John Alcock updates us on Central Bank Digital Currencies (CBDC’s) after the groundwork he laid down eighteen months ago on this podcast.

Within the last couple of weeks, two of the biggest NZ Banks have implemented mandatory behavioural and device-level surveillance as a condition of online and mobile banking.

The customer cannot opt out.

They justify it as fraud prevention but go far beyond what is proportionate.

And this is only the beginning.

We discuss where to after this, and much more.

And we dive into The Mailroom with Mrs Producer.

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