The most played episodes among Podcast App listeners.

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   Number 1: Luke on 2CC – Superannuation MythBusters: Super & Retirement Planning Mistakes That Can Cost You!

   Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 28 August 2026 with 2CC’s Leon Delaney. The topic is: Superannuation MythBusters – Let’s take a look at the errors people making when thinking about superannuation and retirement planning. Luke shares his experiences from the questions he’s asked on a weekly basis within his financial planning business – and the opportunities that people miss because they don’t have the right information to act upon. Bad information can cost time and money! Thank you for joining us live on 2CC, YouTube, Spotify or your favourite podcast streaming service for ‘The Strategy Stacker – Luke Talks Money’. Key topics covered include: I can’t touch my super until I’ve retired – That’s not correct you can. Luke explores the rules around transition to retirement. All super funds are the same, so doesn’t really matter? That’s not correct either! Luke explores why. I can’t use super deductions, I’m not employed, and I can’t add to super as I’ve retired – These are myths too, you may still be able to add to super and claim a tax deduction. Luke identifies how. If I start a pension from my super, is there are restraint on how many hours I can work? Not true, Luke explores the opportunity! I can’t put money into super I’m 80 years of age! There is a strategy called the Downsizer legislation where you can add to super – but also be aware of the Centrelink implications, so know your numbers before you act! My Will directs my super to my children. That’s a big myth. Your Will doesn’t cover superannuation. Luke explains how to estate plan with your super or pension from super. My Enduring Power of Attorney is my Will – that could be a very dangerous assumption. I’ve started a pension from superannuation; I can’t add more money to it? Luke explores how to get more money into your pension – there is a way to do it and enjoy tax free income! I won’t get the age pension. People forget there are two tests to determine what age pension you are entitled to. Something is better than nothing! Is there a sweet spot in superannuation and retirement to get a good Centrelink pension and overall retirement income. Luke explores what it is! Luke shares his top tips on superannuation and retirement planning to help you have a more confident retirement. https://www.envisionfinancial.com.au/wp-content/uploads/2026/08/The-Strategy-Stacker-Luke-Talks-Money-28082026.mp3 Our podcast is also available on Apple Podcasts, Spotify and YouTube – ‘The Strategy Stacker – Luke Talks Money’ Get the correct information before you make big retirement planning decisions. Myths can and will cost you money! Busting myths and lighting the way with good information is what any financial planner worth their salt should do. Luke is a financial planning strategy expert! Make an appointment if you need help with your own retirement plans. Luke as a Financial Planner can help you set up a financial planning strategy to help you achieve your personal financial goals, including insurance, investment, super and retirement (including transition to retirement). Simply make an appointment to confidentially discuss your goals. Call Envision Financial Services on 6260 4749. You can use the contact us form to make an appointment, for a confidential discussion about your own goals and situation. Luke will return to 2CC to talk about other ‘Money Matters’ next week, we hope you can join us. You can also catch up with ‘The Strategy Stacker – Luke Talks Money’ podcast at a time that suits you. We look forward to your company again. Luke’s book Smart Money Strategy is out now.

   August 31, 2026·17min
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   Number 2: Luke on 2CC – Fixed Interest Assets Aren’t Just Term Deposits. Risk Still Applies.

   Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 21 August 2026 with 2CC’s Leon Delaney. The topic is: Fixed interest assets aren’t just term deposits. Alot of the time we focus on shares and many people don’t dig deep into fixed interest assets and therefore dismiss them, thinking they’re all safe and without risk. That’s not the case. Thank you for joining us live on 2CC, YouTube, Spotify or your favourite podcast streaming service for ‘The Strategy Stacker – Luke Talks Money’. Key topics covered include: When many people hear the term ‘fixed interest asset’ they immediately think term deposit. A fixed interest asset however can fall; it surprises many people to learn that there is risk. The time frame of a term deposit locks you out of future rate rises. In the current market, we want short durations – time periods – so we make the most of likely future interest rate rises. When interest rates get to the top of the cycle, we should think about using longer durations for our fixed interest investments. ‘Safe’ is a relative term – even in regard to bonds. What are interest rates likely to do going forward? Risk and time frame matters – even with fixed interest investments. Government bonds and corporate bonds also examples of fixed interest investments. Consider where the investment is located, how often it’s re-valued and how often you get paid too. Many people think that have risk tolerance, until things go bad. So know what you’re investing in. Luke shares his key points to consider before you invest in fixed interest. https://www.envisionfinancial.com.au/wp-content/uploads/2026/08/The-Strategy-Stacker-Luke-Talks-Money-21082026.mp3 Our podcast is also available on Apple Podcasts, Spotify and YouTube – ‘The Strategy Stacker – Luke Talks Money’ What role does fixed interest play in your investments, superannuation, retirement planning and income generation? What role does fixed interest play in your investments, super and retirement income generation? Many people think it’s without risk. That’s not the case. If you need help, make an appointment to meet with Luke. He can assess your position and give you financial planning and investment strategies to consider, based on your requirements and situation. Luke as a Financial Planner can help you set up a financial planning strategy to help you achieve your personal financial goals, including insurance, investment, super and retirement (including transition to retirement). Simply make an appointment to confidentially discuss your goals. Call Envision Financial Services on 6260 4749. You can use the contact us form to make an appointment, for a confidential discussion about your own goals and situation. Luke will return to 2CC to talk about other ‘Money Matters’ next week, we hope you can join us. You can also catch up with ‘The Strategy Stacker – Luke Talks Money’ podcast at a time that suits you. We look forward to your company again. Luke’s book Smart Money Strategy is out now.

   August 24, 2026·16min
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   Number 3: Luke on 2CC – Protect Your Children to Protect Your Retirement!

   Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 14 August 2026 with 2CC’s Leon Delaney. The topic is: Protecting your children to protect your retirement. If your kids needed help, you’d probably do it even to your own detriment. But is there a better way? The answer is yes there is, and it’s worth having a conversation with your adult children and making sure they have a plan in place. Thank you for joining us live on 2CC, YouTube, Spotify or your favourite podcast streaming service for ‘The Strategy Stacker – Luke Talks Money’. Key topics covered include: Parents love their kids and will help them out financially, even if it is to their own detriment. Imagine your adult children were not able to meet their mortgage repayments, what would you do? Luke explores the role for parents to have these conversations with their adult kids and what will happen if something was to happen to them. There are ways to fund or replace their income – income protection insurance, total and permanent disability insurance and life insurance. These insurance options protect the parents’ capital and retirement savings. Who will pay? Thousands of dollars for mortgage repayments or $2-$3k for insurance each year? Insurance is cheaper. Can parents pay for their adult kids’ insurance for their own peace of mind? Can you get some insurance paid through your superannuation so it’s not out of your pocket? Did you know you can get a tax deduction for income protection insurance if you pay for premiums out of your own pocket? Got a mortgage or an investment loan – you should also get your insurance organised! Do it now if you haven’t. How much does your family need if you’re not able to earn your income? How much should you be insured for? Adult children often think their parents will cover their financial stress, without asking their parents. The impact on your retirement from helping an adult child can be detrimental, so have the conversation with them. Luke shares his key points to consider if when talking to adult children about their own financial protection. https://www.envisionfinancial.com.au/wp-content/uploads/2026/08/The-Strategy-Stacker-Luke-Talks-Money-14082026.mp3 Our podcast is also available on Apple Podcasts, Spotify and YouTube – ‘The Strategy Stacker – Luke Talks Money’ What would you do if your adult children needed financial help? Is it time to make a wealth protection plan with your adult kids? What would you do if your adult children got themselves into a financial bind? Could you help them financially? Or is it cheaper and easier to help them get their insurance protection sorted? Seek advice with Luke if you need help to get the right wealth protection cover for them before something happens. Don’t put your own retirement at risk. Luke as a Financial Planner can help you set up a financial planning strategy to help you achieve your personal financial goals, including insurance, investment, super and retirement (including transition to retirement). Simply make an appointment to confidentially discuss your goals. Call Envision Financial Services on 6260 4749. You can use the contact us form to make an appointment, for a confidential discussion about your own goals and situation. Luke will return to 2CC to talk about other ‘Money Matters’ next week, we hope you can join us. You can also catch up with ‘The Strategy Stacker – Luke Talks Money’ podcast at a time that suits you. We look forward to your company again. Luke’s book Smart Money Strategy is out now.

