Canadians are more in debt than ever before but we rarely talk about it openly. Shame, embarrassment and despair can make it too scary to look at. On this episode, a millennial opens up about how she's fallen into a spiral of debt that overwhelms her and makes it difficult for her to map an escape route.

Then, Shannon Lee Simmons, author of "Living Debt-Free" and founder of the New School of Finance, shares some tips on how to practically and philosophically tackle debt while making necessary space to enjoy your life as you do it.

This episode was produced by Ghada Alsharif, Julia De Laurentiis Johnston, Sean Pattendon, Kevin Sexton and Andrea Varsany.

What you would like to hear on Toronto Star podcasts? Let us know in this survey and you can enter to win a $100 gift card.