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This is where the Melanin Money strategies come together.
Join us for the 5-Day Wealth Workshop and learn how to apply what you’ve heard on the show.
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Timecodes
0:00 Most People Have an Allocation Problem Not Income Problem
0:32 Riches vs Wealth: Income Doesn't Create Wealth
1:22 Your Paycheck Is Your First Business Partner
2:16 The 3 Account System: Fixed Expenses Emergency Wealth
2:43 Past Commitments Account: 50% of Your Paycheck
3:31 Why Investment Transfers Should Come From Your Bill Account
4:02 Emergency Fund: Keep It Invested Not Cash
4:53 Should These Be Separate Bank Accounts?
5:38 How to Set Up Direct Deposit to Multiple Accounts
6:44 The Major Expense Bucket and Everyday Spending
8:12 Calculate Your Disposable Income After All Buckets
9:45 Why Most People Fail at Investing Consistently
11:24 Dollar Cost Averaging Beats Lump Sum Timing
13:42 The Opportunity Cost of Waiting to Invest
15:30 How to Use AI to Audit Your Spending Habits
17:36 Step 1: Audit Your Spending With AI Tools
19:24 Step 2: Automate Your Investing Every Month
21:14 Step 3: Max Out Roth IRA 401k and HSA
22:24 Step 4: Invest in a Flexible Brokerage Account
23:09 Borrow Against Your Portfolio to Buy Real Estate
24:25 Comment Blueprint for the Wealth Builder Guide
Follow us for more value
https://www.instagram.com/cofield_advisor/?hl=en
https://www.instagram.com/georgeacheampongjr/?hl=en
By Melanin Money Media4.9
181181 ratings
This is where the Melanin Money strategies come together.
Join us for the 5-Day Wealth Workshop and learn how to apply what you’ve heard on the show.
Sign up here ⬇️
https://www.joinwealthworkshop.com/register?el=vide2o011526&utm_source=direct_to_ticket&utm_medium=yt
Timecodes
0:00 Most People Have an Allocation Problem Not Income Problem
0:32 Riches vs Wealth: Income Doesn't Create Wealth
1:22 Your Paycheck Is Your First Business Partner
2:16 The 3 Account System: Fixed Expenses Emergency Wealth
2:43 Past Commitments Account: 50% of Your Paycheck
3:31 Why Investment Transfers Should Come From Your Bill Account
4:02 Emergency Fund: Keep It Invested Not Cash
4:53 Should These Be Separate Bank Accounts?
5:38 How to Set Up Direct Deposit to Multiple Accounts
6:44 The Major Expense Bucket and Everyday Spending
8:12 Calculate Your Disposable Income After All Buckets
9:45 Why Most People Fail at Investing Consistently
11:24 Dollar Cost Averaging Beats Lump Sum Timing
13:42 The Opportunity Cost of Waiting to Invest
15:30 How to Use AI to Audit Your Spending Habits
17:36 Step 1: Audit Your Spending With AI Tools
19:24 Step 2: Automate Your Investing Every Month
21:14 Step 3: Max Out Roth IRA 401k and HSA
22:24 Step 4: Invest in a Flexible Brokerage Account
23:09 Borrow Against Your Portfolio to Buy Real Estate
24:25 Comment Blueprint for the Wealth Builder Guide
Follow us for more value
https://www.instagram.com/cofield_advisor/?hl=en
https://www.instagram.com/georgeacheampongjr/?hl=en

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