Join Jeff Roediger and Co- Host Kelly Fasterling as we discuss Long Term Care.   It is very important to understand how it works and what your options are:

- Do You Need It? If so, what is the best way to obtain it and fund it.

-  Should you consider The Federal Long Term Care (FLTCIP) ? 

-  How to compare FLTCIP to Alternatives...

- Can you afford to purchase it?   Can you afford not to have this benefit?

Join  Host Jeff Roediger and his Guest Financial Fiduciary Bryant Stone as they discuss  this important term "fiduciary" and how it could impact you!

Fiduciaries are obligated by law to act in your best interest as they manage your assets or money. Rather than operating out of self-interest (such as recommending insurance policies or investments in pursuit of fees and commissions). 

We address the following questions:

- Why working with a Fiduciary is important
- What are the different types of Fiduciary Relationships
- How to find out if your "Financial Adviser" is a fiduciary

Investment advisory services offered through Redhawk Wealth Advisors, Inc., an SEC Registered Investment Advisor. Some Investment Advisor Representatives of Redhawk Wealth Advisors, Inc. may market their advisory services under the name of Polimeni Tax and Financial Group, an unaffiliated and separate legal entity. This email is confidential, does not constitute investment advice, is only for the use of the intended recipient and should not be redistributed, except with the sender's consent. If you received this email in error, please notify us immediately by telephone; receipt by anyone other than the intended recipient is not a waiver of any work product or attorney-client privilege. All email to and from Redhawk Wealth Advisors, Inc. is monitored, stored and made available to regulators if requested.

Join Jeff Roediger and Financial Adviser Kelly Fasterling as we discuss the following in this Chapter:

- Health Insurance - FEHB - There are a lot of options pre and post retirement.   Here are some of the questions you need to be thinking about.   Which Carrier?  Is your Spouse (Significant Other) Eligible to Receive to Benefits?  What will your cost be at retirement?

-  Fed VIP -  Dental and Vision - Can you keep this plan in retirement? Does the five year rule apply?   What is the cost in retirement to the federal employee? 

- FEGLI - As federal employees approach Retirement, many do not understand how expensive it can be.   How does it compare to private sector alternatives?  What is the cost to the employee in retirement? How much do you need?  What is the best type of coverage? 

Join us for this informative session.

Join Host Jeff Roediger and Financial Adviser Tom Muije as we discuss alternatives to Pension annuity survivor payments. 

Here are the topics we discuss:

Clarify: Single vs joint life?

Who could be help by a pension maximization strategy?

When should you start a pension maximization? 

Also, go to www.govresource.com and obtain your no cost pension report card.

Join Jeff Roediger and Financial Adviser Larry Prascus as we address these important questions...

How does this impact TSP Participants?

Can they withdrawal funds?

Can they move assets from G Fund to other sub accounts?

Listen in as Larry addresses these questions and more... Also, go to www.fedresource.com 
and Download a complimentary Federal Employee Retirement Workbook.

Join Federal Financial Adviser Kelly Fasterling and Host Jeff Roediger as they discuss the Federal Pension Retirement Systems.

We address these important questions:

- When can you retire?

- What are your Survivor Options?

- When is the best day to retire as a Federal Employee?

Join us to learn more.

You can also obtain a complimentary Federal Retirement Handbook by going to www.fedresource.com

Join Jeff Roediger and Financial Fiduciary Kathleen Sanford for a compelling session on why everyone needs an Estate Plan.

When was the last time you updated your Beneficiaries (Pension Survivor/ TSP/401k/403b) ?

What about your unused sick leave?

Are your Beneficiaries Coordinated with your will?  When was the last time you reviewed your will?

Do you have a Living Trust?  Why is this important?

Everyone has an Estate Plan ..... If you do not plan you default to the Government's Plan.

Log in for a 30 Day Trial to learn more and get updated -- Legacy Lock Estate Plan Trial

Join Financial Adviser Ron Friddle and Host Jeff Roediger as we discuss The Five Key Decisions You Need To Make:

1. Who will manage your money when you die?

2. Where Does Your Money Go?

3. Who Will Take Care of Family Members?

4. Who Makes Medical Decisions on Your Behalf if you are incapacitated?

5. Who Makes Financial Decisions on Your Behalf if you are incapacitated?

Learn more about this important and many times overlooked area of planning.

Here  is what Mark and Jeff Discuss in this session:

 • You cannot get advice about how to maximize your lifetime benefit from a Social Security representative. They are prohibited from giving advice about when to elect your benefit options.
 • To get the most out of your Social Security benefit, you need to file at the right time. Every dollar your Social Security income increases is less money you’ll have to spend from your retirement savings to supplement your income.
 • An Investment Advisor can help you determine when you should file for Social Security to get your Maximum Lifetime Benefit. 
• Deciding when to take your Social Security benefit is one of the most important decisions you make as a retiree. After the first year of taking the benefit, that amount is locked in for the duration of your lifetime. 
• Social Security is a massive, government-funded program and there are many things about this program that you cannot control. You can, however, control when and how you file for benefits 

How Much Money Do You Need To Be Happy?

Outliving their money is what retirees fear the most. Build your retirement income from the sound foundation of Green Money, or Know So Money. The foundation of a retirement strategy depends on knowing how much money you need and when you need it.

 • Identify how much of your income you need now, and how much you need later. Once you have your current Need Now income needs supplied, it’s crucial to the longevity of your income to plan for Need Later Money. This offers another opportunity to look at Red Money investments for growth.

 • Working with a Registered Investment Advisor will help you compose a clear and concise inventory of your assets, and learn how much they are worth, what rules apply to them, and how they are structured for risk.