In this episode of Lykken on Lending we have Michael Fratantoni in our Hot Topic segment.

Michael Fratantoni

Chief Economist, Senior Vice President, Research and Industry Technology

Mortgage Bankers Association

Michael Fratantoni is MBA's Chief Economist and Senior Vice President of Research and Industry Technology. In this role, he is responsible for overseeing MBA's industry surveys, benchmarking studies, economic and mortgage originations forecasts, industry technology efforts, and policy development research for both single-family and commercial/multifamily markets. Additionally, Fratantoni is president and member of the Board of Directors of MISMO and serves on the CSP's Industry Advisory Group and the membership committee of MERS.

Prior to joining MBA, Fratantoni worked in the industry in risk management and senior economist roles at Washington Mutual and Fannie Mae. He received a Ph.D. in economics from Johns Hopkins University and a B.A. in economics from The College of William and Mary, and has served as an adjunct professor at the University of Washington, and Johns Hopkins, George Washington, and Georgetown Universities.

Topics Covered in this Episode:

1. Outlook for mortgage origination volume

2. Outlook for mortgage rates

3. Current views on home sales and home price trends

4. Latest stats on lender profitability

Read more...

In this episode of Lykken on Lending we have Michael Fratantoni in our Hot Topic segment.

Michael Fratantoni

Chief Economist, Senior Vice President, Research and Industry Technology

Mortgage Bankers Association

Michael Fratantoni is MBA's Chief Economist and Senior Vice President of Research and Industry Technology. In this role, he is responsible for overseeing MBA's industry surveys, benchmarking studies, economic and mortgage originations forecasts, industry technology efforts, and policy development research for both single-family and commercial/multifamily markets. Additionally, Fratantoni is president and member of the Board of Directors of MISMO and serves on the CSP's Industry Advisory Group and the membership committee of MERS.

Prior to joining MBA, Fratantoni worked in the industry in risk management and senior economist roles at Washington Mutual and Fannie Mae. He received a Ph.D. in economics from Johns Hopkins University and a B.A. in economics from The College of William and Mary, and has served as an adjunct professor at the University of Washington, and Johns Hopkins, George Washington, and Georgetown Universities.

Topics Covered in this Episode:

1. Outlook for mortgage origination volume

2. Outlook for mortgage rates

3. Current views on home sales and home price trends

4. Latest stats on lender profitability

Read more...

In this episode of Lykken on Lending we have Michael Fratantoni in our Hot Topic segment.

Michael Fratantoni

Chief Economist, Senior Vice President, Research and Industry Technology

Mortgage Bankers Association

Michael Fratantoni is MBA's Chief Economist and Senior Vice President of Research and Industry Technology. In this role, he is responsible for overseeing MBA's industry surveys, benchmarking studies, economic and mortgage originations forecasts, industry technology efforts, and policy development research for both single-family and commercial/multifamily markets. Additionally, Fratantoni is president and member of the Board of Directors of MISMO and serves on the CSP's Industry Advisory Group and the membership committee of MERS.

Prior to joining MBA, Fratantoni worked in the industry in risk management and senior economist roles at Washington Mutual and Fannie Mae. He received a Ph.D. in economics from Johns Hopkins University and a B.A. in economics from The College of William and Mary, and has served as an adjunct professor at the University of Washington, and Johns Hopkins, George Washington, and Georgetown Universities.

Topics Covered in this Episode:

1. Outlook for mortgage origination volume

2. Outlook for mortgage rates

3. Current views on home sales and home price trends

4. Latest stats on lender profitability

Read more...

In this episode of Lykken on Lending we have Michael Fratantoni in our Hot Topic segment.

Michael Fratantoni

Chief Economist, Senior Vice President, Research and Industry Technology

Mortgage Bankers Association

Michael Fratantoni is MBA's Chief Economist and Senior Vice President of Research and Industry Technology. In this role, he is responsible for overseeing MBA's industry surveys, benchmarking studies, economic and mortgage originations forecasts, industry technology efforts, and policy development research for both single-family and commercial/multifamily markets. Additionally, Fratantoni is president and member of the Board of Directors of MISMO and serves on the CSP's Industry Advisory Group and the membership committee of MERS.

