Inspired Budget

When it comes to managing our finances, it's important to understand the root cause of any financial struggles we may be experiencing. 

Is it that we're spending too much money, or is it that we're not earning enough? 

Identifying the root cause is the first step in finding a solution. This episode will help you do just that!

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

If you have student loans or if you're a parent whose child will be taking out student loans in the near future, you're going to want to listen to today's episode!

Robert Farrington, founder of The College Investor, is a student loan debt expert who is sharing his knowledge with my listeneres today about repayment options, the best repayment plan out there, as well as the types of student loan forgiveness programs that exist today.

We're also gonna be talking about the number one thing that parents need to take into consideration when it comes to their own children taking out student loans.

Links Mentioned:
Studentaid.gov

Follow Robert:
The College Investor | Instagram | Facebook | YouTube | Twitter

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Today I'm sharing 4 budgeting and money tips that everyone should know!

Whether you're a budgeting newbie or an advanced investor, these tips will help you think differently about one of the most important parts of your life: your money. 

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

What does financial freedom mean to you?

For Cindy Zuniga-Sanchez, it meant being able to bet on herself and take the calculated risk of transitioning from  full-time attorney to full-time entrepreneur.

She's here with us to share how she set herself up financially to make her life-changing career transition.

If you're wondering how you should prepare your finances for full-time entrepreneurship, then this episode is for you! 

Links Mentioned:

• Grab Cindy's new book! Overcoming Debt, Achieving Financial Freedom: 8 Pillars to Build Wealth
• Listen to #053: Cindy's $215,000 Debt Payoff Story
  
  
• Follow Cindy on social media! IG and TikTok: @zerobasedbudget | Twitter: @ZBBCoachingLLC

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Do words like stock market, mutual fund, and target date index funds make your head spin?

In this episode, we're diving into all your questions when it comes to investing for retirement! I'll be answering the following questions submitted by listeners like you:

1. Where do I start when it comes to investing? It seems so complicated

2. How do I get over my fears that I will lose money?

3. How do I start investing with a small amount of money?

4. What happens to my 401(k) if I leave my job?

5. Can I invest even if I have debt?

6. How should I adjust my investments when I get a raise?

Links Mentioned

• Capitalize - The fast, easy way to move your 401(k)s - for FREE

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Today we're diving deep into the complicated relationship between financial health and mental health.

Leading us in this conversation is Marsha Barnes, Certified Financial Therapist and Certified Financial Social Worker and founder of The Finance Bar. 

Follow Marsha

• The Finance Bar 
• Instagram: @thefinancebar
• Facebook: @TheFinanceBar or facebook.com/TheFinanceBar
• Twitter: @thefinancebar

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

A couple of weeks ago my dog, Harry, made some questionable decisions that resulted in an emergency vet visit. 

After seeing the bill and facing the possibility of a very expensive surgery, I got to thinking: should we have purchased pet insurance for our puppy?

If you've ever had the same questions, let me save you hours of research by listening to this episode!!

I'm talking pros, cons, and even sharing some testimonials from some of my own Instagram followers who had LOTS of opinions on the matter!

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Is having too much stuff costing you money, time, and mental freedom?

Deanna Yates helps busy families learn how to let go of the stuff holding them back so they can enjoy more time together, stop spending their weekends cleaning house, and wake up excited for the day ahead.

She's here today to talk about how a capsule wardrobe can save you money as well as the mental energy you need to show up as your best self every day.

Follow Deanna 

• Instagram | Facebook | Pinterest | Website

Links Mentioned

• The Wannabe Minimalist Show
• Get the Capsule Wardrobe GUIDE here! 

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

If you have debt, especially six figures of debt, you've likely experienced same emotions I experienced over and over again: denial, shame, guilt, and frustration. 

But it doesn't have to be this way! 

This episode will reframe the way you see debt as you learn to look at your money situation in a new light! 

Hint: I’m a firm believer that having debt does NOT mean you are bad with money. 

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Sam Dogen retired in 2012 at the age of 34 with roughly $80,000 a year in passive income.

Since then, he's written over 2,500 articles on his booming website, Financial Samurai, where he dives into topics like investing, real estate, retirement planning, career strategies, and more.

He's the author of “Buy This, Not That: How to Spend Your Way to Wealth and Financial Freedom” and “How to Engineer Your Layoff: Make a Small Fortune by Saying Goodbye."

He's here today to discuss all things personal finance! 

Resources:

• Follow Sam on Twitter @financialsamura 
• Check out Sam's book Buy This, Not That: How to Spend Your Way to Wealth and Financial Freedom 
• Check out Sam's website, Financial Samurai 
• Learn how to negotiate a severance package 

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!