In this episode of Fintech Layer Cake, host Reggie Young sits down with Scott Johnson, President of the Card Division at LoanPro. Scott shares his deep expertise from over two decades in fintech, including his time at Galileo and his current work at LoanPro, where they are pioneering transactional-level credit. Together, they discuss the core pillars of launching a credit card, common mistakes fintech founders make, and how the lending landscape is evolving. Whether you’re a fintech builder or just curious about how credit cards really work, this conversation is packed with insights on the future of card issuing and credit products.