The Strategy Stacker - Luke Talks Money

By Luke Smith

Luke Smith is The Strategy Stacker. He's an experienced financial planner and each Friday afternoon talks about money with Leon Delaney on 2CC Talking Canberra. Luke's down to earth approach breaks do... more

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FAQs about The Strategy Stacker - Luke Talks Money:

How many episodes does The Strategy Stacker - Luke Talks Money have?

The podcast currently has 542 episodes available.

The Strategy Stacker - Luke Talks Money episodes:

September 07, 2026Luke on 2CC – What happens to super when you pass? Super death benefit pensions.
Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 4 September 2026 with 2CC’s Leon Delaney. The topic is: What happens to super when you pass? Luke shares his experiences from real clients. Making sure you understand how it works is important, you don’t want to be caught by surprises when something happens to a loved one.
Thank you for joining us live on 2CC, YouTube, Spotify or your favourite podcast streaming service for ‘The Strategy Stacker – Luke Talks Money’.
Key topics covered include:
Have you thought about or had a discussion about what happens to your super when you pass?
Generally, there are two ways that your super can get transferred to a nominated beneficiary – (1) Taken as a lump sum or (2) take it as pension called as a death benefit pension.
Taxation may apply depending on your age.
What about your pension if you’re retired? Is it reversionary or non-reversionary to your partner or spouse if you have one?
Remember a pension can’t be paid to a non-dependant, for example an adult child.
It’s a decision tree approach to help you achieve what you’re looking to achieve – seek advice if you need help.
Understand what your fund does in the event of your death. Not all funds are the same. Some funds are better than others, and some funds are horrible.
Some funds for example don’t offer a pension option, which limits your options.
Remember superannuation is not controlled by your will.
Remember binding nominations can lapse.
How can money come out to adult kids (a non-dependent child) – can you use a recontribution strategy to reduce tax or transfer money to your Estate to control the distribution?
There might be also reasons why you don’t direct it to your estate, eg if you have a blended family.
Luke shares his top tips thinking about super death benefit pensions.
Remember to seek advice if you need help. Good estate planning advice is worth it for peace of mind.
https://www.envisionfinancial.com.au/wp-content/uploads/2026/09/The-Strategy-Stacker-Luke-Talks-Money-04092026.mp3

Our podcast is also available on Apple Podcasts, Spotify and YouTube – ‘The Strategy Stacker – Luke Talks Money’

Do you know what will happen to your super if you pass? Are you in the right fund for your needs?
Do you know what happens to super when you pass? Don’t get caught by a surprise and plan your financial life with certainty. Peace of mind really matters and if you need help make an appointment to meet with Luke. Not all super funds are the same when it comes to super death benefits.
Luke as a Financial Planner can help you set up a financial planning strategy to help you achieve your personal financial goals, including insurance, investment, super and retirement (including transition to retirement). Simply make an appointment to confidentially discuss your goals. Call Envision Financial Services on 6260 4749. You can use the contact us form to make an appointment, for a confidential discussion about your own goals and situation.
Luke will return to 2CC to talk about other ‘Money Matters’ next week, we hope you can join us. You can also catch up with ‘The Strategy Stacker – Luke Talks Money’ podcast at a time that suits you.
We look forward to your company again. Luke’s book Smart Money Strategy is out now.
...more
17min
August 31, 2026Luke on 2CC – Superannuation MythBusters: Super & Retirement Planning Mistakes That Can Cost You!
Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 28 August 2026 with 2CC’s Leon Delaney. The topic is: Superannuation MythBusters – Let’s take a look at the errors people making when thinking about superannuation and retirement planning. Luke shares his experiences from the questions he’s asked on a weekly basis within his financial planning business – and the opportunities that people miss because they don’t have the right information to act upon. Bad information can cost time and money!
Thank you for joining us live on 2CC, YouTube, Spotify or your favourite podcast streaming service for ‘The Strategy Stacker – Luke Talks Money’.
Key topics covered include:
I can’t touch my super until I’ve retired – That’s not correct you can. Luke explores the rules around transition to retirement.
All super funds are the same, so doesn’t really matter? That’s not correct either! Luke explores why.
I can’t use super deductions, I’m not employed, and I can’t add to super as I’ve retired – These are myths too, you may still be able to add to super and claim a tax deduction. Luke identifies how.
If I start a pension from my super, is there are restraint on how many hours I can work? Not true, Luke explores the opportunity!
I can’t put money into super I’m 80 years of age! There is a strategy called the Downsizer legislation where you can add to super – but also be aware of the Centrelink implications, so know your numbers before you act!
My Will directs my super to my children. That’s a big myth. Your Will doesn’t cover superannuation. Luke explains how to estate plan with your super or pension from super.
My Enduring Power of Attorney is my Will – that could be a very dangerous assumption.
I’ve started a pension from superannuation; I can’t add more money to it? Luke explores how to get more money into your pension – there is a way to do it and enjoy tax free income!
I won’t get the age pension. People forget there are two tests to determine what age pension you are entitled to. Something is better than nothing!
Is there a sweet spot in superannuation and retirement to get a good Centrelink pension and overall retirement income. Luke explores what it is!
Luke shares his top tips on superannuation and retirement planning to help you have a more confident retirement.
https://www.envisionfinancial.com.au/wp-content/uploads/2026/08/The-Strategy-Stacker-Luke-Talks-Money-28082026.mp3

