Let The Data Speak

Are you up to date with everything impacting Australia’s property markets? Do you know how credit market changes could affect your investments and plans? 

Gain insight into the unique and ever-changing landscape of Australia's credit market in order to understand its impact on property markets. 

Discover how you can best position yourself amidst this complex financial terrain, giving your investments an edge that will pay dividends!

Tune in to today's episode where we dive deep into the world of finance with ex-Treasury economist and top 100 mortgage broker, Redom Syed. We discuss borrowing capacities, portfolio management, and loan setups, and even drop some tips on how to scale up your capacity by an extra 100k. Plus, don't forget to check out the awesome guide on Australian property market predictions for 2023 from Confidence Finance. 

If you want to stay ahead of the game in the Australian property market and understand how credit markets affect it, then tune in to our podcast. Trust us, this episode is jam-packed with value you won't want to miss! 

 

Episode Highlights:

• Welcome to Investor Kit Podcast  [0:00]
• Finance is the Engine Room of the Property. [2:30]
• Record High Refinances: What's Behind the Trend? [4:12]
• Debunking the Myth of Fixed Borrowing Capacity [6:27]
• Interest Rates: The Primary Driver of Credit Availability [8:56]
• Expanding Your Credit: Tips to Increase Your Borrowing Power [14:36]
• The Best vs. The Right Rate: Navigating the World of Loan Management [16:55]
• Supercharge Your Borrowing Power: Learn to Increase it by 100% [19:55]
• Diving Deeper Beyond the Surface of Finance in Property Investment [22:36]
• Interest-Only Loans: The Surprising Impact on Borrowing Capacity [24:38]
• The Interest-Only Loan: A Risky Business or a Smart Move? [26:14]
• The Power of a Strong Lending Team: Insights from a Finance Expert [27:39]
• Your Go-To Source for Mortgage Broking and Lending Tips [28:35]

 

About Our Guests:

Ransom Syed is a highly sought-after mortgage broker, whose mission it is to empower aspiring homeowners and investors with the knowledge of how to grow their wealth through property. With five consecutive awards from MPA Magazine as one of Australia's Top 100 Mortgage Brokers; (2017 - 2022), Mr. Syed heads Confidence Finance in providing exemplary customer service throughout each loan journey that he guides his clients on. Moreover, he also cohosts Australian Property Talk Podcast which further lends him credence within this booming industry!

 

Connect with InvestorKit:

• Website: https://www.investorkit.com.au/ 
• Send your questions to: [email protected] 
• Follow us on Facebook: https://www.facebook.com/InvestorKit/ 
• Follow us on Instagram: https://www.instagram.com/investorkit.com.au/
• Subscribe to our Youtube Channel:  https://www.youtube.com/@investorkit3615 
• Connect with us on LinkedIn: https://www.linkedin.com/company/investorkit/ 

 

Connect with Redom Syed:

Website: https://www.confidencefinance.com.au/ 

Linkedin: https://www.linkedin.com/in/investmentfinance/

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See omnystudio.com/listener for privacy information.

Are you a property investor looking to make the most of your self-managed super fund? Do you have a strategy to ensure maximum growth from your SMSF? 

Ensure your future is secure - Align yourself with Self-Managed Super Funds and discover the kind of peace of mind that comes from taking personal control over life's most important investments.

In today’s show, John reveals little-known rules and regulations that can help you maximize the benefits of investing in property through your SMSF. Whether you're a seasoned investor or just starting out, this essential guide will provide you with valuable insights to make informed decisions.

Learn the strategies and tactics to leverage your SMSF funds and make your property investment dreams a reality. Plus, discover how you can access funds in the future to buy more property and grow your portfolio.

Investing in property through your SMSF can be a smart move, but it's crucial to have the right guidance and knowledge. Don't miss out on this valuable information that can potentially boost your SMSF investment returns.

Tune in to our podcast now and get all the essential information you need to make the most of your SMSF investment. 

