June 25, 2025

Luke on 2CC – Setting goals and habits for the new financial year

16 minutes

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 20 June 2025. The topic for this week is: Setting new habits and goals for the new financial year. Over the past several weeks Luke has been talking about end of financial year planning and the actions you may consider completing. While there is still a little bit of time to make super contributions, check with your fund about their end of year contribution closing date so you’re not disappointed. This week Luke looks at the new financial year with guest host Rod Henshaw. Thank you for joining us live on 2CC, YouTube or your favourite podcast streaming service with ‘The Strategy Stacker – Luke Talks Money’.

Key topics covered include:

Good behaviours – setting goals and habits – underpins success

Do you know what you live on? Start by knowing where your money is going

Once you know where it’s going, is there any waste?

What could you do with that money you find? Remember you don’t have to start with alot

Have you considered micro investing? Can you automate savings?

Can a micro investing app help?

Time is also your friend

If you’re closer to retirement, can you salary sacrifice into super to save, whist saving some tax?

Set short term goals and reward yourself when you achieve them

Think about the stuff around the house that you don’t use. Can you declutter and sell it?

Lean into your strengths

Luke shares his top tips to think about when setting goals and habits for the new financial year

https://www.envisionfinancial.com.au/wp-content/uploads/2025/06/The-Strategy-Stacker-Luke-Talks-Money-20062025.mp3

Our podcast is also available on Apple Podcasts, Spotify and YouTube – ‘The Strategy Stacker – Luke Talks Money’

Do you need help with your super, retirement or personal financial planning issues?

At the start of a new financial year, it’s a great time think about where you’re going over the next 12 months. Do you have retirement or investment plans? Make an appointment to meet with Luke about personal financial planning strategies that can help you reach your own goals.

Luke as a Financial Planner can help you set up a financial planning strategy to help you achieve your personal financial goals, including investment, super and retirement (including transition to retirement). Simply make an appointment to confidentially discuss your goals. Call Envision Financial Services on 6260 4749. You can use the contact us form to make an appointment, for a confidential discussion about your situation.

Luke will return to 2CC to talk about other ‘Money Matters’ next week, we hope you can join us. You can also catch up with ‘The Strategy Stacker – Luke Talks Money’ podcast at a time that suits you.

We look forward to your company again. Luke’s book Smart Money Strategy is out now.

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