/realestateandhomes-detail/1666-North-St_Boulder_CO_80304_M26525-67580

Old 1666 North St Listing:

https://www.iresis.com/cwa/link/listing?llid=kdhkg8816ym&lid=1321021

Boulder Trail:

https://www.dailycamera.com/2024/12/02/cobalt-trail-north-of-boulder-now-open-to-bikes/

Bitcoin & Gold:

https://www.bloomberg.com/news/articles/2024-12-16/gold-xauusd-steadies-as-traders-look-to-final-fed-meeting-of-the-year

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In this episode, we uncover the history of Boulder’s beloved Holiday Star, discuss whether you can fire your agent, and dive into withdrawn and expired listings. Plus, we take a closer look at November’s market data and what it means for buyers and sellers.

The House Einstein Podcast is Colorado’s trusted real estate podcast. We discuss market conditions, local real estate news, notable sales, and so much more.

Our mission is to help you make a smarter real estate decision. Contact the House Einstein team: https://www.houseeinstein.com/p/contact-us.html

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Timecodes:

0:00 - Intro

1:13 - Topics Discussed

3:46 - The Boulder Star’s History | The Closing Table

17:12 - Can you Fire your Agent/Client? | The Closing Table

38:19 - Withdrawn and Expired Listings | Market Conditions

43:13 - Promo: 3707 Telluride Cir

46:23 - Sale of The Week: 621 Maxwell Ave

51:09 - Sale of The Week: 4731 McKinley Drive

1:01:43 - Sale of The Week: 455 S 41st Street

1:05:55 - News: City Postpones East Boulder Rezone

1:12:05 - News: Boulder Judge Upholds Camping Ban

1:19:08 - Carveout: Farewell to a Local Holiday Light Favorite | Hamish

1:22:53 - Carveout: Family and the Holidays | Osman

1:25:09 - Wrap Up

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Relevant links:

Agent Referrals Podcast:

https://youtu.be/FQM0LlXfBh0

Arapahoe Ridge Neighborhood Tour:

https://youtu.be/Y2jLCbreEp0

621 Maxwell Ave:

https://www.realtor.com/realestateandhomes-detail/621-Maxwell-Ave_Boulder_CO_80304_M91196-97962

4731 McKinley Dr:

https://www.realtor.com/realestateandhomes-detail/4731-McKinley-Dr_Boulder_CO_80303_M19783-47074

455 S 41st St:

https://www.realtor.com/realestateandhomes-detail/455-S-41st-St_Boulder_CO_80305_M17664-98415

East Boulder Subcommunity Plan:

https://bouldercolorado.gov/projects/east-boulder-subcommunity-plan

North Boulder Subcommunity Plan:

https://bouldercolorado.gov/projects/north-boulder-subcommunity-plan

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In this podcast, we share recent tales from the trenches and lessons learned from difficult deals. We also talk about the impact of the new 2025 conforming and high-balance loan limits for Colorado and review notable recent sales in Boulder.

The House Einstein Podcast is Colorado’s trusted real estate podcast. We discuss market conditions, local real estate news, notable sales, and so much more.

Our mission is to help you make a smarter real estate decision. Contact the House Einstein team: https://www.houseeinstein.com/p/contact-us.html

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Timecodes:

0:00 - Intro

1:36 - Topics Discussed

8:25 - Tale of Three Inspections | The Closing Table

56:04 - Luxury Market Update & December Pending Sales

1:07:40 - Promo: Rambling Ranch Buyer

1:10:27 - Sale: 1380 Knox Dr

1:14:06 - Sale: 945 11th St

1:19:14 - Sale: 916 Juniper Ave

1:26:33 - News: 2025 Loan Limits

1:32:32 - News: Homes For The Holidays | Historic Boulder

1:35:14 - Carveout: Time Lapse Video

1:39:54 - Carveout: Greece Trip

1:46:36 - Wrap Up

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Relevant Links:

December Pending Sales Chart:

https://x.com/OsmanParvez/status/1863715078471594255

1380 Knox Dr:

https://www.redfin.com/CO/Boulder/1380-Knox-Dr-80305/home/35186733

945 11th St:

https://www.realtor.com/realestateandhomes-detail/945-11th-St_Boulder_CO_80302_M14036-27857

916 Juniper Ave:

https://www.realtor.com/realestateandhomes-detail/916-Juniper-Ave_Boulder_CO_80304_M21304-40758

2025 Loan Limit Purchasing Power:

https://docs.google.com/spreadsheets/d/186qrZTIcmzYBOjfh_or9mhh-NHyEyJOE0K7ITFWnqAI/edit?usp=sharing

Historic Boulder’s Homes For The Holidays:

https://historicboulder.org/event/homes-for-the-holidays-tour-2024/

In this podcast, we discuss the selection process of finding a referral agent, questions you should ask, and tips for seeing through the fog. We walk through the process of how we help our clients, friends, and family get the best representation for their real estate goals in markets outside our coverage footprint. Additional topics include recent notable sales and development of Boulder’s Planning Reserve.

The House Einstein Podcast is Boulder's trusted real estate podcast. We discuss market conditions, local real estate news, notable sales, and so much more.

Our mission is to help you make a smarter real estate decision. Contact the House Einstein team: https://www.houseeinstein.com/p/contact-us.html

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Timecodes:

0:00 - Intro

2:34 - Topics Discussed

7:10 - Referral Partners | TMSIDK

26:05 - Market Conditions

49:48 - Promo: Alpine Refresh

53:31 - Sale: 3200 S Foothills Hwy

1:06:12 - Sale: 2300 Willow Creek Dr

1:13:50 - Sale: 2996 23rd St

1:25:37 - Sale: 1720 Zeus Dr

1:34:50 - News: Fed Rate Increases?

1:36:53 - News: Boulder Planning Reserve

1:42:48 - Carveout: Seasonal Lighting

1:47:35 - Carveout: Thanksgiving Thoughts

1:53:20 - Wrap Up

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Relevant links:

3200 S Foothills Hwy:

https://www.realtor.com/realestateandhomes-detail/3200-S-Foothills-Hwy_Boulder_CO_80303_M18597-34255

2300 Willow Creek Dr:

https://www.realtor.com/realestateandhomes-detail/2300-Willow-Creek-Dr_Boulder_CO_80301_M16806-40129

2996 23rd St:

https://www.realtor.com/realestateandhomes-detail/2996-23rd-St_Boulder_CO_80304_M18208-66276

1720 Zeus Dr:

https://www.realtor.com/realestateandhomes-detail/1720-Zeus-Dr_Lafayette_CO_80026_M13346-19555

Mortgage Rates Increasing:

https://www.nytimes.com/2024/11/11/business/economy/mortgage-rates-trump-inflation.html

Planning Reserve Development:

https://boulder.novusagenda.com/agendapublic/MeetingView.aspx?MeetingID=916&MinutesMeetingID=-1&doctype=Agenda

Is it Really Open Space? Red Flag!

https://houseeinstein.com/2022/11/is-it-really-open-space-red-flag-due-diligence/

Podcast #4: Interview Questions for Real Estate Agents

https://youtu.be/aDIUsuCiQJ8

605 Alpine Ave:

https://www.realtor.com/realestateandhomes-detail/605-Alpine-Ave_Boulder_CO_80304_M13320-43833

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