Prior to joining MBA, Fratantoni worked in the industry in risk management and senior economist roles at Washington Mutual and Fannie Mae. He received a Ph.D. in economics from Johns Hopkins University and a B.A. in economics from The College of William and Mary, and has served as an adjunct professor at the University of Washington, and Johns Hopkins, George Washington, and Georgetown Universities.

Topics Covered in this Episode:

1. Outlook for mortgage origination volume

2. Outlook for mortgage rates

3. Current views on home sales and home price trends

4. Latest stats on lender profitability

Read more...

In this episode of Lykken on Lending we have Michael Fratantoni in our Hot Topic segment.

Michael Fratantoni

Chief Economist, Senior Vice President, Research and Industry Technology

Mortgage Bankers Association

Michael Fratantoni is MBA's Chief Economist and Senior Vice President of Research and Industry Technology. In this role, he is responsible for overseeing MBA's industry surveys, benchmarking studies, economic and mortgage originations forecasts, industry technology efforts, and policy development research for both single-family and commercial/multifamily markets. Additionally, Fratantoni is president and member of the Board of Directors of MISMO and serves on the CSP's Industry Advisory Group and the membership committee of MERS.

Prior to joining MBA, Fratantoni worked in the industry in risk management and senior economist roles at Washington Mutual and Fannie Mae. He received a Ph.D. in economics from Johns Hopkins University and a B.A. in economics from The College of William and Mary, and has served as an adjunct professor at the University of Washington, and Johns Hopkins, George Washington, and Georgetown Universities.

Topics Covered in this Episode:

1. Outlook for mortgage origination volume

2. Outlook for mortgage rates

3. Current views on home sales and home price trends

4. Latest stats on lender profitability

Read more...

In this episode of Lykken on Lending we have Michael Fratantoni in our Hot Topic segment.

Michael Fratantoni

Chief Economist, Senior Vice President, Research and Industry Technology

Mortgage Bankers Association

Michael Fratantoni is MBA's Chief Economist and Senior Vice President of Research and Industry Technology. In this role, he is responsible for overseeing MBA's industry surveys, benchmarking studies, economic and mortgage originations forecasts, industry technology efforts, and policy development research for both single-family and commercial/multifamily markets. Additionally, Fratantoni is president and member of the Board of Directors of MISMO and serves on the CSP's Industry Advisory Group and the membership committee of MERS.

Prior to joining MBA, Fratantoni worked in the industry in risk management and senior economist roles at Washington Mutual and Fannie Mae. He received a Ph.D. in economics from Johns Hopkins University and a B.A. in economics from The College of William and Mary, and has served as an adjunct professor at the University of Washington, and Johns Hopkins, George Washington, and Georgetown Universities.

Topics Covered in this Episode:

1. Outlook for mortgage origination volume

2. Outlook for mortgage rates

3. Current views on home sales and home price trends

4. Latest stats on lender profitability

Read more...

In this episode of Lykken on Lending we have Michael Fratantoni in our Hot Topic segment.

Michael Fratantoni

Chief Economist, Senior Vice President, Research and Industry Technology

Mortgage Bankers Association

Michael Fratantoni is MBA's Chief Economist and Senior Vice President of Research and Industry Technology. In this role, he is responsible for overseeing MBA's industry surveys, benchmarking studies, economic and mortgage originations forecasts, industry technology efforts, and policy development research for both single-family and commercial/multifamily markets. Additionally, Fratantoni is president and member of the Board of Directors of MISMO and serves on the CSP's Industry Advisory Group and the membership committee of MERS.

Prior to joining MBA, Fratantoni worked in the industry in risk management and senior economist roles at Washington Mutual and Fannie Mae. He received a Ph.D. in economics from Johns Hopkins University and a B.A. in economics from The College of William and Mary, and has served as an adjunct professor at the University of Washington, and Johns Hopkins, George Washington, and Georgetown Universities.

Topics Covered in this Episode:

1. Outlook for mortgage origination volume

2. Outlook for mortgage rates

3. Current views on home sales and home price trends

4. Latest stats on lender profitability

Read more...

In this episode of Lykken on Lending we have Michael Fratantoni in our Hot Topic segment.