 

Episode Highlights:

• Welcome to Investor Kit Podcast  [0:00]
• How John's SMF Knowledge Benefits Customers  [0:10]
• Beyond the Basics: Little-Known Rules of SMFs Revealed!  [2:40]
• Unexpected Scenarios and Surprising Solutions in Self-Managed Super Funds [6:29]
• Avoiding Common Mistakes: Top Pitfalls in Managing SMFs [8:58]
• Understanding the Difference Between Maintenance and Improvement in SMFs [13:02]
• Secrets to Success: What High-Performing SMSFs Have in Common [16:11]
• Family Matters: Involving Children in Self-Managed Super Funds [19:09]
• Leveraging SMFs for Lower Insurance Premiums [24:58]
• The Complexity of Setting Up an SMF [27:26]
• Why You Need to Speak with a Pro for Your SMSF [29:49]

 

About Our Guests: 

John Collignon is a financial wizard who knows the secrets to success. With bachelor's degrees in commerce and law, plus valuable accreditation as a Level 1 & 2 Derivatives & Margin Lending Adviser, his expertise helps Australians take control of their superannuation with C2 Financial Group - founded by him back in 2009! Since then he has been advancing SMSF administration across Australia while also spearheading products such as structured investments for both domestic use and international markets. Over 1500 trustees have benefited from his guidance so far – unlock your potential today!

 

Connect with InvestorKit:

• Website: https://www.investorkit.com.au/ 
• Send your questions to: [email protected] 
• Follow us on Facebook: https://www.facebook.com/InvestorKit/ 
• Follow us on Instagram: https://www.instagram.com/investorkit.com.au/ 
• Subscribe to our Youtube Channel: https://www.youtube.com/@investorkit3615 
• Connect with us on LinkedIn: https://www.linkedin.com/company/investorkit/ 

 

Connect with John:

Website: https://c2financialgroup.com.au/ 

Linkedin: https://au.linkedin.com/in/john-collignon-51a51b58

See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

Are you a first-time investor looking to make the most of your money? Are you feeling lost and unsure about where to start with your investments?

Fear not, because in today’s episode our guest, an expert financial consultant shares her expertise in investment lending and helps you avoid the pitfalls of first-time investors.

Eva from Finni Mortgages, tackle her solution-focused approach to helping borrowers get ahead. She'll walk you through the difference between a specialist in investment lending and a regular mortgage lender, explain the cost of paying an EMI, and help you understand how LMI can be your friend.

But that's not all! Eva also dives into the importance of building a team of professionals to help you succeed and reveals the common traits of successful investors. Plus, she'll share how you can get in touch with her for even more information.

Tune in to the InvestorKit Podcast to learn more about how to make the most of your investments and reach your financial goals. From choosing the right lender to building a successful investment portfolio, we've got you covered.

Episode Highlights:

• Welcome to Investor Kit Podcast  [0:00]
• The Importance of Having a Broker on Your Investment Team [0:55]
• Common Mistakes Investors Make and How to Fix Them [2:49]
• LMI vs. Deposit: Which is Better for Your Property Investment?  [5:12]
• One or Two Properties in a Year? Which Investment Strategy Works Best?  [6:35]
• How to Choose the Right Lender for Your Investment Goals [8:42]
• Discover the Traits of Successful Investors and Boost Your Investment Game! [11:07]
• Make the Right Investment Decisions Today [13:31]
• Connect with Us: How to Get in Touch with Our Investment Experts [15:11]
• What's Next for the Industry? The Future of Banking and Investing [17:16]

About Our Guest:

Eva Loisance is a French visionary and powerhouse in the world of economics. Her passion for investment brought her to Australia where she immediately fell head-over-heels with the property market and began investing herself as a Mortgage Broker while helping others navigate their own lending journey. A natural problem solver who also excels at Management Banking Loans & more - she has channelled that energy into Finni: an innovative platform designed BY investors FOR investors on both sides of the real estate equation making it easier than ever to start building wealth through wise investments.

Connect with InvestorKit:

• Website: https://www.investorkit.com.au/
• Send your questions to: [email protected] 
• Follow us on Facebook: https://www.facebook.com/InvestorKit/
• Follow us on Instagram:  https://www.instagram.com/investorkit...
• Subscribe to our Youtube Channel:    / @investorkit3615  
• Connect with us on LinkedIn: https://www.linkedin.com/company/inve...

Connect with Eva:

Website:https://www.finni.com.au/

LinkedIn: https://www.linkedin.com/in/eva-loisance-2369435a/

See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

Have you ever wondered what it would be like to manage your own financial future? Take a deeper look into the world of Self-Managed Super Funds and see if they're right for you!

