Artificial Intelligence is the future of work. It’s already shaping careers, money and daily life. But are you using it to your advantage?  In this International Women’s Day episode of Super Insider, we ask AI expert Dr Nici Sweaney (Ai Her Way) and ART investment partner Elicia McDonald (Airtree) how AI can cut stress, boost careers and reduce the mental load. 

Did you know? 

🤖 There are about 31,000 generative AI tools in the market 

💵AI could add $16 trillion to the global economy by 20301 

🏢 AI could create 200,000 new jobs in Australia in the next 5 years2 

😟Only 22% of AI experts are women3 

Why you need to listen 

04:16 What’s generative AI and what can it do for you 

09:25 Ways to use AI – no coding skills needed!  

11: 58 Practical tools to lighten your load so you can focus on what matters 

15:05 AI safety and ethics 

FOLLOW SUPER INSIDER   

Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   

Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 

RECOMMENDATIONS   

Ai Her Way 

https://www.aiherway.com.au/ 

Check out Dr Nici’s AI course 

Ai Her Way offers a practical, high-impact AI course for all the knowledge and tools you need—without the complexity. Super Insider listeners can experience the Fundamentals of AI course free for 14 days, plus 50% off 1st-month membership on course completion, and downloadable content.  

Airtree 

https://www.airtree.vc/ 

Airtree is an ART investment partner, with an interest in female founders. Read more about our partnership here. 

AI tools to make life easier 

ChatGPT, CoPilot, Granola, Claude 

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Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388     

Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO   

💝 Share this episode with a friend who needs to hear it.  

CREDITS    

Anne Fuchs Executive General Manager of Advocacy and Impact, Australian Retirement Trust 

Dr Nici Sweaney, AI strategist and founder of AI Her Way, a platform empowering female entrepreneurs with ethically designed AI tools. 

Elicia McDonald, partner at Airtree, one of Australia’s leading venture capital firms, investing in groundbreaking AI technology and proudly supported by Australian Retirement Trust. 

1. PwC's Global Artificial Intelligence Study, accessed 19 March 2025 at pwc.com 

2. Meeting the AI Skills Boom, 2024, accessed 19 March 2025 at techcouncil.com.au 

3. AI's Missing Link: The Gender Gap in the Talent Pool, 2024, accessed 19 March 2025 at interface-eu.org 

The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 

Any information given by the guest speakers is provided as general information only and not financial advice. 

It’s the million-dollar question (literally): How much super do you actually need for retirement? 🧐 If you think you need $1 million, you might be surprised. 

In this must-listen episode of Super Insider, host Anne sits down with super educator Josh van Gestel to break it all down. No confusing jargon, no wild guesses—just clear, practical facts to help you work out how much you might need for a comfortable retirement. 

Listen and you’ll discover:  

00.00 🎙️How much super do I REALLY need to retire? 

02.27 💰 How much super should you have, and why the ‘million-dollar retirement’ myth might not apply to you  

03.08 🖐️ The 5 simple steps to working out YOUR retirement number   

04.21 ❓ What age do you want to retire? 

05.20 🏖️ How long will your retirement be? 

06.45 🤔 Consider your own situation 

07.45 ✈️ What are your needs and wants? 

07.50 🏡 How factors like lifestyle, home ownership, and retirement age change your number  

09.07 🔢 Work out your number 

09.16 🛠️ The simple retirement planning tool that tells you if you’re on track (and how to fix a gap)  

💫 If you’re unsure about how much you really need to retire, this chat will make things clearer. And when you know where you stand, you can plan better and feel more confident about the future.  

🎧Click to watch or listen now.  

FOLLOW SUPER INSIDER    

Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    

Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO  

RECOMMENDATIONS    

ART Retirement calculator  

Planning your retirement  

ART Seminars and webinars  

IF YOU LIKED THIS EPISODE YOU MAY LIKE    

Age Pension Australia – understand the rules and how to qualify  

What’s a good super balance for my age? Here’s how to check  

🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     

💙 Subscribe for regular updates (please leave us a rating or review).     

Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388       

Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO     

💝 Share this episode with a friend who needs to hear it.  

CREDITS       

Anne Fuchs, ART Executive General Manager, Advocacy and Impact    

Josh van Gestel, ART Senior Manager - Education Delivery  

The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.   

This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.  

Many of us have life and other insurances through our super, but do you really know what it covers? Could you confidently say you’re protected if the unexpected happened? 

In today’s episode we dig into the essentials of insurance in superannuation, and what too many people overlook. You’ll hear real-life stories, expert insights and surprising facts that might make you rethink your cover.  