Michael Fratantoni

Chief Economist, Senior Vice President, Research and Industry Technology

Mortgage Bankers Association

Michael Fratantoni is MBA's Chief Economist and Senior Vice President of Research and Industry Technology. In this role, he is responsible for overseeing MBA's industry surveys, benchmarking studies, economic and mortgage originations forecasts, industry technology efforts, and policy development research for both single-family and commercial/multifamily markets. Additionally, Fratantoni is president and member of the Board of Directors of MISMO and serves on the CSP's Industry Advisory Group and the membership committee of MERS.

Prior to joining MBA, Fratantoni worked in the industry in risk management and senior economist roles at Washington Mutual and Fannie Mae. He received a Ph.D. in economics from Johns Hopkins University and a B.A. in economics from The College of William and Mary, and has served as an adjunct professor at the University of Washington, and Johns Hopkins, George Washington, and Georgetown Universities.

Topics Covered in this Episode:

1. Outlook for mortgage origination volume

2. Outlook for mortgage rates

3. Current views on home sales and home price trends

4. Latest stats on lender profitability

Read more...

In this episode of Lykken on Lending we have Michael Fratantoni in our Hot Topic segment.

Michael Fratantoni

Chief Economist, Senior Vice President, Research and Industry Technology

Mortgage Bankers Association

Michael Fratantoni is MBA's Chief Economist and Senior Vice President of Research and Industry Technology. In this role, he is responsible for overseeing MBA's industry surveys, benchmarking studies, economic and mortgage originations forecasts, industry technology efforts, and policy development research for both single-family and commercial/multifamily markets. Additionally, Fratantoni is president and member of the Board of Directors of MISMO and serves on the CSP's Industry Advisory Group and the membership committee of MERS.

Prior to joining MBA, Fratantoni worked in the industry in risk management and senior economist roles at Washington Mutual and Fannie Mae. He received a Ph.D. in economics from Johns Hopkins University and a B.A. in economics from The College of William and Mary, and has served as an adjunct professor at the University of Washington, and Johns Hopkins, George Washington, and Georgetown Universities.

Topics Covered in this Episode:

1. Outlook for mortgage origination volume

2. Outlook for mortgage rates

3. Current views on home sales and home price trends

4. Latest stats on lender profitability

Read more...

In this episode of Lykken on Lending we have Michael Fratantoni in our Hot Topic segment.

Michael Fratantoni

Chief Economist, Senior Vice President, Research and Industry Technology

Mortgage Bankers Association

Michael Fratantoni is MBA's Chief Economist and Senior Vice President of Research and Industry Technology. In this role, he is responsible for overseeing MBA's industry surveys, benchmarking studies, economic and mortgage originations forecasts, industry technology efforts, and policy development research for both single-family and commercial/multifamily markets. Additionally, Fratantoni is president and member of the Board of Directors of MISMO and serves on the CSP's Industry Advisory Group and the membership committee of MERS.

Prior to joining MBA, Fratantoni worked in the industry in risk management and senior economist roles at Washington Mutual and Fannie Mae. He received a Ph.D. in economics from Johns Hopkins University and a B.A. in economics from The College of William and Mary, and has served as an adjunct professor at the University of Washington, and Johns Hopkins, George Washington, and Georgetown Universities.

Topics Covered in this Episode:

1. Outlook for mortgage origination volume

2. Outlook for mortgage rates

3. Current views on home sales and home price trends

4. Latest stats on lender profitability

Read more...

In this episode of Lykken on Lending we have Gabe Minton as our guest in the Hot Topic segment!

Gabe Minton, EVP/CIO Guild Mortgage

Gabe Minton joined Guild Mortgage in 2017 and leads its growing technology and information strategy, positioning the company for future growth. This includes developing next generation platforms and services to continue to enhance Guild’s customer experience and maximize operational efficiencies.

Gabe has more than 25 years of experience in leadership roles with mortgage and technology companies in a variety of settings. He specializes in creating software systems, products and standards and has been responsible for strategy and execution, communications and vendor relations throughout his career.

Prior to joining Guild, Gabe served as senior vice president and chief information officer at PHH Mortgage from 2014 to 2017, where he transformed the information technology division to meet growing regulatory and customer needs for the largest banks.

Gabe also served in senior management, strategy and technology positions with ServiceLink, Motivity Solutions, Accenture Mortgage Cadence and the Mortgage Bankers Association. He was one of the leading architects and founding members of MISMO, the Mortgage Industry Standards Maintenance Organization (a subsidiary of the MBA).

