July 13, 2026

How Much More Expensive Has Life ACTUALLY Become Since 2020?

54 minutes

That $100 you had in 2020 only buys $77 worth of goods today. Here is exactly how much more expensive every single category of your life has become since then.

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What You'll Learn in This Episode

Why the 29% inflation number feels like a lie and why it actually is for most households

How home prices rose 53% and why today's buyer finances $100,000 more than six years ago

The grocery items that got hit hardest and why your personal food inflation is higher than the average

Why the average new car payment is now $750 to $940 per month and how to win with cars instead

How childcare now costs more than in-state college tuition in 38 states

The insurance categories quietly draining your budget without you even noticing

What actually got cheaper since 2020 and how to use it to your advantage right now

Start Here

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Tool/s Mentioned

Total Cost of Ownership Calculator https://mastermoney.co/total-cost-of-ownership-calculator/

Auto Insurance https://secure.money.com/pr/h1ba429e808a

Episode/s Mentioned

Is the American Dream Dead? (With Freddie Smith) https://youtu.be/3Ivz8Ts9J2o

The Insurance Crisis Nobody Is Talking About (With Bob Litterman) https://youtu.be/gBuIOQKQgFM

Watch Next

Chasing a Higher Savings Rate, Semi-Retiring in Our 40s & Rebuilding After Bankruptcy (Money Q&A) https://youtu.be/OobdeA8qYbA

The Best and Worst Frugal Habits (Ranked!) https://youtu.be/_FKJfAjTi-I

She Hit Rock Bottom and Still Built a Six-Figure Life. Here's How. (With Rebecca Whitman) https://youtu.be/wBACCFI2w5s

How do Your Finances Compare by Age?! (Salary, Debt, Net Worth, Credit, Home) https://youtu.be/Z10g-yd76nk

How to Retire in 10 Years or Less! https://youtu.be/nStwD03vJ64

Connect with Andrew

Website →⁠ https://mastermoney.co ⁠

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TikTok → ⁠https://tiktok.com/@mastermoneyco ⁠

LinkedIn →⁠ ⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340 ⁠

YouTube → ⁠https://www.youtube.com/@mastermoneyco/⁠

Question for you:

What is the one expense in your life right now that feels completely out of control compared to just a few years ago? Drop it in the comments and tell us what you are doing about it.

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By Andrew Giancola

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13871,387 ratings