In this week's episode of Yo Quiero Dinero, host Jannese Torres sits down with Andrea Ramos, founder of Building Gen Wealth, to talk about her journey from a first-gen saver to a full-time entrepreneur and money coach. Born in Peru and raised in the U.S., Andrea shares how her parents’ example of hard work and quiet money lessons sparked her own path toward financial independence—and how a moment of family crisis led her to reimagine what building wealth truly means. Andrea opens up about the challenges of leaving her 9-to-5, becoming a mom, and redefining success on her own terms. From navigating variable income to healing generational scarcity mindsets, she reminds us that wealth isn’t just about numbers—it’s about peace, possibility, and purpose.

💡 You’ll Learn

[07:15] The turning point that changed how she viewed saving, wealth, and security

[09:00] Why representation matters in the personal finance space

[16:30] How she built Building Gen Wealth while working full-time

[20:30] The key lessons she learned transitioning from employee to entrepreneur

[23:30] The “third skill” of money everyone needs to master—how to make more of it

[25:50] Managing money as a business owner and paying yourself with discipline

[34:00] How motherhood reshaped her relationship with money and ambition

[37:20] The mindset and practical steps to go from saver to investor

[42:30] The importance of being a lifelong learner when it comes to money

🔑 Key Takeaways

• Making money is a skill. Whether you’re in a 9-to-5 or running a business, it’s something you can learn and grow.
• Saving is your foundation. It’s not the finish line—it’s what allows you to invest, build, and sustain wealth.
• Healing scarcity takes time. Emotional regulation around money is part of the work, especially for cycle breakers.
• Entrepreneurship isn’t easy, but it’s empowering. Building income from your ideas takes grit, adaptability, and faith.
• Your season matters. Success looks different in every phase of life—especially in motherhood.

📲 Connect With Andrea

Follow Andrea at @building.gen.wealth on Instagram for relatable financial education and visual breakdowns of investing, saving, and wealth-building.

❤️ Connect With Yo Quiero Dinero

Follow @YoQuieroDineroPodcast on Instagram and subscribe on YouTube for weekly money convos with Latinas who are owning their financial power.

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