Inspired Budget

Today I'm answering ALL your questions about my life, my business, and anything in between. 

I don't know about you, but I personally love to learn about the behind-the-scenes of the people's lives that I connect with online. I feel like it allows me to see them in a new light and find things that we might actually have in common which fosters authentic connection, and I'm all for that!

 I hope that's what this episode does for you today! 

Links Mentioned:

Episode 62 - How we Travel Hacked our Family Vacation
Episode 46 - Managing Your Money When You Have Anxiety or Depression
Loving What Is by Byron Katie
Free Budget Class
Get the full show notes here on the blog!

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

There are SO many psychological and physiological benefits  that are associated with generosity. I think ultimately, giving allows us to feel like we are a part of something much bigger than ourselves. And that's a powerful feeling. 

Today, I have Andi Thieman, founder of Penny Loafer joining us to discuss why giving is important, what stands in the way of so many people actually being able to give, and how Penny Loafer helps make giving doable. 

Enjoying the podcast? Make sure to subscribe & leave a review!

Follow Allison on Instagram! @inspiredbudget

Links Mentioned
Penny Loafer
Follow Penny Loafer on Instagram | Facebook | Twitter | LinkedIn

Resources
Free Budgeting & Debt Payoff Cheat Sheet
Get the full show notes here on the blog!

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

I'm going to be 100% honest here: I, Allison Baggerly, owner of a budget and personal finance company, have issues with overspending on my credit card! 

It's very easy for me to just swipe, swipe, swipe until it's time for me to face my balance. And then I sit there thinking, "What did I do? How much money did I spend? How did I let it get out of hand?"

On top of that, when I start impulse spending on credit cards, I actually start to crave spending money even more! I can feel it in my body, I can feel it in my system. I want to spend the money. It's like a drug!

Maybe you can relate or maybe you're in the thick of the swipe cycle right now. If so, then I want you to know you're not alone. I've been there. AND there is hope! Although I do struggle with this, it doesn't happen often anymore. Why? I began to implement 2 easy action steps that help break me out of my impulse spending cycle, and today on the podcast, I'm going to be sharing those with you! 

Links Mentioned:
Free Budgeting & Debt Payoff Cheatsheet
Get the full show notes here on the blog!

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Once reason I'm obsessed with teaching people how to budget and pay off debt successfully is so that they can build generational wealth. I wanted to dive deeper in this topic so I asked a true expert in this space to join me on the podcast today!

Mark Russell is a foster child turned financial educator. He's comes from a low income family, and he put himself through college and paid off $80,000 in debt. After graduating, Mark spent much of his career at two of the largest financial institutions in the world, where he consulted 1000s of households on how to manage their money the right way. Now, he's the owner and founder of Better Wallet, and he teaches people all around the world how to make money work for them. He has a mission to help people build generational wealth as he built his own.

Tune in to learn the 5 factors that contribute to building generational wealth for your family!

Enjoying the podcast? Make sure to subscribe & leave a review!

Follow Allison on Instagram! @inspiredbudget

Links Mentioned
Grab Marc's free financial checklist here!

Twitter - @thebetterwallet
Instagram - @betterwallet
TikTok @betterwallet

Resources
Free Debt Free Roadmap
Get the full show notes here on the blog!

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Last month, our family returned from an 8-night vacation in Canada where we hiked up majestic mountains, skipped rocks in gorgeous glacier fed lakes, experienced orcas in their element, and encountered six bears. This family trip had been in the works for almost an entire year. And when we started planning this vacation, our goal was simple: we wanted to travel hack as much of it as we possibly could. And that's exactly what we did! In fact, on this trip, we travel hacked flights for all four of us, a five-night car rental, and even part of our accommodations. 

Today I'm going to be sharing with you how we did it and the steps you can take to take your own dream vacation, whether you're just getting started with travel hacking or you've been doing it for a while. 

And in case you're wondering, yes, we're already planning our vacation for next summer! We're already stages of researching the signup bonuses for different credit cards, deciding what credit card we want to sign up for, and where we'd love to go so that we can travel hack another big family vacation next year!

Links Mentioned:
Click here to compare credit cards and learn about their sign-on bonuses!

FREE Budget Class 

Get the full show notes here on the blog!