Our podcast is also available on Apple Podcasts, Spotify and YouTube – ‘The Strategy Stacker – Luke Talks Money’

Get the correct information before you make big retirement planning decisions.
Myths can and will cost you money!
Busting myths and lighting the way with good information is what any financial planner worth their salt should do. Luke is a financial planning strategy expert! Make an appointment if you need help with your own retirement plans.
Luke as a Financial Planner can help you set up a financial planning strategy to help you achieve your personal financial goals, including insurance, investment, super and retirement (including transition to retirement). Simply make an appointment to confidentially discuss your goals. Call Envision Financial Services on 6260 4749. You can use the contact us form to make an appointment, for a confidential discussion about your own goals and situation.
Luke will return to 2CC to talk about other ‘Money Matters’ next week, we hope you can join us. You can also catch up with ‘The Strategy Stacker – Luke Talks Money’ podcast at a time that suits you.
We look forward to your company again. Luke’s book Smart Money Strategy is out now.
...more
17min
August 24, 2026Luke on 2CC – Fixed Interest Assets Aren’t Just Term Deposits. Risk Still Applies.
Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 21 August 2026 with 2CC’s Leon Delaney. The topic is: Fixed interest assets aren’t just term deposits. Alot of the time we focus on shares and many people don’t dig deep into fixed interest assets and therefore dismiss them, thinking they’re all safe and without risk. That’s not the case.
Thank you for joining us live on 2CC, YouTube, Spotify or your favourite podcast streaming service for ‘The Strategy Stacker – Luke Talks Money’.
Key topics covered include:
When many people hear the term ‘fixed interest asset’ they immediately think term deposit.
A fixed interest asset however can fall; it surprises many people to learn that there is risk.
The time frame of a term deposit locks you out of future rate rises.
In the current market, we want short durations – time periods – so we make the most of likely future interest rate rises.
When interest rates get to the top of the cycle, we should think about using longer durations for our fixed interest investments.
‘Safe’ is a relative term – even in regard to bonds.
What are interest rates likely to do going forward?
Risk and time frame matters – even with fixed interest investments.
Government bonds and corporate bonds also examples of fixed interest investments.
Consider where the investment is located, how often it’s re-valued and how often you get paid too.
Many people think that have risk tolerance, until things go bad. So know what you’re investing in.
Luke shares his key points to consider before you invest in fixed interest.
https://www.envisionfinancial.com.au/wp-content/uploads/2026/08/The-Strategy-Stacker-Luke-Talks-Money-21082026.mp3

Our podcast is also available on Apple Podcasts, Spotify and YouTube – ‘The Strategy Stacker – Luke Talks Money’

