Investing in Real Estate with Clayton Morris | Investing for Beginners

Anytime I talk about the downfalls of the popular retirement plan, the 401k, there’s always a few people in the comment section protesting. If you’re one of the lucky few that has been able to build a large retirement savings inside a 401k, that’s great! But unfortunately, this isn’t the norm. Most people who put money into a 401k aren’t able to save enough to fund a comfortable retirement.

There are many reasons why the 401k fails investors, and I have plenty of videos I can direct you to if you’d like to learn more about this… But if you’re squirreling your extra dollars into a 401k, blindly wondering if it will be enough for retirement, today’s show is for you. We’re going to cover a few ways you can tell if your 401k sucks.

What's the best way to transform a liability (like your primary residence) into performing assets? That's the first question I'm answering on this Q&A episode!

On this encore episode of Investing in Real Estate, I'm tackling three listener questions about using home equity to buy rental properties, the best states to live and invest, and how to decide whether a renovation project is better suited for flipping or renting. Press play to hear my answers to your burning real estate questions!

The middle class has been slowly disappearing for a number of decades now. Over the past 50 years, the percentage of Americans in the middle class plummeted from 61% to 50%. And I’ve got to tell you: I only see it getting worse from here.

Of course, there are a number of systemic and economic factors that go into this tightening of the middle class. For one, inflation over the past few years has hit the middle class especially hard. But there are also a handful of big mistakes people make that hinder their progress toward financial freedom. Today we’re going to explore 5 major money pitfalls that the middle-class faces. If you’re ready to transform your financial situation and start building wealth, this episode is for you!

Since HELOCs can be difficult to find on an investment property, what's the best way to access the equity on a rental? In what scenarios would a cash out refinance be a better option? That's the first question I'm answering on today's show!

On this encore episode of Investing in Real Estate, we're going to discuss the future of digital currency, and how to protect yourself from the decline of the US dollar. I'm also tackling your questions about home equity, buying an investment property in a college town, and how to build your portfolio with a bad credit score. Click play to hear my answers to your real estate questions!

Did you know that there’s one thing that will dictate your success in real estate investing more than any other factor? It’s not your finances or your credit score. It's your mindset that will determine your outcomes. The good news is: is it’s absolutely free to change your mindset.

So on this episode of Investing in Real Estate, I’m going to share five mindset shifts you need to undergo in order to reach your real estate investing goals. Click play to learn five mindset shifts you need to learn to reach your goals.

Should you use your cash reserves to buy real estate, or is it a better strategy to use bank financing? And which method offers better tax benefits? That's the first question I'm answering on today's show!

On this encore episode of Investing in Real Estate, we're going to talk about the state of the economy and the current value of the US dollar. Then, I'll dive into your questions on the benefits of financing a real estate purchase, determining monthly rental rates, and finding HELOCs on rental properties. Click play to hear my answers to your best real estate investing questions!

So you want to invest in 2024? You’re probably wondering the best route to take. There are a multitude of strategies and investment types out there – and if you’re just searching on Google or YouTube, you’re going to find a lot of conflicting advice.

On today’s show, I’m sharing four smart investments you can make to start building your net worth. I believe there's a strategy in this list that can work for everyone. Click play to learn more on this episode of Investing in Real Estate!

Today's first caller asked about investing during times of high inflation. As the dollar loses its value, is it wise to continue buying rental properties? Or would it be better to wait out the current economic cycle? That's the first question I'm answering on today's show!

On this encore episode of Investing in Real Estate, I'm taking three of your great questions about investing in times of inflation, paying back hard money loans for a fix and flip deal, and how to get started investing in stocks. I hope this episode brings you the insight and education you need to take the next step in your wealth building journey.

Your parents and grandparents probably lived by the idea of working hard at a 9-5 job, saving money inside traditional savings accounts and a 401k, and then enjoying the fruits of their labor at retirement. But so much has changed in our society in recent generations, and most people today are not seeing healthy retirement balances.

Today we’re going to unpack some of the flawed thinking behind retirement, and I’m going to share the early retirement vehicle I personally used to escape the rat race and begin building passive income.

How do you know if it's a good strategy to buy assets with your home equity? And given higher interest rates, would it be better to invest in real estate or commodities like gold and silver? That's the first question I'm answering on today's Q&A episode!

On this encore episode of Investing in Real Estate, we're going to talk about the pent up demand for housing in the US. Then, I'm taking three of your excellent questions on leveraging a HELOC to buy assets, house hacking a full-service rental property, and ways to buy gold and silver. Click play to hear my answers to your questions!