Investing in Real Estate with Clayton Morris | Investing for Beginners

Americans now owe more than $1.26 trillion on their credit cards. And according to the latest data from the Federal Reserve Bank of New York, credit card balances just jumped another $21 billion in just three months. 

On this episode of Investing in Real Estate, we’re going to unpack what this data tells us about the American consumer and the economy. You’re going to learn about total household debt, why debt is so prevalent today, and much more.

Something is starting to unfold in the housing market that we haven’t seen in years: foreclosures are rising. In the first six months of 2026, more than 227,000 properties in the United States received some type of foreclosure filing. That is a 21% increase from just one year ago. And in June alone, completed foreclosures jumped 23% from a year earlier.

On today’s show, we’re going to dive into an analysis on foreclosures in the United States, including which types of markets are under pressure. We’ll talk about the foreclosure process itself, the problem with speculative investments, and much more!

Washington just passed another housing bill, and while the media is celebrating progress toward the goal of addressing the nation’s housing crisis, there’s a glaring problem we need to talk about. 

The ROAD to Housing Act, which was signed into law on July 11, is the first major housing bill that has passed since the 1990s. But despite its 60 provisions and widespread bipartisan support, any improvements in the housing market are going to be negligible. On this episode of Investing in Real Estate, we’re breaking down the implications of The ROAD to Housing Act.

The middle-class retirement plan is breaking in front of our eyes. For generations, Americans walked a familiar path: just go to school, get a good job, work hard for a few decades, buy a home, put some money aside in a 401k, and eventually, you’ll be financially free. 

But what happens to that plan when wages don’t keep up with the cost of living? What happens if inflation runs rampant for several years? On today’s show, we’re breaking down what’s happening today and why the system that has worked for generations no longer translates in today’s economy.

The cost-of-living crisis isn't coming. It's already here. Nearly half of American households can't even afford to survive right now.According to a Brookings Institution report just released in May 2026, 45.5% of U.S. households did not earn enough to cover their necessities in 2024. That's food, housing, transportation, healthcare. Just the basics. 

On today’s show, we’re going to break down what’s happening with the cost-of-living crisis. We’re going to talk about inflation eating wages, what it means to be middle class today, and the only way to escape the cost-of-living crisis. 

Inflation is making renters poorer—and not just because your rent keeps going up. Every month, more of your paycheck is being transferred into housing costs, leaving you with less money to save, invest, or ever become an owner. You don’t benefit from equity or appreciation; you simply have to come up with more money to remain in the same place with little to no upgrades. 

On today’s show, let’s get brutally honest here about why inflation is making renters poorer, why this problem continues even when inflation supposedly cools down, and what renters can actually do to stop falling further behind. You’re going to learn why rent inflation can be so damaging to your bottom line, how ownership of assets can help you get ahead, and much more!

The Fed just trapped the housing market. And this time, the trap has almost nothing to do with whether Kevin Warsh cuts rates by a quarter point. The real problem is that American housing is now caught between inflation, global conflict, the dollar, and a Treasury market that the Fed does not completely control.

On this episode of Investing in Real Estate, you’re going to learn about how the Federal Reserve is trying to manage inflation, the dollar, government debt, and the confidence of the entire global financial system – and why the housing market is trapped in the middle.

Inflation is stealing your savings right now. For the last couple of decades, Americans have been completely lied to about what saving money actually means. You've been told that if you just put money away, if you're disciplined, if you're responsible, you'll be fine. It’s a total lie.

On this episode of Investing in Real Estate, we’re going to unpack why saving money is actually the worst thing you can do in a high inflationary environment. You’re going to learn about the biggest misconception about inflation, and what you should actually do to get ahead in today’s economy. 

American homeowners are trapped. Prisoners in their own houses. And the government knows it. For the last three years, a crisis has been freezing the American housing market from the inside out, and nobody in power is doing a single thing about it.

On this episode of Investing in Real Estate, we’re exploring what’s happening with the lock-in effect across the nation. You’re going to learn why this has frozen the entire housing market for buyers and sellers alike, and why buying rental properties might be a better option for anyone who wants to enter the housing market.

A $124 trillion wealth transfer is happening right now, and if you're a regular, hardworking American, you're on the losing end of it. Bank of America just released a study this week confirming what I've been warning you about for years. The greatest transfer of wealth in human history is already underway. It’s time to pay attention to this, because most people still don't see this trap.

On this episode of Investing in Real Estate, you’re going to learn about the three forces converging right now in 2026 that are accelerating this wealth transfer. Plus, we’re going to discuss why saving money is so destructive in this environment, and what you can do instead.