Money conversation can be hard to start. It's a talk that a lot of people would rather avoid. Especially when money's tight. They can be stressful and lead to fights in a marriage. So you can see why it's not top of the list for most people. But it's something that has to be done.

Paul Roberts is a Charles Schwab Financial Consultant - Member Relationship Advisor. He is a Certified Financial Planner and a Human Resources Officer in the Army Reserves. He understands the importance of money conversations and legacy planning for the military community.

Paul shares advice on how to start money conversations, what needs to be discussed, and how to handle resistance. He also talks about how you can get your gets involved in money discussions.