Mortgage rates have peaked, and while volatility remains, we’re seeing clear signs of stabilization. Improved mortgage spreads in 2024 and 2025 are helping to prevent rates from climbing as high as they did in 2023, when spreads widened dramatically due to economic uncertainty​. With the 10-year yield fluctuating but mortgage spreads tightening, rates are expected to range between 5.75% and 7.25% this year, signaling a more controlled lending environment​. In this episode, we will discuss what's impacting the current housing market while answering your mortgage and real estate questions LIVE===========================================✅ Ready to find the right loan? Start your stress-free journey today: - https://www.theeducatedhomebuyer.com/start➡️Let Us Contact You When Rates Move Lower -http://www.theeducatedhomebuyer.com/ratewatch📩 - [email protected]💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727