Half of US homeowners and renters reported regularly struggling to make their housing payments, according to a recent Redfin survey. The cost of living over the past couple years is hurting Americans, and housing is a big factor in this equation. On today's show, we're going to discuss what's behind America's housing crisis.

You're going to learn about building trends, interest rates, and possible solutions to America's affordable housing crisis. We're also going to discuss why build-to-rent housing covers an important need in the market, and what investors can do to help keep housing costs down.

What's the best way to get funding for your real estate portfolio? Specifically, after you've reached the 10-mortgage limit with traditional banks, what other avenues exist for funding? That's the first question I'm answering on today's Q&A!

On this encore episode of Investing in Real Estate, I'm answering three of your questions on how to get money for real estate, ways to invest a smaller amount of money, and how much you should save for reserves on a rental property. Click play to hear my answers to your best investing questions!

According to data from the Federal Reserve Bank of New York, credit card delinquencies reached 8.5% in the fourth quarter of 2023 – that’s up from 5.87% in 2022, and 4.1% in 2021. Within a span of two years, credit card delinquencies have more than doubled.

We’re hearing again and again from the current administration the US economy is healthy – yet so many Americans are relying on credit cards, carrying expensive debt that they are ultimately unable to pay back. The total amount of credit card debt in the US has surpassed $1.13 trillion, which on its own is troubling, but the state of delinquencies shows the true financial ruin we’re seeing unfold across the country. On this episode of Investing in Real Estate, we're going to discuss the implications of this mounting consumer debt.

If you have a rental property but you don't live nearby, what's the best way to manage things on site? Is it a good idea to hire a property management company? On today's show, I'm answering this—plus two more of your voicemails!

This encore Q&A episode features three of your real estate questions on property management, LLCs, and buying a mobile home. I'm sharing my best tips and experience, and offering resources you can use on your unique real estate journey.

There are major challenges ahead for the future of the 401k. On today's show, you're going to learn the latest data behind why the 401k is headed for disaster. You're going to hear the latest statistics on retirement contribution, hardship loans, and more.

We're also going to discuss why the 401k on its own, does not lead to a comfortable retirement. If you're ready to learn about the future of your 401k, tune in to this episode of Investing in Real Estate!

Today's first caller is a Marine who'd like to use a VA loan wisely. Should he buy a primary residence, or hack house a duplex? That's the first question I'm answering on this encore episode!

This episode of Investing in Real Estate features three great listener questions on utilizing a VA loan, pulling funds out of traditional retirement accounts to invest in real estate, and how to navigate finances during retirement.

Americans’ credit scores have fallen for the first time in a decade. According to a March 2024 report by FICO, “the effects of high interest rates and persistent inflation may be starting to weigh on consumers, especially those already struggling to manage their finances.”

The FICO report found that the national average credit score dipped to 717 in October 2023. Today we're going to talk about what this information means for the consumer, the economy, and how building your financial education can help you if you're struggling with your credit.

If you want to get started as a real estate investor, but you only have $5k to invest, what's the best recourse? On this Q&A episode, I'm giving three ideas for getting started investing with $5k!

I'm also answering your questions on recovering a project gone wrong with a new builder, and how much it costs to get started investing with Morris Invest. As always, I appreciate your thoughtful questions. Click play to hear my answers to your questions on today's episode of Investing in Real Estate!

The national debt in the United States is steadily increasing year after year, finally reaching a historic level. This situation is concerning, with a fast-paced growth at a rate of a staggering $1 trillion accruing to the national debt every 100 days.

On today’s show, we’re going to talk about some of the main factors brewing behind the scenes. This massive amount of looming debt proves a serious lack of financial responsibility within the US government, including skyrocketing spending habits that will have serious lasting effects for the American people for decades to come.

Today's first caller asked an excellent question: "is now a good time to use home equity to invest for positive cash flow?" On this encore episode of Investing in Real Estate, I'm answering three of your questions on various real estate topics.

We're going to cover using home equity for positive cash flow, how to maximize your returns on a smaller investment, and what to consider about setting up LLCs for real estate investing. Click play to hear my answers to your thoughtful questions!