What role does fixed interest play in your investments, superannuation, retirement planning and income generation?
What role does fixed interest play in your investments, super and retirement income generation? Many people think it’s without risk. That’s not the case. If you need help, make an appointment to meet with Luke. He can assess your position and give you financial planning and investment strategies to consider, based on your requirements and situation.
Luke as a Financial Planner can help you set up a financial planning strategy to help you achieve your personal financial goals, including insurance, investment, super and retirement (including transition to retirement). Simply make an appointment to confidentially discuss your goals. Call Envision Financial Services on 6260 4749. You can use the contact us form to make an appointment, for a confidential discussion about your own goals and situation.
Luke will return to 2CC to talk about other ‘Money Matters’ next week, we hope you can join us. You can also catch up with ‘The Strategy Stacker – Luke Talks Money’ podcast at a time that suits you.
We look forward to your company again. Luke’s book Smart Money Strategy is out now.
...more
16min
August 17, 2026Luke on 2CC – Protect Your Children to Protect Your Retirement!
Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 14 August 2026 with 2CC’s Leon Delaney. The topic is: Protecting your children to protect your retirement. If your kids needed help, you’d probably do it even to your own detriment. But is there a better way? The answer is yes there is, and it’s worth having a conversation with your adult children and making sure they have a plan in place.
Thank you for joining us live on 2CC, YouTube, Spotify or your favourite podcast streaming service for ‘The Strategy Stacker – Luke Talks Money’.
Key topics covered include:
Parents love their kids and will help them out financially, even if it is to their own detriment.
Imagine your adult children were not able to meet their mortgage repayments, what would you do?
Luke explores the role for parents to have these conversations with their adult kids and what will happen if something was to happen to them.
There are ways to fund or replace their income – income protection insurance, total and permanent disability insurance and life insurance.
These insurance options protect the parents’ capital and retirement savings.
Who will pay? Thousands of dollars for mortgage repayments or $2-$3k for insurance each year? Insurance is cheaper.
Can parents pay for their adult kids’ insurance for their own peace of mind?
Can you get some insurance paid through your superannuation so it’s not out of your pocket?
Did you know you can get a tax deduction for income protection insurance if you pay for premiums out of your own pocket?
Got a mortgage or an investment loan – you should also get your insurance organised! Do it now if you haven’t.
How much does your family need if you’re not able to earn your income? How much should you be insured for?
Adult children often think their parents will cover their financial stress, without asking their parents.
The impact on your retirement from helping an adult child can be detrimental, so have the conversation with them.
Luke shares his key points to consider if when talking to adult children about their own financial protection.
https://www.envisionfinancial.com.au/wp-content/uploads/2026/08/The-Strategy-Stacker-Luke-Talks-Money-14082026.mp3

Our podcast is also available on Apple Podcasts, Spotify and YouTube – ‘The Strategy Stacker – Luke Talks Money’

What would you do if your adult children needed financial help? Is it time to make a wealth protection plan with your adult kids?
What would you do if your adult children got themselves into a financial bind? Could you help them financially? Or is it cheaper and easier to help them get their insurance protection sorted? Seek advice with Luke if you need help to get the right wealth protection cover for them before something happens. Don’t put your own retirement at risk.
Luke as a Financial Planner can help you set up a financial planning strategy to help you achieve your personal financial goals, including insurance, investment, super and retirement (including transition to retirement). Simply make an appointment to confidentially discuss your goals. Call Envision Financial Services on 6260 4749. You can use the contact us form to make an appointment, for a confidential discussion about your own goals and situation.
Luke will return to 2CC to talk about other ‘Money Matters’ next week, we hope you can join us. You can also catch up with ‘The Strategy Stacker – Luke Talks Money’ podcast at a time that suits you.
We look forward to your company again. Luke’s book Smart Money Strategy is out now.
...more
16min
August 10, 2026Luke on 2CC – Investing in ETFs Australia: The Ultimate Beginner’s Guide
Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 7 August 2026 with 2CC’s Leon Delaney. The topic is: What is an Exchange Traded Fund (ETF)? In this episode Luke takes a deep dive into ETFs as an investment vehicle, and how it can be used within your investment portfolio to help you reach your goals.
Thank you for joining us live on 2CC, YouTube, Spotify or your favourite podcast streaming service for ‘The Strategy Stacker – Luke Talks Money’.
Key topics covered include:
How do Exchange Traded Funds work?
How do ETFs relate to a share market index, eg the ASX 200?
How does the cost of an ETF compare to a Managed Fund in terms of cost?
Benefits of portfolio diversification and risk mitigation.
Are ETF’s easy to buy and administer?
Are all ETF’s the same? There are niche and specific sector ETFs.
Wealth building opportunity for young Australians too.
ETF’s are listed – What does that mean?
Also check your superfund, some Super Funds don’t offer Exchange Traded Funds an investment.
Luke shares his key points to consider if you’re considering Exchange Traded Funds and where to get more information.
https://www.envisionfinancial.com.au/wp-content/uploads/2026/08/The-Strategy-Stacker-Luke-Talks-Money-08072026.mp3

Our podcast is also available on Apple Podcasts, Spotify and YouTube – ‘The Strategy Stacker – Luke Talks Money’