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Every single time I talk to Bola Sokunbi, I walk away so inspired! I feel like I can accomplish much more than I give myself credit for, and I know that's exactly how you'll feel after listening to today's episode! 

Bola has built an incredible business. She is a Certified Financial Education Instructor (CFEI), finance expert, best selling author, speaker and the founder of an amazing company @clevergirlfinance. Her goal is to empower women to achieve financial wellness and live life on their own terms. 

Today on the podcast, we're diving deep into learning how to manage, minimize, and silence imposter syndrome so that it doesn't hold you back from achieving your dreams.

Links Mentioned:
Grab a copy of Bola's new book: Choosing to Prosper

Resources:
FREE Budget Class
Get the full show notes here on the blog!

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Next month marks three years since we moved into our current home.

This is actually the third house we've purchased. That's crazy to me! Throughout each of our home-buying journeys -- through buying, moving in, and getting settled, we have experienced SO many hidden costs that come along with home buying. So much so that I WISH someone would have warned me about them beforehand so that I could've been better prepared financially.

That's what today's episode is all about! I'm giving you 9 hidden costs many people don't factor into their budget when buying a home. Since buying a home is a major decision, it's important to consider ALL the facts before you sign on that dotted line.

Enjoying the podcast? Make sure to subscribe & leave a review!

Follow Allison on Instagram! @inspiredbudget

Resources

FREE Budget Class 

Get the full show notes here on the blog!

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

If you've ever googled "How to start a side hustle" or "How to make money online," you're going to want to listen to this episode. 

It's no secret that people have been leaving their corporate 9-5 jobs in droves since 2020. Though this initial migration may have been due to the pandemic, it's clear that a lot of people value the flexibility and independence that remote work has to offer. More than that, they value building something out of their own dreams, passions, and talents. 

So what's keeping you from taking the plunge and making a life transition like starting a business? 

My guest today is Janet LeBlanc, a certified public accountant and serial entrepreneur, and is actually one of the main reasons I decided to make Inspired Budget a legit business in the first place. 

If you've ever considered starting your own business, this episode will not only inspire you to take action to bring your dreams to life, but it will also save you lots of time, stress, and confusion when it comes to finances (which may even be one reason why you haven't taken the plunge and started it in the first place!)

Enjoying the podcast? Make sure to subscribe & leave a review!

Follow Allison on Instagram! @inspiredbudget

Links

Follow Janet on Instagram | Facebook | Twitter

Resources

The Get Legit Checklist 

FREE Debt Free Roadmap 

Get the full show notes here on the blog!

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Credit scores. A little 3-digit number can be the difference between living in that dream apartment or only getting accepted to a low-light basement suite rental. My husband and I refinanced our home last year and our credit scores played a huge factor in us being able to refinance from a 30 year mortgage to a 15 year mortgage AND getting a lower interest rate. 

Everyone begins from scratch, so if you have a low or non-existent credit score, don’t worry. With time and positive changes in your finances, your credit score will go up! Today on the podcast, I’m sharing the insight you need to not only understand your credit score, but also the action steps you can take to start raising your credit score today!

Enjoying the podcast? Make sure to subscribe & leave a review!

Follow Allison on Instagram! @inspiredbudget

Resources

FREE Debt Free Roadmap

Get the full show notes here on the blog!

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Are you putting off learning how to invest? 

I get it, investing can feel super overwhelming and complicated. On top of that, you might be completely zeroed in on paying off debt and you're wondering if you should even be investing if you're not debt free...

To help answer all these questions in a simple way that will allow YOU to start building wealth today, I've got Chloe Daniels on the podcast! Chloe, founder of Clo Bare Money Coach and The Lazy Investor’s Course, is a money coach focused on helping people learn how to invest and build wealth without shame or judgment. And bonus - she is hilarious, wonderful, and has an incredible story to share!

Enjoying the podcast? Make sure to subscribe & leave a review!

Follow Allison on Instagram! @inspiredbudget

Links

Follow Chloe on Instagram | Facebook | Twitter | Tiktok
Check out Chloe's free Get Your Money Right guide! 

Resources

FREE Debt Free Roadmap

Get the full show notes here on the blog!

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!