You’ll learn:  

Don’t wait until it’s too late. Hit play now and make sure you and your loved ones are properly protected.  

FOLLOW SUPER INSIDER   

Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    

Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO  

RECOMMENDATIONS   

Insurance cover in your super  

https://www.australianretirementtrust.com.au/insurance  

Insurance calculator  

https://www.australianretirementtrust.com.au/learn/tools  

IF YOU LIKED THIS EPISODE YOU MAY LIKE   

What to do if you’re facing an unplanned retirement  

https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-32  

Is financial advice worth it? The power of planning for retirement  

https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-24  

🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD  

💙 Subscribe for regular updates (please leave us a rating or review).  

Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388  

Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO  

💝 Share this episode with a friend who needs to hear it.  

CREDITS   

Anne Fuchs, Executive General Manager - Advocacy & Impact  

Kane Everingham, Team Leader – Education Delivery 

April Smith, Education Lead 

The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.  

This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide to tell you about that advice and how they’re paid. 

We’ve just had an interest rate cut. Mortgage owners are excited. Find out what it means for your savings and super. Join Super Insider host Anne Fuchs and ART’s Chief Economist Brian Parker as they unpack:  

🏡 Rate cut impacts and will we see another one soon?  

💰 Will your retirement savings grow or shrink?  

🏖️ What does it mean for those preparing to retire?  

Brian shares his take on tariffs and what's really going on in the US economy, too. 🤔  

🎧 Listen now.  

FOLLOW SUPER INSIDER    

Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    

Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO  

RECOMMENDATIONS    

ART’s Investment Reports  

https://www.australianretirementtrust.com.au/investments/performance/reports 

ART’s Strong Super Performance  

https://www.australianretirementtrust.com.au/about/why-choose-us/strong-super-performance  

IF YOU LIKED THIS EPISODE YOU MAY LIKE    

How we invest $300 billion  

https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-31 

The strategy behind super returns  

https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-29 

🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD   

💙 Subscribe for regular updates (please leave us a rating or review).   

Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388     

Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO   

💝 Share this episode with a friend who needs to hear it. 

CREDITS     

Anne Fuchs, ART Executive General Manager, Advocacy and Impact  

Brian Parker, ART Chief Economist  

Past performance is not a reliable indicator of future performance. High Growth Option over 10 years to 31 December 2024. Source: SuperRatings Fund Crediting Rate Survey - SR50 - Growth (77-90) Index and Growth (77-90) category, 31 December 2024. Option name was Sunsuper for life Growth to 28 February 2022, then Super Savings Growth up to 30 June 2024, now High Growth. Returns are after investment fees and costs, transaction costs and investment taxes, but before administration fees. The High Growth option has identical investments to the High Growth Pool in the Lifecycle Investment Strategy. Option returns will differ for individuals. Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. Investment objective is after investment fees and costs, transaction costs, and investment taxes. 

The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination  before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide to tell you about that advice and how they’re paid.    

Do you ever wonder if you have enough superannuation? This episode is your no-stress guide to checking your super balance, setting clear goals, and taking simple steps to secure your future. It’s packed with practical tips to help you feel confident about your retirement savings—no jargon, just straight answers. 

Here’s what you’ll learn 

❓ How much super do you need? Get clear on your retirement goal with benchmarks like the Association of Superannuation Funds of Australia (ASFA) standards. 

🎯 The power of compounding: See how your super may grow over time with small, consistent contributions. 

😎 What’s a ‘super buddy’? Discover why talking about super with trusted friends can make a big difference. 

🏃‍♀️ Simple steps you can take today: Whether you’re ahead or playing catch-up, these tips will help. 

Why you should listen 

💡 Wondering if you’re saving enough for a ‘comfortable’ retirement? 

💡 Not sure where to start or how to boost your super balance? 

💡 Looking for easy, actionable ways to secure your future? 

This episode is all about YOU and your financial confidence. Whether you’re a seasoned saver or just starting your super journey, we’ve got you covered. 

🎧 Ready to awaken your super? Hit play now to listen or watch. 

RECOMMENDATIONS   

How much super should I have? 

https://www.australianretirementtrust.com.au/superannuation/how-much-super-should-i-have 

Retirement planning: get ready for life after work 

https://www.australianretirementtrust.com.au/retirement/retirement-planning 

IF YOU LIKED THIS EPISODE, YOU MAY LIKE 

Ready to retire? What you need to know 

https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-28 

Is financial advice worth it? 

https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-24 

🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD 

💙 Subscribe for regular updates (please leave us a rating or review) 

Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   

Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 

💝 Share this episode with a friend who needs to hear it 

CREDITS    

Joshua van Gestel, Senior Manager – Education Delivery 

Ruth Weaver, Team Leader - Education 

The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination  before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.    