   August 17, 2026·16min
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   Number 4: Luke on 2CC – Investing in ETFs Australia: The Ultimate Beginner’s Guide

   Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 7 August 2026 with 2CC’s Leon Delaney. The topic is: What is an Exchange Traded Fund (ETF)? In this episode Luke takes a deep dive into ETFs as an investment vehicle, and how it can be used within your investment portfolio to help you reach your goals. Thank you for joining us live on 2CC, YouTube, Spotify or your favourite podcast streaming service for ‘The Strategy Stacker – Luke Talks Money’. Key topics covered include: How do Exchange Traded Funds work? How do ETFs relate to a share market index, eg the ASX 200? How does the cost of an ETF compare to a Managed Fund in terms of cost? Benefits of portfolio diversification and risk mitigation. Are ETF’s easy to buy and administer? Are all ETF’s the same? There are niche and specific sector ETFs. Wealth building opportunity for young Australians too. ETF’s are listed – What does that mean? Also check your superfund, some Super Funds don’t offer Exchange Traded Funds an investment. Luke shares his key points to consider if you’re considering Exchange Traded Funds and where to get more information. https://www.envisionfinancial.com.au/wp-content/uploads/2026/08/The-Strategy-Stacker-Luke-Talks-Money-08072026.mp3 Our podcast is also available on Apple Podcasts, Spotify and YouTube – ‘The Strategy Stacker – Luke Talks Money’ Have you thought about ETFs as part of your investment, super or retirement portfolio? Exchange Traded Funds offer a number of benefits to investors including diversification, low-cost and access to a huge number of investment opportunities. If you’re looking for help with your investments, super or retirement investing, make an appointment to meet with Luke. Luke as a Financial Planner can help you set up a financial planning strategy to help you achieve your personal financial goals, including investment, super and retirement (including transition to retirement). Simply make an appointment to confidentially discuss your goals. Call Envision Financial Services on 6260 4749. You can use the contact us form to make an appointment, for a confidential discussion about your own goals and situation. Luke will return to 2CC to talk about other ‘Money Matters’ next week, we hope you can join us. You can also catch up with ‘The Strategy Stacker – Luke Talks Money’ podcast at a time that suits you. We look forward to your company again. Luke’s book Smart Money Strategy is out now.

   August 10, 2026·16min
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   Number 5: Luke on 2CC – What does it mean to be a conservative investor?

   Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 31 July 2026 with 2CC’s Leon Delaney. The topic is: What is a conservative investor? In this episode Luke takes a deep dive into the type of investor you might be. Thank you for joining us live on 2CC, YouTube, Spotify or your favourite podcast streaming service for ‘The Strategy Stacker – Luke Talks Money’. Key topics covered include: What type of investor are you? Luke gives an example using a recent client experience about the kind of investor they thought they were. What is a conservative investor? Your belief system you have will influence the kind of investor you are. The movement in an investment portfolio will have an impact on most people and the investment decisions they make. Diversifcation is still important. What types of assets are less risky? How does the label of conservative investor sit with you? Should I become more conservative if I’m approaching retirement or getting older? Luke shares his key points to consider if you’re a conservative investor. https://www.envisionfinancial.com.au/wp-content/uploads/2026/08/The-Strategy-Stacker-Luke-Talks-Money-31072026.mp3 Our podcast is also available on Apple Podcasts, Spotify and YouTube – ‘The Strategy Stacker – Luke Talks Money’ Have you thought about the kind of investor you are an what’s in your investment portfolio or super? What kind of investor are you? What risk tolerance do you really have? If you need to explore this with an expert for your own portfolio, make an appointment to me with Luke. Luke as a Financial Planner can help you set up a financial planning strategy to help you achieve your personal financial goals, including investment, super and retirement (including transition to retirement). Simply make an appointment to confidentially discuss your goals. Call Envision Financial Services on 6260 4749. You can use the contact us form to make an appointment, for a confidential discussion about your own goals and situation. Luke will return to 2CC to talk about other ‘Money Matters’ next week, we hope you can join us. You can also catch up with ‘The Strategy Stacker – Luke Talks Money’ podcast at a time that suits you. We look forward to your company again. Luke’s book Smart Money Strategy is out now.

   August 03, 2026·16min
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