Get ready to dive deep into the world of SMSFs with our guest speakers, Joe and Luke from Obsidian Advisory. They'll tackle everything you need to know about SMSFs, from the basics of what they are and how to create one, to traps and pitfalls, different tax timing choices, and even how property investing comes into play. Joe and Luke will also share their valuable advice, personal anecdotes, and expert insights so you’ll be able to make better decisions for your own financial property investments. 

Making wise decisions can result in lucrative rewards - Whether you're a first-time investor or just interested in learning more about SMSFs, this episode has got you covered.

Take control of your finances today with this exciting way of rising above ordinary investments!

Don't forget to like, share, rate, and subscribe for more insider tips and expert insights. See you in the next episode!

 

Episode Highlights:

• Welcome to InvestorKit Podcast [00:00]
• Don't Fall Into These Property Investing Traps! [1:11] 
• What is a Self-Managed Super Fund? [3:24] 
• South Korea Vacation: A Strange North Korean Story with a Valuable Lesson [6:14] 
• The Bare Trust: What It Is And How It Works [8:03] 
• SMSF Minimum Balance: How Much Do You Need to Start? [12:14] 
• What to Look Out For and How An Advisory Firm Can Help?  [13:45]
• Why is property investing such a popular option in SMSFs? [16:56]
• Understanding the Tax Implications of SMSF Property Investing [20:17] 
• Setting Up an SMSF: A Step-by-Step Guide to Compliance and Terms [22:56]

About Our Guests:

Joe Hart is a Chartered Accountant with over 13 years of experience in public practice. He holds a master's in taxation from UNSW. His skills have been learned over this time from multiple roles including time qualifying through Ernst & Young where he worked as a manager for a number of years. At EY Joe was a key member of their team helping fortune 500 companies as well as ASX-listed companies.

Luke Moylan is a Chartered Accountant with experience in public practice and commercial accounting roles. He has 10 years of full-time work experience in different accounting and finance roles from very small businesses to the big 4 banks and everything in between. He has worked with a start-up that went from a valuation of $0 – $300 million in 5 years. In business, he believes there is no such thing as a mistake, just a new problem to solve each day.

Connect with InvestorKit:

• Website: https://www.investorkit.com.au/
• Send your questions to: [email protected] 
• Follow us on Facebook: https://www.facebook.com/InvestorKit/
• Follow us on Instagram:  https://www.instagram.com/investorkit.com.au/?hl=en
• Subscribe to our Youtube Channel: https://www.youtube.com/@investorkit3615
• Connect with us on LinkedIn: https://www.linkedin.com/company/investorkit/

Connect with Joe and Luke:

Website: https://obsidianadvisory.com.au/

See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

If you're looking to invest in your first or next property but struggling to save up for the deposit, then you've come to the right place. 

Today, we're going to cover all the basics of getting your deposit ready for your first or subsequent investment property. We'll start by discussing how much you need to borrow and how long it takes to save up for the deposit.

But we won't stop there - we'll also explore a shared approach to buying properties, where you can team up with other investors to split the costs and risks. And if you already own a property, we'll delve into the concept of equity and how you can use it to your advantage.

We'll even dive into the nitty-gritty of cash out versus cross-security, and what that means for your investment strategy. And to tie it all together, we'll look at five different ways to fund your first investment, so you can choose the option that works best for you.

As someone who has been through the process of investing in property myself, I understand how overwhelming it can feel. But trust me, with the right guidance and knowledge, it can be a rewarding and lucrative experience.

So if you're ready to take the leap and start building your property portfolio, be sure to tune in to this podcast. 

Don't forget to like, share, rate, and subscribe for more insider tips and expert insights. See you in the next episode!

Episode Highlights:

• Welcome to InvestorKit Podcast [00:00]
• How much do you need to borrow? [1:25]
• How long does it take to get from 25% of your net income to 40%? [3:21]
• A shared approach to buying properties [5:08]
• All about equity [7:00]
• Cash out vs cross security [8:24]
• The ways to fund your investment [12:02]

Connect with InvestorKit:

• Website: https://www.investorkit.com.au/
• Send in your questions to: [email protected] 
• Follow us on Facebook: https://www.facebook.com/InvestorKit/
• Follow us on Instagram:  https://www.instagram.com/investorkit.com.au/?hl=en
• Subscribe to our Youtube Channel: https://www.youtube.com/@investorkit3615
• Connect with us on LinkedIn: https://www.linkedin.com/company/investorkit/

See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

Are you tired of trying to make sense of your cash flow? Do you feel like you're chasing something that's not really there?

In today's episode, we delve into cash flow and show you how to look at it holistically. We’ll discuss short term cash flow, high interest rates, low interest rates, and cash flow modelling and projections.

I will also share my personal journey of investing and how I am turning negative cash flow into positive. I’ll explain why it's important to consider the long term and why it's not always about chasing positive cash flow in the short term. 

Also, you'll learn how to reverse engineer your plan and make the most of the current environment.

Get the inside scoop on how to make your portfolio work for you in the current environment and why you need to consider the multi-layered scenario for long term investing.

Don't forget to like, share, rate, and subscribe for more insider tips and expert insights. See you in the next episode!

Episode Highlights:

• Welcome to InvestorKit Podcast [00:00]
• Seeking something that doesn’t exist [4:49]
• Investors who chase the outcome of cash flow [14:35]
• Best possible yields in the current environment [16:47]
• The third multiple topples over if prices in these areas rise [22:33]
• Short-term cash flow vs. long-term cash flow [24:43]
• What to do if your cash flow turns negative [26:45]

Connect with InvestorKit:

• Website: https://www.investorkit.com.au/
• Send in your questions to: [email protected] 
• Follow us on Facebook: https://www.facebook.com/InvestorKit/
• Follow us on Instagram:  https://www.instagram.com/investorkit.com.au/?hl=en
• Subscribe to our Youtube Channel: https://www.youtube.com/@investorkit3615
• Connect with us on LinkedIn: https://www.linkedin.com/company/investorkit/

 

See omnystudio.com/listener for privacy information.

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In the world of real estate investing, buzzwords like "under market value" and "instant equity" can be confusing and misleading. It's essential to cut through the jargon and focus on what really matters - clear comparable analysis and buying in the right growing location.

Today’s podcast episode does just that. We'll help you see through the jargon and avoid getting trapped in the hype. Instead, you’ll get practical insights on how to conduct proper comparable analysis and be in high pressure locations for your investments.

Navigating the real estate market can be challenging, especially with all the lingo and trends that can distract from what truly matters. That's why we’ll cut through the noise and provide you with a clear, straightforward approach to investing.

If you're tired of getting caught up in the buzzword world and want to make smart, informed investment decisions, then tune in now and be guided on the path to success in real estate investing!

Don't forget to like, share, rate, and subscribe for more insider tips and expert advice. See you in the next episode!

Episode Highlights:

• Welcome to InvestorKit Podcast [00:00]
• What is Under Market Value? [2:25]
• The value that’s actually true [4:52]
• How to confidently distinguish under market value [7:34]
• The real value of real estate and how it compares to what is being assessed [9:54]
• How often does the market come back to the point of the purchase price? [11:56]
• Why certain assets can't be so early in your portfolio [19:01]
• How do you buy well against comparable sales? [20:42]

Connect with InvestorKit:

• Website: https://www.investorkit.com.au/
• Send in your questions to: [email protected] 
• Follow us on Facebook: https://www.facebook.com/InvestorKit/
• Follow us on Instagram:  https://www.instagram.com/investorkit.com.au/?hl=en
• Subscribe to our Youtube Channel: https://www.youtube.com/@investorkit3615
• Connect with us on LinkedIn: https://www.linkedin.com/company/investorkit/

See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

Real estate and finance can be tough to navigate. That's why it's important to have a team of experts on your side, like a buyer's agent and a mortgage broker, to help you make informed decisions and get the best possible deal.

It's important to keep up with the market, especially with interest rates always changing. 

In this episode, we've got Brian Taylor on board to share his tips on making smart investments and avoiding common pitfalls. As someone who's been through it all, Brian's advice is both relatable and valuable.

If you're looking for some friendly tips on real estate and finance, give this podcast a listen. Brian's insights and personal stories will make you feel like you're chatting with a good friend who just happens to be an expert in the field. So sit back, relax, and tune in for some great insights!

Don't forget to like, share, rate, and subscribe for more insider tips and expert advice. See you in the next episode!