This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide to tell you about that advice and how they’re paid.  Investment earnings can go up and down and be negative at times. Before you consolidate, think about whether it’s right for you. You could lose access to benefits such as insurance or pension options, and you need to consider tax implications.   

Retirement gives you back something precious: time. So, what's your plan for a full and happy retirement?

On today's episode, organisational psychologist and retirement planning researcher Professor Joanne Earl shares practical strategies for this exciting new life chapter. They include:

·       what you need to think about (hint: it’s not just your finances)

·       how to make the transition from work to retirement easier

·       hobbies, volunteering, or starting a side project

·       investing time in relationships and avoiding loneliness

·       prioritising physical activity and self-care.

Retirement is an opportunity to design the life you really want. Listen now to learn the strategies you need to achieve it.

Liked the episode? Could you do 1 (or some?) of the below for us?

💙 Subscribe for regular updates (please leave us a rating or review)

Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388 

Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO

💝 Share this episode with a friend who needs to hear it

RECOMMENDATIONS 

Macquarie University Holistic Retirement Planning Program

https://openmq.com.au/course/HRPP01

Planning your retirement

https://www.australianretirementtrust.com.au/retirement

Transition to retirement

https://www.australianretirementtrust.com.au/retirement/getting-ready/income-accounts/transition-to-retirement

IF YOU LIKED THIS EPISODE YOU MAY LIKE 

Ready to retire? Understand your superannuation options at retirement

https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-28

Age Pension Australia – understand the rules and how to qualify

https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-27

CREDITS   

Anne Fuchs, Executive General Manager - Advocacy and Impact

Professor Joanne Earl, organisational psychologist

The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.

This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.

Any information given by the guest speaker is provided as general information only and not financial advice.

Our first Age Pension episode was a massive hit so we’re back with a second instalment. 

In this episode of Super Insider, Age Pension expert Justin Bott from Services Australia returns, this time with ART’s Education Team Leader, Kane Everingham. Together, they tackle some of the most common – and misunderstood – questions about the Age Pension.  

You’ll hear simple answers about who qualifies, what the income and asset tests involve, and how you can keep more money in your pocket. 

00:00 Age Pension Q&A: What you need to know 

02:06 What’s the Age Pension?  

02:41 Who is eligible for the Age Pension?  

03:24 What are the income and assets tests?  

05:35 Can I earn an income and still get a pension?  

07:51 What happens if I apply for Age Pension before my partner?  

09:11 How does my super impact my pension?  

09:44 What’s a deemed financial asset?  

12:45 How does lump sum super withdrawals affect the Age Pension??  

14:50 What are some common misunderstandings about the Age Pension?  

17:12 Does home ownership change my Age Pension eligibility?  

19:10 Can I downsize my home and get the Age Pension? 

20:41 Does receiving an inheritance affect my pension?  

24:10 Can I gift money or assets without it affecting my pension?  

27:40 Can I loan money while receiving Age Pension? 

28:45 When’s the best time to apply for the Age Pension?  

29:55 What do I need to apply for the Age Pension? 

If you’re confused about how the Age Pension works, wondering if you’re eligible, or want to know how your super and other assets could affect your payments, we’ve made this episode for you.  

Jump in and listen now. 🎧  

Enjoyed the episode? Don’t forget to: 

💙 Subscribe for regular updates 

Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   

Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 

😎 Share this episode with a friend who needs to hear it! 

❓ Drop us your questions in the comments or at [email protected] – we’d love to hear from you. 

The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.  

This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’).  

Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 

Superannuation is one of the best tools we have to plan for the future. It helps us save for retirement and gives everyday Australians a chance to invest and grow their money over time.

In this episode, Anne Fuchs chats with Misha Schubert, the CEO of the Super Members Council (SMC), about how super has completely changed retirement for Australians. They’ll also cover a few easy steps you can take right now to help you get more out of your super.

Here’s what you’ll learn:

·      How super can make saving for retirement less stressful

·      What the gender super gap is, why it happens, and how we can fix it

·      Simple tips to combine your accounts and grow your balance faster

·      Why unpaid super affects millions of workers—and how to make sure you get what’s owed to you

This episode is full of practical tips, expert advice, and ideas to help you create a more secure retirement. Don’t wait—tune in now and take control of your super!

