NCS (National Credit-reporting System, Inc.), a full-service credit-reporting agency specializing in third-party validation services and credit intelligence data, offers a unified verification and risk mitigation offering, blending performance and efficient design for today’s mortgage industry leaders. A trusted leader with lenders nationwide since 1978, NCS is a private and family-owned company navigating you through solutions, services, and experience needed to maximize portfolio strength and consumer satisfaction beyond the expected. We are the industry pioneer of being the first organization to offer IRS tax transcript solutions (TRV® Services) nationwide. Today, we have their Chief Executive Officer, Curtis Knuth and Chief Revenue Officer Jeff Gentry sharing how the company innovates to be on top of their niche and what they see in the future of credit reporting.  

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

The real estate industry is undergoing a significant transformation, with one of the most notable changes being a shift in the way real estate commissions are structured and paid. Traditionally, real estate agents have earned a commission based on a percentage of the sale price of a property. However, in recent years, there has been a growing movement towards alternative commission structures that aim to make the real estate transaction process more transparent and cost-effective for both buyers and sellers. Critics of the traditional commission model argue that it can be costly for homeowners, especially in high-priced markets, where a 5% to 6% commission can amount to tens of thousands of dollars. This has led to calls for greater transparency and flexibility in the way real estate commissions are calculated and paid. David Lykken sat down with Marjorie Adam to discuss where this change is heading.

Core values play a fundamental role in leadership. They serve as guiding principles that dictate behavior and action. For leaders, adhering to these values helps to cultivate trust and guide the organization towards its vision. Let's delve deeper into the importance of core values as the foundation of leadership. It is more than just words on paper. They serve as the foundation upon which effective leadership is built. Leaders who truly internalize and act upon their core values can foster organizations that are trustworthy, resilient, and successful, just like our guest for today, Bobby Nicely, