How to get a mortgage loan with bad credit isn't a question most first-time buyers ask, but its worth paying attention to what this is and them potential impact it could have on your mortgage application. Umera Patel of Skipton Building Society talks to Phil about what you can do if you find you have a less favourable credit report and the steps you can take. Tune in for:

• Examples of bad credit
• Importance of checking your credit report
• How to improve your credit rating

First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk

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