🌟 Enjoyed this episode? Don’t forget to:

💙 Subscribe for regular insights

Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388  

Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO

😎 Share this episode with a friend who needs to hear it!

❓ Drop us your questions in the comments or at [email protected] - we’d love to hear from you.

RECOMMENDATIONS 

How super works

What is superannuation?

IF YOU LIKED THIS EPISODE YOU MAY LIKE 

Super 101 – your questions answered

Our top 10 retirement questions answered

CREDITS  

Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education

Mischa Schubert, Chief Executive Officer, Super Members Council

The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.  

This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.

Have you ever considered what would happen if you were forced to retire earlier than planned? Whether due to illness, injury, or job loss, unplanned retirement can make a big change to your financial future. 

In this episode, Anne and Josh dive into practical ways you can manage if you suddenly face retirement. They unpack key questions like: 

If you’re worried about a sudden retirement, or want to be better prepared, listen in to the episode and check your super balance today. And remember, getting personal financial advice can make all the difference. If you’re a member with us, advice about your super account is included in your membership1. 

Tune into Super Insider now to find out how you can turn life’s unexpected challenges into opportunities for a secure retirement. 

FOLLOW SUPER INSIDER   

Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388  

Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 

RECOMMENDATIONS   

Insurance cover in your super 

What is a downsizer contribution? 

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Making your money last through retirement 

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Is financial advice worth it? 

WE’D LOVE TO HEAR FROM YOU!    

If you found this episode helpful, drop us a comment and let us know the topics or questions you’d like us to cover next. Or email us at [email protected]. Thank you!     

CREDITS    

Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education 

Joshua van Gestel, Australian Retirement Trust Senior Manager Education Delivery 

1.Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd ABN 50 087 154 818, AFSL 227867 (SFS) or QInvest Limited ABN 35 063 511 580, AFSL 238274 (QInvest), both wholly owned by the Trustee as an asset of Australian Retirement Trust. SFS and QInvest are separate legal entities responsible for the financial services they provide. Eligibility conditions apply. Refer to the Financial Service Guide available at art.com.au/fsg for Super Savings and qsuper.com.au/disclosure for QSuper. You can find out more about your advice options at art.com.au/advice for Super Savings and for QSuper at qsuper.qld.gov.au/advice.  

ART Financial Wellbeing Index 2024. Survey of 1,000 Australians, carried out by Ipsos on behalf of Australian Retirement Trust from September-November 2023. 

The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.   

This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 

In the lead up to our Annual Members’ Meeting this month host Anne Fuchs sits down with ART's Chief Investment Officer, Ian Patrick, to answer questions about how members’ super is invested.  

Managing billions of dollars in assets is no small talk, and Ian reveals the careful decisions ART makes to protect members’ financial wellbeing and deliver long-term returns. They cover everything from responsible environmental, social and governance (ESG) investing to managing risk when the markets get rocky. All while keeping one goal in mind – helping our members achieve their best retirement.  

Here are the specifics: 

00:00 How we invest $300 billion 

02:06 What does great investing look like? 

05:40 Why have returns differed between QSuper and Super Savings? 

07:43 What other asset classes are driving returns? 

09:08 What is the default investment strategy for retired members? 

11:17 What’s ART’s approach to environmental, social and governance (ESG) investing? 

14:47 What’s ART’s strategy around investing in gold? 

15:57 What is ART doing to protect members’ money? 

17:38 How does ART protect against currency movements? 

19:27 What’s ART’s role in supporting Australia’s social responsibilities? 

This episode simplifies investment strategies, showing how ART protects and grows money. Whether you’re a member with us, or considering switching, it’s a must-listen to learn more about our strategic future focus. 

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RECOMMENDATIONS   

Investing in super 

https://www.australianretirementtrust.com.au/investments/options 

Sustainable investing 

https://www.australianretirementtrust.com.au/investments/how-we-invest/sustainable-investing 

https://www.australianretirementtrust.com.au/investments/how-we-invest/sustainable-investing 

IF YOU LIKED THIS EPISODE YOU MAY LIKE   

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WE’D LOVE TO HEAR FROM YOU!     

If you have any feedback, or topics you want us to cover in upcoming episodes, just drop us an email at [email protected]. Thank you!    

CREDITS    

Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education 

Ian Patrick, Australian Retirement Trust Chief Investment Officer 

Past performance is not a reliable indication of future performance. The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.

This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.