If you want the blueprint on how to up your credit score, secure funding for your business , and begin to build a CRAZY GOOD relationship with banks this is the episode for you! We sit down in this episode with Herman Dolcine. Herman’s breaking it all down for us – how credit is basically your grown-up report card and why it’s so crucial to know how to handle cash before diving into the world of credit. Trust us, he’s got some killer insights on making the most out of business credit to grab those golden opportunities that might be out of reach otherwise.

He also chats about his journey from being a social worker to a powerhouse in the financial world, dedicated to uplifting his community. Plus, there's some cool talk on how AI could shake things up when it comes to getting funds and why having a plan is a total game-changer.

So grab your notepad, because this episode is loaded with tips, tricks, and real talk on flipping credit into success. Let’s get into it!

00:01 - 04:30 Black People & Credit

04:31 Start Small, Scale with Credit

08:44 Flipping Houses with Free Interest

11:59 Credit Card Game Plan Offer

14:02 Get Big Loans with Smart Moves

16:20 Work-Life Struggles: Finding Freedom

20:11 "Boost Business with Local Credit Unions"

21:49 Business Loan Payback Game

26:25 Mentee's Awesome Funding Story

29:40 Govt Funds Key for Small Biz

32:42 Apple Card Insights & More

34:48 Bella Sloan Academy Rundown

38:44 $20K Surprise from VIP Promo

41:57 Debt Critique on Smartphones

44:53 Credit Card Cash Flow Hack

47:33 Email Issues in Loan Applications