The Personal Finance Podcast

How to Reduce Your Car Insurance (And Save Thousands)


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Car insurance premiums are up 30% and most people have no idea they have the power to push back. This episode gives you that power in 10 steps.


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What You'll Learn in This Episode


  • The 10-step process to slash your car insurance bill starting today
  • Why shopping your policy at renewal time is the single highest-leverage move you can make
  • The 10-step framework to cut your premium without sacrificing the coverage you actually need
  • The discounts your insurance company will never volunteer unless you ask
  • When to drop comprehensive and collision coverage on an older vehicle
  • How a modest $200 per year savings can grow into $88,000 over 40 years when invested
  • How your credit score directly affects what you pay for car insurance
  • Three listener money questions answered live, including how to handle a 40% RSU concentration and whether a 20-year-old should invest or pay off student loans first

  • Start Here 

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    Resource/s Mentioned


    Car Insurance

    How to Pay Off Your Student Loans Fast


    Tool/s Mentioned


    Rental Property Calculator


    Episode/s Mentioned


    How to Master Your Student Loans with Robert Farrington


    Watch Next


    The 3 Major Financial Milestones (This Will Change Your Life)

    How to Fix Your Finances If You Make $100,000 (and Still Feel Broke)

    How to Plan Your Retirement (By Age!)

    10 Reasons Smart People Are Bad With Money  

    The Money Plan for Couples: How to Build Wealth as a Team (Step-by-Step)


    Connect with Andrew


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    • Question for you:

      Agree or disagree: Most people are overpaying for car insurance and do not even know it. Tell us why in the comments.

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      The Personal Finance PodcastBy Andrew Giancola

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