Inspired Budget

Have you ever noticed that the majority of financial advice for moms comes down to meal planning and cutting coupons? While we could all use meal planning advice, moms are still the core of our family and need to be equipped with the guidance to make harder financial decisions in their families. That’s where Cat Alford steps in! In Cat's new book Mom’s Got Money, she breaks down how millennial moms can take ownership over her life and finances. 

In today’s episode Cat shares her experience as a mom in need and how one single moment in her life lit a fire under her to change the way she was making money. If you’re a mom, then you’re going to love this episode!

Enjoyed this podcast episode? Please subscribe and leave a review!

Follow Allison on Instagram: @inspiredbudget

Sign up for the FREE Budgeting Basics Email Course

Links Mentioned:

Mom's Got Money

Check out Cat’s Website

Follow Cat on Instagram: @catherinecalford 

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

If you’re working to pay off debt chances are you’ll need a little extra motivation along the way. In this episode I’m breaking down 4 tips on how to stay motivated while you’re paying off debt. These tips are designed to help you stay the course and reach your debt free date faster. I’ll be sharing how I’ve used these tips in my life as well as how others have seen success with them too.

Today’s question comes from Caity: “Do I need to be debt free to invest?” Listen to the episode to find out!

Enjoyed this podcast episode? Please subscribe and leave a review!

Follow Allison on Instagram: @inspiredbudget 

Links Mentioned:

Single Mom’s Budget with $48K Debt

Submit your Real People Budget Here

Get Access to my Free Resource Library

Inspired Budget Inner Circle

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Melissa is the co-founder and content creator of the Millennial In Debt brand. She has paid over $100,000 in student loan debt on a teacher's salary and is currently teaching millennials how to get out of debt, build generational wealth and earn financial freedom.

Melissa shares her story of going from knowing nothing about managing money or investing to paying off all her debt in 5 years and buying her first home. She shares what kept her motivated to reach her very large, multi-year debt payoff goal.

We also discuss how debt can affect a millennial's ability to build wealth. If you’re a millennial, this episode is for you!

Enjoyed this podcast episode? Please subscribe and leave a review!

Follow Allison on Instagram: @inspiredbudget

Sign up for the FREE Budgeting Basics Email Course

Links Mentioned:

How To Invest Your First $100 Webinar

Follow Melissa on Instagram: @millennialindebt 

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Delyanne is an employment attorney and money mentor. She launched Delyanne The Money Coach LLC after she discovered FIRE (Financial Independence Relax Early as she likes to call it). Since then she's paid off $110,000 in student loans and her business has generated multi-six figures. She's now on track to reach Financial Independence by 45. She plans to move to Portugal and travel the world.

Delyanne shares why it’s important for women (and especially women of color) to start investing today...even if you still have student loans. She’s also sharing 3 actionable steps you can take today if you want to learn more about investing. If you’re a woman who wants to build wealth then you’ll love this episode!

Enjoyed this podcast episode? Please subscribe and leave a review!

Follow Allison on Instagram: @inspiredbudget

Sign up for the FREE Budgeting Basics Email Course

Links Mentioned:
Grab Delyanne's Free Guide
Follow Delyanne on Instagram: @delyannethemoneycoach 

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Kara Perez is the founder of Bravely. Kara aims to bring accessible financial education to all.  She shares her story of tackling her $25K in student loan debt on one income. Kara breaks down what financial fear is, how to identify it in yourself, and how to overcome it. She is also talking about the shame and guilt that comes with paying off debt.

If you feel like you don’t know how to solve one of your money problems or if you are completely stressed about money, then this episode is for you. Kara is leaving you with actionable tips on how to overcome financial fear. 

Enjoyed this podcast episode? Please subscribe and leave a review!

Follow Allison on Instagram: @inspiredbudget

Sign up for the FREE Budgeting Basics Email Course

Links Mentioned:

Millennial Money Checklist

Bravely Go Website

Follow Kara on Instagram: @webravelygo 

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Wanting to take a vacation but not sure how to budget and save for it in advance? If so, you’re in the right place! I’m breaking down how my husband and I budgeted and saved for a 5-night vacation to Mexico this year. This is the exact process we’ve used for every vacation we’ve taken since 2015. 

I’m also sharing some of the internal struggles with taking vacation versus saving money as well as whether or not we could have taken this type of vacation while we were in debt.

Enjoyed this podcast episode? Please subscribe and leave a review!

Follow Allison on Instagram: @inspiredbudget 

Links Mentioned:

Excellence Playa Mujeres: Budget Breakdown

FREE Budgeting Basics Email Course

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Latasha Peterson is the founder of Arts and Budgets. Latasha has mastered the art of making money with side hustles...and currently has EIGHT streams of income with her side hustle. She loves to help individuals increase their income, make passive income, and find side hustles to help them splurge a little.

Latasha also shares her journey on paying off $130,000 of student loans and credit card debt. Side hustles have played a big role in her debt payoff journey. If you are interested in starting a side hustle to help you pay off debt or earn extra spending money, then this episode is for you!

Enjoyed this podcast episode? Please subscribe and leave a review!

Follow Allison on Instagram: @inspiredbudget

Sign up for the FREE Budgeting Basics Email Course

Links Mentioned:

Free Side Hustle Starter Guide

Arts and Budgets Website

Follow Latasha on Instagram: @artsandbudgets

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Chelsea Brennan is the founder of Smart Money Mamas. She is a hedge fund investor turned online entrepreneur that helps moms make their money work for them and embrace their ambitions, so they can live their fullest lives.

Chelsea is being open and honest about what aligning her choices and values looked like for her. Chelsea is also sharing some of the roadblocks that moms face when it comes to money. If you’re a mom, this episode is for you!

Enjoyed this podcast episode? Please subscribe and leave a review!

Follow Allison on Instagram: @inspiredbudget

Sign up for Allison’s FREE Budgeting Basics Email Course

Links Mentioned:

Listen to Smart Money Mamas Podcast

Smart Money Mams YouTube Channel

Smart Money Mamas Website

Follow Chelsea on Instagram: @smartmoneymamas

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Merilee Speigner is the founder of Easy Budget. She focuses on financial education that is simple and easy to implement. Merilee is sharing her family’s story of paying off over $70,000 of student loans, credit card debt, and car debt. She is also sharing advice for anyone out there that is struggling to either get started with managing their finances or keeps giving up and starting over.

Enjoyed this podcast episode? Please subscribe and leave a review!

Follow Allison on Instagram: @inspiredbudget 

Links Mentioned:

Easy Budget Website

Follow Merilee on Instagram: @easy_budget

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Have you ever been hit with an unexpected expense that threw you off budget for the entire month? If so, then it’s time to set up sinking funds in your budget! Sinking funds can ultimately help save your sanity.

In this episode, I’m breaking down what sinking funds are, 3 types of sinking funds, how to add them to your budget, where to keep them, and why you will love them!

Want to learn more about sinking funds? Check out this guide here.

Enjoyed this podcast episode? Please subscribe and leave a review!

Follow Allison on Instagram: @inspiredbudget 

Links Mentioned:

FREE Budgeting Basics Email Course

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!