We welcome back Grant Locke, head of OUTVest, to talk to Warren Ingram about the impact of financial planners in the investment industry, what studies show and the fairness of fee structures based on clients portfolios. 

Topics/ Questions: 

• Do financial planners add value to your portfolios? 
• What do Vanguard and Morningstar studies show on where financial planners add value? 
• About Vanguard and Morningstar 
• How are fees determined for financial advisor services? 
• Why do we have percentage-based fees? 
• What is a fair fee structure? 

Have you heard about the OUTVest competition where you can win R10 000 invested into your OUTVest investment account? Simply visit https://bit.ly/3wEMBlB for more information on how to enter and the great prizes up for grabs! 

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Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod