The Personal Finance Podcast

How to Retire in 10 Years or Less!

Listen Later

Every financial decision you make either moves your retirement closer or pushes it further away. Here is the exact math and plan to retire in 10 years or less. 


👉 Join Andrew's FREE Masterclass The Portfolio Pyramid:   https://event.webinarjam.com/q05p7/register/q05p7b65?webinar_id=24 


What You'll Learn in This Episode


  • Why your savings rate is the single most important number if you want to retire early
  • The exact savings rate you need to retire in 10 years and what happens at every percentage below it
  • How to attack the big three expenses that are standing between you and financial freedom
  • Where to invest your money when you want to access it before age 59 and a half
  • A real case study of how Marcus and Priya retired at 39 on a combined $150K income
  • Why Barista FIRE and Coast FIRE might be better options than you think
  • The one thing most early retirees get wrong that leads to boredom and regret


    • Start Here 

    Join the community built to help you master your money, stay accountable, and reach financial freedom.  

    👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/

    👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21

    👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79


    Partner Deals


    • Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance
    • Policygenius → Free life insurance quote http://policygenius.com
    • Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP 
    • Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP
    • Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp  
    • Wayfair → Up to  60% off | MEMORIAL DAY WAREHOUSE CLEAROUT  http://wayfair.com  
    • DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/


      Tool/s Mentioned


      • The Retirement Calculator - https://expert-hustler-605.kit.com/e6b8d4f8a2 


        • Book/s Mentioned


        • Set for Life by Scott Trench
        • Die With Zero by Bill Perkins
        • Books on Sabbaticals Jillian Johnsrud


          • Episode/s Mentioned


          • Why Live-In-Flips May Be the Best Way to Invest in Real Estate with Carl and Mindy Jensen https://mastermoney.co/the-personal-finance/why-live-in-flips-may-be-the-best-way-to-invest-in-real-estate-with-carl-and-mindy-jensen/ 
          • How to RETIRE BY 30! (With Cody Berman) https://youtu.be/ffKv6M69SRI 
          • He Achieved Financial Independence in 2 Years! (Here's How!) With Justin David Carl https://youtu.be/DRHNfi3gBxk 
          • This is THE BIGGEST RISK to Your Retirement Portfolio https://youtu.be/7gXKEy66-bA 
          • How to Shave Off 7+ Working Years and Retire Early! https://youtu.be/9oZFn2lmZm4 


            • Watch Next


            • The Hidden Cost of Playing It Safe with Your Money with Ben Carlson https://youtu.be/LG1Jr2xeuDo 
            • The Patient Investor's Playbook with Noah Kerner - CEO of Acorns https://youtu.be/l5YZy2q_aVY 
            • The Best Ages to Build Wealth (Ranked!) https://youtu.be/JIZ1WrS91v4 
            • Should You Buy Into IPOs (SpaceX, Anthropic, or Open AI) https://youtu.be/e8r5h7RkOyo 
            • Is the S&P 500 Overweighted? Becoming an Accidental Landlord? Can We Retire Early and Move to Japan? https://youtu.be/GYtfRluCfv0 


              • Connect with Andrew


              • Instagram → https://instagram.com/mastermoneyco
              • Website → https://mastermoney.co
              • TikTok → https://tiktok.com/@mastermoneyco
              • X → https://x.com/mastermoneyco
              • LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340
              • YouTube → https://www.youtube.com/@mastermoneyco/


                • Question for you:

                What is your current savings rate and how many years does the math say you have left until financial freedom? Drop your number in the comments and let the community help you figure out your next move. 

                Learn more about your ad choices. Visit megaphone.fm/adchoices

                ...more
                View all episodesView all episodes
                Download on the App Store
                The Personal Finance PodcastBy Andrew Giancola
                • 4.7
                • 4.7
                • 4.7
                • 4.7
                • 4.7

                4.7

                1,387 ratings

                More shows like The Personal Finance Podcast

                View all
                Afford Anything | Get Smarter With Money by Paula Pant, Personal Finance Expert | Cumulus Podcast Network

                Afford Anything | Get Smarter With Money

                3,557 Listeners

                Money Girl by QuickAndDirtyTips.com

                Money Girl

                1,855 Listeners

                Money Guy Show by Brian Preston and Bo Hanson

                Money Guy Show

                3,248 Listeners

                The Stacking Benjamins Show by Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP

                The Stacking Benjamins Show

                1,989 Listeners

                Your Money, Your Wealth by Your Money, Your Wealth

                Your Money, Your Wealth

                810 Listeners

                ChooseFI | Financial Independence Podcast by ChooseFI

                ChooseFI | Financial Independence Podcast

                5,161 Listeners

                The Investing for Beginners Podcast - Your Path to Financial Freedom by By Andrew Sather, Stephen Morris, and Evan Raidt | Stock Market Guide to Buying Stocks

                The Investing for Beginners Podcast - Your Path to Financial Freedom

                1,422 Listeners

                NerdWallet's Smart Money Podcast by NerdWallet Personal Finance

                NerdWallet's Smart Money Podcast

                897 Listeners

                Stay Wealthy Retirement Podcast by Taylor Schulte, CFP®

                Stay Wealthy Retirement Podcast

                700 Listeners

                BiggerPockets Money Podcast by BiggerPockets

                BiggerPockets Money Podcast

                3,056 Listeners

                Ready For Retirement by James Conole, CFP®

                Ready For Retirement

                833 Listeners

                Early Retirement - Financial Freedom (Investing, Tax Planning, Retirement Strategy, Personal Finance) by Ari Taublieb, CFP®, MBA

                Early Retirement - Financial Freedom (Investing, Tax Planning, Retirement Strategy, Personal Finance)

                584 Listeners

                Mile High FI Podcast by Doug Cunnington, Mr. Money Mustache, & Carl Jensen

                Mile High FI Podcast

                204 Listeners

                Catching Up to FI by Bill Yount & Jackie Cummings Koski

                Catching Up to FI

                359 Listeners

                Rich Habits Podcast by Austin Hankwitz and Robert Croak

                Rich Habits Podcast

                504 Listeners