Retirement and Life Insurance Expert explains why this may be the best environment in 80+ years to own whole life insurance. In this interview, Caleb Guilliams and PhD in Retirement Income Planning, Tom Wall, break down whole life vs IUL as a fixed-income/bond alternative, and why guarantees, volatility, taxes, and behavior matter more than chasing a few extra basis points of return. They also walk through how to think about internal rate of return (IRR), death benefit, chronic illness riders, and tax-free access to cash value as part of a holistic portfolio, not a stand-alone asset.

Get Your Ticket to Tom's Event: https://faststartforum.com

00:00 Introduction

01:09 Key Topics

02:18 Dividend Season

04:21 Safe Asset and Fixed Income Alternative

05:54 Whole Life Insurance as an Asset Class

07:55 Guarantees of Whole Life Insurance

09:35 Whole Life Insurance Benefits

11:48 Misconceptions of Permanent Life Insurance

19:15 The Kyle Busch IUL Deal

22:38 Whole Life vs. IUL

26:27 "Tax-Free Retirement Income"

31:10 Tom Wall's Fast Start Forum Event

32:25 Future Predictions and Industry Black Eye

34:41 Life Insurance Internal Value Calculator

48:18 Risk-Adjusted Return and Value of Life Insurance

50:50 Better Wealth Policy Analysis and Contact

54:33 Tom Wall's Speaking Engagements and Whole Life Masterminds

Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

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*This video is for entertainment purposes only and is not financial or legal advice.

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