Gabe holds a Bachelor of Science with a double-major in Computer Science and Statistics, and minor in Mathematics from Radford University in Virginia, and a Master of Software Engineering degree from the University of Maryland. He has designed and taught Computer Science and Mortgage Banking technology curriculum for the MBA, George Washington University and Hood College.

Read more...

In this episode of Lykken on Lending we have Gabe Minton as our guest in the Hot Topic segment!

Gabe Minton, EVP/CIO Guild Mortgage

Gabe Minton joined Guild Mortgage in 2017 and leads its growing technology and information strategy, positioning the company for future growth. This includes developing next generation platforms and services to continue to enhance Guild’s customer experience and maximize operational efficiencies.

Gabe has more than 25 years of experience in leadership roles with mortgage and technology companies in a variety of settings. He specializes in creating software systems, products and standards and has been responsible for strategy and execution, communications and vendor relations throughout his career.

Prior to joining Guild, Gabe served as senior vice president and chief information officer at PHH Mortgage from 2014 to 2017, where he transformed the information technology division to meet growing regulatory and customer needs for the largest banks.

Gabe also served in senior management, strategy and technology positions with ServiceLink, Motivity Solutions, Accenture Mortgage Cadence and the Mortgage Bankers Association. He was one of the leading architects and founding members of MISMO, the Mortgage Industry Standards Maintenance Organization (a subsidiary of the MBA).

Gabe holds a Bachelor of Science with a double-major in Computer Science and Statistics, and minor in Mathematics from Radford University in Virginia, and a Master of Software Engineering degree from the University of Maryland. He has designed and taught Computer Science and Mortgage Banking technology curriculum for the MBA, George Washington University and Hood College.

Read more...

In this episode of Lykken on Lending we have Gabe Minton as our guest in the Hot Topic segment!

Gabe Minton, EVP/CIO Guild Mortgage

Gabe Minton joined Guild Mortgage in 2017 and leads its growing technology and information strategy, positioning the company for future growth. This includes developing next generation platforms and services to continue to enhance Guild’s customer experience and maximize operational efficiencies.

Gabe has more than 25 years of experience in leadership roles with mortgage and technology companies in a variety of settings. He specializes in creating software systems, products and standards and has been responsible for strategy and execution, communications and vendor relations throughout his career.

Prior to joining Guild, Gabe served as senior vice president and chief information officer at PHH Mortgage from 2014 to 2017, where he transformed the information technology division to meet growing regulatory and customer needs for the largest banks.

Gabe also served in senior management, strategy and technology positions with ServiceLink, Motivity Solutions, Accenture Mortgage Cadence and the Mortgage Bankers Association. He was one of the leading architects and founding members of MISMO, the Mortgage Industry Standards Maintenance Organization (a subsidiary of the MBA).

Gabe holds a Bachelor of Science with a double-major in Computer Science and Statistics, and minor in Mathematics from Radford University in Virginia, and a Master of Software Engineering degree from the University of Maryland. He has designed and taught Computer Science and Mortgage Banking technology curriculum for the MBA, George Washington University and Hood College.

Read more...

In this episode of Lykken on Lending we have Gabe Minton as our guest in the Hot Topic segment!

Gabe Minton, EVP/CIO Guild Mortgage

Gabe Minton joined Guild Mortgage in 2017 and leads its growing technology and information strategy, positioning the company for future growth. This includes developing next generation platforms and services to continue to enhance Guild’s customer experience and maximize operational efficiencies.

Gabe has more than 25 years of experience in leadership roles with mortgage and technology companies in a variety of settings. He specializes in creating software systems, products and standards and has been responsible for strategy and execution, communications and vendor relations throughout his career.

Prior to joining Guild, Gabe served as senior vice president and chief information officer at PHH Mortgage from 2014 to 2017, where he transformed the information technology division to meet growing regulatory and customer needs for the largest banks.

Gabe also served in senior management, strategy and technology positions with ServiceLink, Motivity Solutions, Accenture Mortgage Cadence and the Mortgage Bankers Association. He was one of the leading architects and founding members of MISMO, the Mortgage Industry Standards Maintenance Organization (a subsidiary of the MBA).

Gabe holds a Bachelor of Science with a double-major in Computer Science and Statistics, and minor in Mathematics from Radford University in Virginia, and a Master of Software Engineering degree from the University of Maryland. He has designed and taught Computer Science and Mortgage Banking technology curriculum for the MBA, George Washington University and Hood College.