Have you thought about ETFs as part of your investment, super or retirement portfolio?
Exchange Traded Funds offer a number of benefits to investors including diversification, low-cost and access to a huge number of investment opportunities. If you’re looking for help with your investments, super or retirement investing, make an appointment to meet with Luke.
Luke as a Financial Planner can help you set up a financial planning strategy to help you achieve your personal financial goals, including investment, super and retirement (including transition to retirement). Simply make an appointment to confidentially discuss your goals. Call Envision Financial Services on 6260 4749. You can use the contact us form to make an appointment, for a confidential discussion about your own goals and situation.
Luke will return to 2CC to talk about other ‘Money Matters’ next week, we hope you can join us. You can also catch up with ‘The Strategy Stacker – Luke Talks Money’ podcast at a time that suits you.
We look forward to your company again. Luke’s book Smart Money Strategy is out now.
...more
16min
August 03, 2026Luke on 2CC – What does it mean to be a conservative investor?
Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 31 July 2026 with 2CC’s Leon Delaney. The topic is: What is a conservative investor? In this episode Luke takes a deep dive into the type of investor you might be.
Thank you for joining us live on 2CC, YouTube, Spotify or your favourite podcast streaming service for ‘The Strategy Stacker – Luke Talks Money’.
Key topics covered include:
What type of investor are you?
Luke gives an example using a recent client experience about the kind of investor they thought they were.
What is a conservative investor?
Your belief system you have will influence the kind of investor you are.
The movement in an investment portfolio will have an impact on most people and the investment decisions they make.
Diversifcation is still important.
What types of assets are less risky?
How does the label of conservative investor sit with you?
Should I become more conservative if I’m approaching retirement or getting older?
Luke shares his key points to consider if you’re a conservative investor.
https://www.envisionfinancial.com.au/wp-content/uploads/2026/08/The-Strategy-Stacker-Luke-Talks-Money-31072026.mp3

Our podcast is also available on Apple Podcasts, Spotify and YouTube – ‘The Strategy Stacker – Luke Talks Money’

Have you thought about the kind of investor you are an what’s in your investment portfolio or super?
What kind of investor are you? What risk tolerance do you really have? If you need to explore this with an expert for your own portfolio, make an appointment to me with Luke.
Luke as a Financial Planner can help you set up a financial planning strategy to help you achieve your personal financial goals, including investment, super and retirement (including transition to retirement). Simply make an appointment to confidentially discuss your goals. Call Envision Financial Services on 6260 4749. You can use the contact us form to make an appointment, for a confidential discussion about your own goals and situation.
Luke will return to 2CC to talk about other ‘Money Matters’ next week, we hope you can join us. You can also catch up with ‘The Strategy Stacker – Luke Talks Money’ podcast at a time that suits you.
We look forward to your company again. Luke’s book Smart Money Strategy is out now.
...more
16min
July 27, 2026Luke on 2CC – Income and Assets Tests 2026. What you need to know!
Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 24 July 2026 with 2CC’s Leon Delaney. The topic is: Income and Assets Tests for the Age Pension. Dealing with Centrelink can be challenging but knowing the rules before you retire can help you plan a more certain retirement income. In this episode Luke takes a deep dive into the Income and Assets Tests rules.
Thank you for joining us live on 2CC, YouTube, Spotify or your favourite podcast streaming service for ‘The Strategy Stacker – Luke Talks Money’.
Key topics covered include:
What are the Income and Assets Test for Centrelink Aged Pension Payments?
The test that gives you the least amount of entitlement the test that Centrelink will use to determine your payment.
A couple can have assets just under $500k and be entitled to the full age pension entitlement.
How many assets can a couple have before they’re not entitled to any age pension entitlement?
What assets are assessable for the assets test?
The relevant financial assets you have are deemed to earn amount that gets added to your income test. However, not every asset will be considered towards your assets test.
Telling Centrelink the truth is important.
Both tests are required to assess your pension eligibility.
What is included in the income test?
It’s important to remember that the super of a partner under the age pension age IS NOT considered in the assessment.
Gifting rules apply too, only up to $10,000 a year. Gifts over that amount will assume you still have that money for the next 5 years.
The family home is not considered in the assets test – your primary residence does not count!
If you rented a room of your home however, that income will need to be considered in the income test.
Are there steps to legally move around money to make your retirement income better off?
When making decisions about retirement, you need to consider the rules and your broader financial needs.
If you are not entitled right now, you might be eligible at a future point – so don’t discount it completely as part of your future retirement plan.
Luke shares his key points to consider on the Income and Assets Tests for the Centrelink Age Pension.
https://www.envisionfinancial.com.au/wp-content/uploads/2026/07/The-Strategy-Stacker-Luke-Talks-Money-24072026.mp3

