Insurance Pro Blog Podcast | Life Insurance and Annuity Insights

When buying whole life insurance, it's tempting to want to figure out all the ways to optimize the policy.  I don't just mean the foundational stuff like blending the policy and making heavy use of paid-up additions–but also the bigger picture stuff like “when should I take a loan,” “what's the best amount to put ... Keep Reading

I have sold a lot of life insurance over the years–whole life especially.  I now have policies on the books that span well over a decade and this gave me a chance to observe how things unfold with these policies over time.  Using that experience, I thought it might be useful to discuss the things ... Keep Reading

Life insurance agents often sell whole life insurance policies by presenting the prospective buyer with an explanatory document that projects future values.  This document often goes by the name “illustration” because it seeks to illustrate the features and functionality of the product.  This document helps to explain not only the features of a specific product but ... Keep Reading

A fight rumbles within the life insurance industry about product selection and this often results in some agents pledging their allegiance to a specific type of life insurance.  While both parties find value in the use of cash value life insurance, they disagree quite aggressively about which type of cash value life insurance is appropriate.  ... Keep Reading