The Personal Finance Podcast

Is the American Dream Dead? (With Freddie Smith)


Listen Later

Millennials and Gen Z are not broke because of laziness but a broken system. Here is what is actually going on and what you can do about it. 


👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/o37wxuz?webinar_id=22 


What You'll Learn in This Episode


  • Why the American Dream playbook is broken and what replaces it
  • Why luxuries got cheaper while necessities got unaffordable
  • Why two EMTs could build a life in 1996 and cannot today
  • The three-tier middle class divide and why your neighbor pays $55K less than you
  • Whether buying a home in 2026 still makes sense and the two questions to ask first
  • What is actually happening with Social Security and what to do about it
  • The one lever that matters most when the system is working against you

  • Start Here 

    Join the community built to help you master your money, stay accountable, and reach financial freedom.  


    👉 Try Master Money Academy FREE for 7 days today!https://mastermoney.co/join/

    👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21

    👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79


    Partner Deals


    • Indeed → Get a $75 sponsored job credit ⁠http://Indeed.com/personalfinance⁠
    • Policygenius → Free life insurance quote ⁠http://policygenius.com⁠
    • Chime → Get more rewarding fee-free banking at ⁠https://www.chime.com/PFP⁠
    • Monarch Money → Up to  60% off | MEMORIAL DAY WAREHOUSE CLEAROUT ⁠http://www.monarch.com/PFP⁠
    • Shopify → Sign up for your one-dollar-per-month trial today at ⁠http://shopify.com/pfp⁠  
    • Wayfair → Get 80% OFF on April 25th through the 27th ⁠http://wayfair.com⁠  
    • DeleteMe → 20% off with code PFP ⁠https://joindeleteme.com/PFP20/


      Tool/s Mentioned


      • Trulia - https://www.trulia.com 
      • Zillow - https://www.zillow.com 
      • Uber - https://www.uber.com 

      • Watch Next


        • How Companies Are Quietly Robbing You! With Lindsay Owens https://youtu.be/WhfXVmC2DC0 
        • 12 Financial Rules of Thumb That Let You Spend More on What You Love https://youtu.be/36HG6VHnA08 
        • How to RETIRE BY 30! (With Cody Berman) https://youtu.be/ffKv6M69SRI 
        • How to Manage Your Money (and Still Enjoy Life) https://youtu.be/BWocw8B-xnY 
        • The Housing Market Is Rigged (Here's How to Beat It) With David Sidoni https://youtu.be/ccXY6vTNJu0 

        • Connect with Freddie Smith 


          • TikTok → https://www.tiktok.com/@fmsmith319 
          • Instagram → https://www.instagram.com/fmsmith319/ 
          • Linktree → https://linktr.ee/Freddiemsmith 
          • Spotify →  https://open.spotify.com/show/2MyR1MAPyqDf6OwCrNwR4b 
          • YouTube → https://www.youtube.com/playlist?list=PLVcu9rrANHgA6WY_tH1vtpA8V6uX1BI3C 

          • Connect with Andrew


            • Instagram → https://instagram.com/mastermoneyco
            • Website → https://mastermoney.co
            • TikTok → https://tiktok.com/@mastermoneyco
            • X → https://x.com/mastermoneyco
            • LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340
            • YouTube → https://www.youtube.com/@mastermoneyco/

            • Question for you:

              .Do you think the American Dream is still achievable for your generation, or has the system changed too much? Drop your honest take in the comments below. 

              Learn more about your ad choices. Visit megaphone.fm/adchoices

              ...more
              View all episodesView all episodes
              Download on the App Store

              The Personal Finance PodcastBy Andrew Giancola

              • 4.7
              • 4.7
              • 4.7
              • 4.7
              • 4.7

              4.7

              1,387 ratings


              More shows like The Personal Finance Podcast

              View all
              Afford Anything | Make Smart Money Choices by Paula Pant, Personal Finance Expert | Cumulus Podcast Network

              Afford Anything | Make Smart Money Choices

              3,565 Listeners

              Money Girl by QuickAndDirtyTips.com

              Money Girl

              1,852 Listeners

              Money Guy Show by Brian Preston and Bo Hanson

              Money Guy Show

              3,242 Listeners

              The Stacking Benjamins Show by Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP

              The Stacking Benjamins Show

              2,000 Listeners

              Your Money, Your Wealth by Your Money, Your Wealth

              Your Money, Your Wealth

              816 Listeners

              ChooseFI | Financial Independence Podcast by ChooseFI

              ChooseFI | Financial Independence Podcast

              5,156 Listeners

              The Investing for Beginners Podcast - Your Path to Financial Freedom by By Andrew Sather, Stephen Morris, and Evan Raidt | Stock Market Guide to Buying Stocks

              The Investing for Beginners Podcast - Your Path to Financial Freedom

              1,416 Listeners

              NerdWallet's Smart Money Podcast by NerdWallet Personal Finance

              NerdWallet's Smart Money Podcast

              883 Listeners

              Stay Wealthy Retirement Podcast by Taylor Schulte, CFP®

              Stay Wealthy Retirement Podcast

              694 Listeners

              BiggerPockets Money Podcast by BiggerPockets

              BiggerPockets Money Podcast

              3,081 Listeners

              Ready For Retirement by James Conole, CFP®

              Ready For Retirement

              828 Listeners

              Early Retirement - Financial Freedom (Investing, Tax Planning, Retirement Strategy, Personal Finance) by Ari Taublieb, CFP®, MBA

              Early Retirement - Financial Freedom (Investing, Tax Planning, Retirement Strategy, Personal Finance)

              597 Listeners

              Mile High FI Podcast by Doug Cunnington & Carl Jensen

              Mile High FI Podcast

              205 Listeners

              Catching Up to FI by Bill Yount & Jackie Cummings Koski

              Catching Up to FI

              357 Listeners

              Rich Habits Podcast by Austin Hankwitz and Robert Croak

              Rich Habits Podcast

              509 Listeners