Inspired Budget

I'm not going to lie to you - I'm a little bit nervous about releasing this episode. 

Partly because I'm talking about something that I have experience in, but not professional training in. And also, because I'm going to be very vulnerable and open here. I'm going to be sharing something about myself that not a lot of people know about. And usually, when they do find out about it, they're pretty shocked. And that is: I struggle with anxiety and depression. 

I need to add this disclaimer: I am not a therapist. I am not a psychiatrist. My experiences with the subject that I'm speaking on today stem from my own personal experiences. 

If you've ever battled with anxiety or depression, you understand that our money doesn't care about our mental status. Life still goes on. Bills still need to be paid. This is why it's so important to create systems and safeguards for our money so that when our mental state isn't the best, our money can still do what it needs to do. 

In this episode, I'm sharing the 5 things you can set in motion TODAY to ensure you thrive financially in the midst of anxiety, depression, and/or financial stress! 

Enjoyed this podcast episode? Please subscribe and leave a review!

Follow Allison on Instagram: @inspiredbudget 

Resources: 

• FREE Debt Free Road Map 
• Want the full show notes? Check them out here on the blog! 

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Do you avoid conversations about money with family, friends, loved ones... maybe even yourself? 

Much of our actions with money today stem from our past beliefs and experiences. Learning to voice those beliefs and experiences about money is the first step in creating real change in your financial life. 

My guests today are Julien and Kiersten Saunders, the co-founders of Rich and Regular, Hosts & Producers of Money on the Table, and authors of the forthcoming book, Cashing Out. After paying off over $200,000 in debt while making the transition from corporate employee to full-time entrepreneur, they have made it their mission to inspire better conversations about money. The conversation that we ended up having was nothing close to what I thought it was going to be, and I think that it's really going to open your eyes and your heart to looking at your past with money differently.

Enjoying the show? Make sure to subscribe and leave a review!

Follow Allison on Instagram: @inspiredbudget

Resources:

• FREE Debt-Free Roadmap
• Get the full show notes here on the blog

Links Mentioned: 

• richandregular.com
• Season 2 of Julien & Kiersten's video series, Money on the Table
• Pre-order their book, Cashing Out, today!
• Follow Julien & Kiersten on Instagram: @richandregular

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Want to learn how to write a budget that you can actually stick to?

It's no secret that writing a budget isn't the hardest part about budgeting. Sticking to your budget and actually following through with it is where most people struggle. Add in unexpected expenses and impulse spending? Most people are ready to throw in the towel all together and end up believing budgeting is just a waste of time. 

When you learn how to actually stick to the budget that you set, amazing things happen. You start to gain control over your money as the way you see your budget changes. This lays the ground work for a strong financial foundation, which is the only way you're able truly achieve your financial goals.

 In this episode, I share 5 tips that help you stick to your budget. The best part? You can actually start implementing them -- starting today!

Enjoying the show? Make sure to subscribe and leave a review!

Follow Allison on Instagram: @inspiredbudget

Resources:

- FREE Class: The 4 Step Framework to budget for your best life….without sacrificing your weekly latte runs 

- Get the full show notes here on the blog

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Do you find budgeting and tracking your expenses to be extremely overwhelming? Maybe you even have all the fancy apps and tools to keep track of your spending, but somehow you still have trouble creating and sticking to a budget that actually works for you.

Guess what? You don't have to be perfect. In fact, my guest today will teach you to embrace your imperfection, owning who you are and what you like to spend money on.  And BONUS - you can actually make budgeting fun!

This is the heartbeat behind Joe Saul-Sehy's message to you today. To borrow a phrase from FastCompany magazine, Joe gave us "the perfect blend of humor and actionable advice" to help those of us who feel like we've failed one too many times when it comes to budgeting, saving, and paying off debt. And it all starts with knowing the difference between budgeting versus tracking. 

Enjoying the show? Make sure to subscribe and leave a review!

Follow Allison on Instagram: @inspiredbudget 

Resources:

FREE Debt Free Roadmap

Get the full show notes here on the blog!

Links Mentioned: 

Joe's new book- Stacked

Follow Joe - Twitter | Instagram | Facebook

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Do you find it hard to stick to your budget and actually follow through with your financial goals?

You may have the BEST intentions at the beginning of the month. You may even be EXCITED and ready to start taking control and crushing those money goals! 

But then life happens. And it becomes easier and easier to return to those same old money habits that keep you feeling trapped and out of control. 

In this episode, I'm letting you in on an exclusive in-depth coaching session I gave to my Inner Circle members to help them develop the self-discipline they need to break this cycle for good.

You will learn WHY you're struggling with self-discipline when it comes to money, how to find inspiration, create boundaries, create goals you know you can achieve, and celebrate yourself along the way! 

Enjoyed this podcast episode? Please subscribe and leave a review!

Follow Allison on Instagram: @inspiredbudget

Get the full show notes here on the blog!

Links Mentioned:

FREE Debt Free Road Map 

FREE Budget Class

Investopedia

The Simple Path to Wealth by JL Collins

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Are you sacrificing family vacations in order to meet your financial goals? 

In this episode, I interview Aunt Kara who teaches us that it’s possible to travel and create lasting memories with your family WHILE saving money, paying off debt, and investing in your future. Aunt Kara has hacked the travel game by using credit cards to her benefit to save over $65,000 in travel expenses over the last 8 years. 

In this episode, we discuss:

• The positive impact travel can have on a family who is pursuing financial freedom
• How to use credit cards the RIGHT way 
• How to avoid common credit card pitfalls 
• How to get started on travel-hacking 

Enjoying the show? Make sure to subscribe and leave a review!

Follow Allison on Instagram: @inspiredbudget

 Resources:

Debt Free Roadmap

Links Mentioned:

Aunt Kara on Instagram

Aunt Kara’s Website 

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

What money lies are you believing that are keeping you from reaching your financial goals? 

In this episode you will learn how to identify, reframe, and replace a scarcity money mindset with a mindset of abundance in order to reach financial freedom and live a life you enjoy. 

You are capable of becoming debt free, investing and building wealth – but it all starts with your thought life. 

Enjoyed this podcast episode? Please subscribe and leave a review!

Follow Allison on Instagram: @inspiredbudget 

Links Mentioned:

FREE Debt Free Roadmap 

Episode #002: How to Handle Impulse Spending

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Want to learn how couples can get on the same page with money?

Angie and RJ paid off $123,000 in student loans in just one year! Today, their mission is to empower couples to manage their money with intention by eliminating debt, saving money and investing for their future.

In this episode, we discuss:

• How to engage in vulnerable conversations with our partners about money
• What to do when your partner isn’t on the same page financially
• How couples can still have fun, enjoy life, and live a life they love while paying off debt
• Strategies for couples to accelerate debt-payoff and reach financial freedom 

Enjoying the show? Make sure to subscribe and leave a review!

Follow Allison on Instagram: @inspiredbudget

 Resources:

FREE Debt-free Roadmap

FREE Couple’s financial cheat sheet 

Links Mentioned:

Rich By Intention

• Podcast 
• Facebook
• Twitter
• Instagram 

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Learn the difference between helpful and harmful money habits to help you manage your money and reach your money goals faster using my simple 3-step process!

Enjoyed this podcast episode? Please subscribe and leave a review!

Follow Allison on Instagram: @inspiredbudget 

Links Mentioned:

Budgeting and Debt Payoff Cheat Sheet

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Personal finance & budgeting isn't normally taught in school until high school and studies have shown that learning earlier is beneficial for children to feel more comfortable with money later in life. 

In this episode, Matt Matheson joined in to discuss the 5 pillars of money to help parents teach their kids about money in a simple (& even fun!) way. 

Enjoyed this podcast episode? Please subscribe and leave a review!

Follow Allison on Instagram: @inspiredbudget

FREE Budgeting and Debt Payoff Cheat Sheet

Links Mentioned
Family Money School Courses (special pricing and coupon code to expire 2/3/22).

Matt's website

Follow Matt on Instagram: @familymoneyschool

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!