Our podcast is also available on Apple Podcasts, Spotify and YouTube – ‘The Strategy Stacker – Luke Talks Money’

Do you know how the Centrelink Income and Assets Tests will affect your retirement plans?
The Centrelink Income and Assets Tests determine how much age pension you might be eligible for in retirement. It pays to know the rules before you retire to make the most of your options. Make an appointment to meet with Luke if you need retirement financial advice and step forward with confidence about your retirement income.
Luke as a Financial Planner can help you set up a financial planning strategy to help you achieve your personal financial goals, including investment, super and retirement (including transition to retirement). Simply make an appointment to confidentially discuss your goals. Call Envision Financial Services on 6260 4749. You can use the contact us form to make an appointment, for a confidential discussion about your own goals and situation.
Luke will return to 2CC to talk about other ‘Money Matters’ next week, we hope you can join us. You can also catch up with ‘The Strategy Stacker – Luke Talks Money’ podcast at a time that suits you.
We look forward to your company again. Luke’s book Smart Money Strategy is out now.
...more
18min
July 20, 2026Luke on 2CC – Transition to retirement to reduce your debt or get a tax deduction!
Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 17 July 2026 with 2CC’s Leon Delaney. The topic is: Transition to retirement. In this episode Luke takes a look at the transition to retirement strategy. It’s a strategy that can be used in a variety of different ways to help you reach your goals sooner.
Thank you for joining us live on 2CC, YouTube, Spotify or your favourite podcast streaming service for ‘The Strategy Stacker – Luke Talks Money’.
Key topics covered include:
What are the eligibility rules around transition to retirement?
How much can you take out of your superannuation while you’re still working each year?
You can move some of your super into a pension so you can access it!
What could you use the money for? There’s lots of reasons like paying off a mortgage, a car loan, or a holiday.
Luke gives an example, with a $500k balance, you could access 50k right now – that’s 10% of the balance.
You could also use the money to generate tax deductions buy adding money back to super – which can reduce a tax bill.
Alternatively, you could use the money to reduce the number of hours you’re working each week!
There’s lots of options to consider how you use the transition to retirement strategy.
How do you start a transition to retirement pension? Luke outlines the steps.
Remember you don’t have to quit your job to access your super under these rules!
Luke shares his thoughts on the transition to retirement strategy – start with the right reasons for your situation.
https://www.envisionfinancial.com.au/wp-content/uploads/2026/07/The-Strategy-Stacker-Luke-Talks-Money-17072026.mp3

Our podcast is also available on Apple Podcasts, Spotify and YouTube – ‘The Strategy Stacker – Luke Talks Money’

Are you making the most your retirement planning options?
Transition to retirement can be a useful strategy to help you reach a variety of goals – like paying off a mortgage, securing a tax deduction or reducing your working hours. Make an appointment with Luke to secure your own retirement plan and retire with greater confidence.
Luke as a Financial Planner can help you set up a financial planning strategy to help you achieve your personal financial goals, including investment, super and retirement (including transition to retirement). Simply make an appointment to confidentially discuss your goals. Call Envision Financial Services on 6260 4749. You can use the contact us form to make an appointment, for a confidential discussion about your own goals and situation.
Luke will return to 2CC to talk about other ‘Money Matters’ next week, we hope you can join us. You can also catch up with ‘The Strategy Stacker – Luke Talks Money’ podcast at a time that suits you.
We look forward to your company again. Luke’s book Smart Money Strategy is out now.
...more
17min
July 13, 2026Luke on 2CC – Notice of Intent Form: The Tax Deduction Trap!
Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 10 July 2026 with 2CC’s Leon Delaney. The topic is: Personal Super Contributions and the Notice of Intent Form. In this episode Luke takes a look at the trap many fail to miss as people commence their tax returns by themselves or with an accountant – it’s the trap of missing the Notice of Intent form!
Thank you for joining us live on 2CC, YouTube, Spotify or your favourite podcast streaming service for ‘The Strategy Stacker – Luke Talks Money’.
Key topics covered include:
We’ve talked recently about maximising super contributions and the tax deductions you can get.
This financial year features an increased concessional super contribution cap of $32,500.
Superannuation contributions needed to be made to your fund before 30 June 2026.
The Notice of Intent form – What is it?
Who do you lodge your Notice of Intent form with?
What does the Super fund do once they’ve processed your form?
What should I give to my accountant when getting my tax done?
If you intend to take money out, roll it over, or transition your account into a pension after retiring, there are rules. Your Notice of Intent form must be lodged and processed before any money leaves the account.
There is no requirement to lodge a separate Notice of Intent form for every single transaction. You can make multiple personal contributions over the year and submit a single, combined form at the end.
The absolute deadline to submit the Notice on Intent form is either the end of the financial year following the year the contributions were made or when the super fund lodges its tax return—whichever comes first.
If you choose not to claim a tax deduction, personal contributions fall under non-concessional rules. Non-concessional contributions are capped at $130,000 annually or up to $390,000 over a rolling three-year period.
Luke shares his thoughts on the Notice of Intent and where to get more information.
https://www.envisionfinancial.com.au/wp-content/uploads/2026/07/The-Strategy-Stacker-Luke-Talks-Money-10072026.mp3

