Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 20 March 2026. The topic is: 2026 Market Volatility- How do I manage it and are there opportunities?
Events in the world can affect financial markets, and that’s happening right now. This can feel unsettling. Ongoing conflict in the Middle East, along with uncertainty about what the US President may do next, is putting pressure on markets. So, as an investor, what should you do?
Thank you for joining us live on 2CC, YouTube, Spotify or your favourite podcast streaming service for ‘The Strategy Stacker – Luke Talks Money’.
Key topics covered include:
In times of volatility, what do you need to remember? It’s probably affecting us more this time because of rising fuel prices, but the middle east has been in conflict before.Remember your investment portfolio and superannuation are long-term vehicles, both outlast a US President, a war and any one economic policy.Check your performance not only this month, but the past year and the longer-term.Remember price is a reflection of sentiment at a point in time. Dollar cost averaging is a great strategy you might consider.Plan and accept things are going to cost more this year into your budget.The RBA might also continue to increase interest rates if prices rise, in an effort to slow inflation.Keep in mind your asset allocation and risk profile, and if you don’t know your asset allocation take a look and see how growth orientated or defensive orientated it is. Balanced options in super funds are rarely balanced – they are more often than not skewed to growth.The danger of selling out and missing the recovery.Diversification still matters in 2026.Think strategically, is it time to buy? Look at individual investments if you need to. Luke believes that your time horizon should be linked to your life, not your retirement age – and he explains why. Luke shares his top tips to think about times like this and some practical steps you may consider. Seek financial advice if you need help. https://www.envisionfinancial.com.au/wp-content/uploads/2026/03/LUKE-SMITH-20.3.26-EDITED-1.mp3
Our podcast is also available on Apple Podcasts, Spotify and YouTube – ‘The Strategy Stacker – Luke Talks Money’
Do you need help to make the most of your retirement and financial plans amongst the 2026 market volatility?
No one likes market volatility and the uncertainty it causes. If you need guidance to get started on retirement planning or investing, make an appointment to meet with Luke. It can help you step forward with greater confidence using the strategies that are available to you.
Luke as a Financial Planner can help you set up a financial planning strategy to help you achieve your personal financial goals, including investment, super and retirement (including transition to retirement). Simply make an appointment to confidentially discuss your goals. Call Envision Financial Services on 6260 4749. You can use the contact us form to make an appointment, for a confidential discussion about your own goals and situation.
Luke will return to 2CC to talk about other ‘Money Matters’ next week, we hope you can join us. You can also catch up with ‘The Strategy Stacker – Luke Talks Money’ podcast at a time that suits you.
We look forward to your company again. Luke’s book Smart Money Strategy is out now.