Read more...

In this episode of Lykken on Lending we have Gabe Minton as our guest in the Hot Topic segment!

Gabe Minton, EVP/CIO Guild Mortgage

Gabe Minton joined Guild Mortgage in 2017 and leads its growing technology and information strategy, positioning the company for future growth. This includes developing next generation platforms and services to continue to enhance Guild’s customer experience and maximize operational efficiencies.

Gabe has more than 25 years of experience in leadership roles with mortgage and technology companies in a variety of settings. He specializes in creating software systems, products and standards and has been responsible for strategy and execution, communications and vendor relations throughout his career.

Prior to joining Guild, Gabe served as senior vice president and chief information officer at PHH Mortgage from 2014 to 2017, where he transformed the information technology division to meet growing regulatory and customer needs for the largest banks.

Gabe also served in senior management, strategy and technology positions with ServiceLink, Motivity Solutions, Accenture Mortgage Cadence and the Mortgage Bankers Association. He was one of the leading architects and founding members of MISMO, the Mortgage Industry Standards Maintenance Organization (a subsidiary of the MBA).

Gabe holds a Bachelor of Science with a double-major in Computer Science and Statistics, and minor in Mathematics from Radford University in Virginia, and a Master of Software Engineering degree from the University of Maryland. He has designed and taught Computer Science and Mortgage Banking technology curriculum for the MBA, George Washington University and Hood College.

Read more...

In this episode of Lykken on Lending we have Gabe Minton as our guest in the Hot Topic segment!

Gabe Minton, EVP/CIO Guild Mortgage

Gabe Minton joined Guild Mortgage in 2017 and leads its growing technology and information strategy, positioning the company for future growth. This includes developing next generation platforms and services to continue to enhance Guild’s customer experience and maximize operational efficiencies.

Gabe has more than 25 years of experience in leadership roles with mortgage and technology companies in a variety of settings. He specializes in creating software systems, products and standards and has been responsible for strategy and execution, communications and vendor relations throughout his career.

Prior to joining Guild, Gabe served as senior vice president and chief information officer at PHH Mortgage from 2014 to 2017, where he transformed the information technology division to meet growing regulatory and customer needs for the largest banks.

Gabe also served in senior management, strategy and technology positions with ServiceLink, Motivity Solutions, Accenture Mortgage Cadence and the Mortgage Bankers Association. He was one of the leading architects and founding members of MISMO, the Mortgage Industry Standards Maintenance Organization (a subsidiary of the MBA).

Gabe holds a Bachelor of Science with a double-major in Computer Science and Statistics, and minor in Mathematics from Radford University in Virginia, and a Master of Software Engineering degree from the University of Maryland. He has designed and taught Computer Science and Mortgage Banking technology curriculum for the MBA, George Washington University and Hood College.

Read more...

In this episode of Lykken on Lending we have Gabe Minton as our guest in the Hot Topic segment!

Gabe Minton, EVP/CIO Guild Mortgage

Gabe Minton joined Guild Mortgage in 2017 and leads its growing technology and information strategy, positioning the company for future growth. This includes developing next generation platforms and services to continue to enhance Guild’s customer experience and maximize operational efficiencies.

Gabe has more than 25 years of experience in leadership roles with mortgage and technology companies in a variety of settings. He specializes in creating software systems, products and standards and has been responsible for strategy and execution, communications and vendor relations throughout his career.

Prior to joining Guild, Gabe served as senior vice president and chief information officer at PHH Mortgage from 2014 to 2017, where he transformed the information technology division to meet growing regulatory and customer needs for the largest banks.

Gabe also served in senior management, strategy and technology positions with ServiceLink, Motivity Solutions, Accenture Mortgage Cadence and the Mortgage Bankers Association. He was one of the leading architects and founding members of MISMO, the Mortgage Industry Standards Maintenance Organization (a subsidiary of the MBA).

Gabe holds a Bachelor of Science with a double-major in Computer Science and Statistics, and minor in Mathematics from Radford University in Virginia, and a Master of Software Engineering degree from the University of Maryland. He has designed and taught Computer Science and Mortgage Banking technology curriculum for the MBA, George Washington University and Hood College.

Read more...