Episode Highlights:

• Welcome to InvestorKit Podcast [00:00]
• A match made in heaven collaboration [6:12]
• Pitfalls vs the gains [9:29]
• How to protect customers from the changing environment of finance [13:49]
• Conversation from the start makes a lot of difference [16:09]
• Interest rates and getting a better deal [18:53]
• Stay away from after-pay and the pay later schemes [21:40]

About our Guest

Brian Taylor is the Director of Home Equities. Their company is heavily focused on getting it right the first time with their clients and not only sourcing the best finance deal for them, but adding the extra benefit of showing the clients how to become debt free in as short of time as possible. They specialise in sourcing funds for the clients but the journey does not end there. They also aim to provide a holistic service where they will teach clients how to manage their money and become debt free in a relatively short period. 

Connect with InvestorKit:

• Website: https://www.investorkit.com.au/
• Send in your questions to: [email protected] 
• Follow us on Facebook: https://www.facebook.com/InvestorKit/
• Follow us on Instagram:  https://www.instagram.com/investorkit.com.au/?hl=en
• Subscribe to our Youtube Channel: https://www.youtube.com/@investorkit3615
• Connect with us on LinkedIn: https://www.linkedin.com/company/investorkit/

Connect with Brian:

Website: https://www.homeequities.com.au/ 

See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

Before you dive into the exciting world of property investing, it's crucial to have a solid understanding of finance. 

And if you're looking to leverage your investments, I have something special in store for you today.

In today’s episode, join me as I give you first-hand information on how to increase your borrowing capacity while maintaining responsible lending practices. Let us take this road to learn a holistic approach to achieve your financial success as an investor. 

Whether you're a seasoned investor or just starting out, this episode is packed with valuable information you won't want to miss. So tune in now and get ready to achieve financial success in the world of property investing! 

Don't forget to like, share, rate, and subscribe for more insider tips and expert advice. See you in the next episode!

Episode Highlights:

• Welcome to InvestorKit Podcast [00:00]
• Limits are liabilities [03:51]
• Looking at your properties [07:48]
• Assessment rates and how they impact your application [10:08]
• Purpose of valuations [13:51]
• Your structures under the different banks [16:31]
• Income and expenses [23:25]
• The holistic approach [25:25]

Connect with InvestorKit:

• Website: https://www.investorkit.com.au/
• Send in your questions to: [email protected] 
• Follow us on Facebook: https://www.facebook.com/InvestorKit/
• Follow us on Instagram:  https://www.instagram.com/investorkit.com.au/?hl=en
• Subscribe to our Youtube Channel: https://www.youtube.com/@investorkit3615
• Connect with us on LinkedIn: https://www.linkedin.com/company/investorkit/

 

See omnystudio.com/listener for privacy information.

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It’s important to reflect and evaluate the outcomes of our plans and forecasts to ensure excellence. 

Taking the time to assess what went right and and what went wrong, is crucial in order to strengthen and improve our performance and services. 

Reflecting on our journey and successes over the past 12 months, or any given period of time, allows us to understand what worked and what didn’t and can help us plan better for the future. 

In this episode, join me as we look back on our public predictions of trends made in 2022 via newscorp. As we kick off 2023, not only do we get to see if the trends that were predicted actually happened as they were forecasted but we also share our predictions of trends for 2023 that we shared with yahoo finance.

If you enjoyed this episode, don't forget to like, share, rate and subscribe for more. See you on the next one!

Episode Highlights:

• Welcome to InvestorKit Podcast [00:00]
• A look back on the forecast made in 2022 [2:02]
• Property prices as demand-led rather than supply-short [07:13]
• The work from home trend [13:48]
• Borderless buying will become the norm [16:22]
• The trend on rental prices [20:51]
• How 2022 will change the property market forecasts and predictions [26:35]
• How interest rates will balance out. [33:12]
• Small regions will continue to see growth in house prices. [38:01]

Connect with InvestorKit:

• Website: https://www.investorkit.com.au/
• Send in your questions to: [email protected] 
• Follow us on Facebook: https://www.facebook.com/InvestorKit/
• Follow us on Instagram:  https://www.instagram.com/investorkit.com.au/?hl=en
• Subscribe to our Youtube Channel: https://www.youtube.com/@investorkit3615
• Connect with us on LinkedIn: https://www.linkedin.com/company/investorkit/

See omnystudio.com/listener for privacy information.

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