Our podcast is also available on Apple Podcasts, Spotify and YouTube – ‘The Strategy Stacker – Luke Talks Money’

Are you making the most your financial planning options?
It’s important to remember your Notice of Intent form. Even if you made a personal contribution to your super, the ATO will not give you a tax deduction for it, unless you lodge this form with your super fund. If you need Super or Retirement help, meet with Luke. You don’t need to figure it out by yourself!
Luke as a Financial Planner can help you set up a financial planning strategy to help you achieve your personal financial goals, including investment, super and retirement (including transition to retirement). Simply make an appointment to confidentially discuss your goals. Call Envision Financial Services on 6260 4749. You can use the contact us form to make an appointment, for a confidential discussion about your own goals and situation.
Luke will return to 2CC to talk about other ‘Money Matters’ next week, we hope you can join us. You can also catch up with ‘The Strategy Stacker – Luke Talks Money’ podcast at a time that suits you.
We look forward to your company again. Luke’s book Smart Money Strategy is out now.
...more
16min
July 06, 2026Luke on 2CC – New Financial Year Priorities: Luke’s Top Tips!
Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 3 July 2026 with 2CC’s Leon Delaney. The topic is: Setting new financial year priorities. In this episode Luke takes a deep dive into setting some goals now that 30 June is behind us. What could you be thinking about right now to take another step forward?
But before they dive into this week’s topic, they have a quick chat about the end of financial year working in financial planning.
Thank you for joining us live on 2CC, YouTube, Spotify or your favourite podcast streaming service for ‘The Strategy Stacker – Luke Talks Money’.
Key topics covered include:
The new financial year has arrived.
You’ve completed last financial years tasks? What could be you be doing?
A good starting point is looking at your outgoings – expenses. There are some key things to look at.
Don’t forget about discretionary spending – small consistent costs DO add up.
Unclutter your life – sell unused items in your preferred online platform if you’re not using it.
Start something saving and investing if you haven’t – it doesn’t need to be big to start.
From 1 July 2026 the super contribution limit has increased – it’s now $32,500, will you salary sacrifice?
Take action with your partner, be a role model with for your kids.
Don’t forget to be realistic, set short term goals, and reward yourself for achieving them.
Automation helps too – it stops you from forgetting to do something.
Did you know an investing account be opened for as little as $200. Momentum and time make a difference.
Luke shares his thoughts on making the most of the new financial year.
https://www.envisionfinancial.com.au/wp-content/uploads/2026/07/The-Strategy-Stacker-Luke-Talks-Money-03072026.mp3

Our podcast is also available on Apple Podcasts, Spotify and YouTube – ‘The Strategy Stacker – Luke Talks Money’

What are your financial new year resolutions? Can we help kick your goals?
What goals will you kick in the new financial year? Grow your super? Save and invest? Start planning for retirement? Remember you don’t need to do it alone. Make an appointment to meet with Luke if you need personal financial planning advice.
Luke as a Financial Planner can help you set up a financial planning strategy to help you achieve your personal financial goals, including investment, super and retirement (including transition to retirement). Simply make an appointment to confidentially discuss your goals. Call Envision Financial Services on 6260 4749. You can use the contact us form to make an appointment, for a confidential discussion about your own goals and situation.
Luke will return to 2CC to talk about other ‘Money Matters’ next week, we hope you can join us. You can also catch up with ‘The Strategy Stacker – Luke Talks Money’ podcast at a time that suits you.
We look forward to your company again. Luke’s book Smart Money Strategy is out now.
...more
17min

FAQs about The Strategy Stacker - Luke Talks Money:

How many episodes does The Strategy Stacker - Luke Talks Money have?

The podcast currently has 542 episodes available.

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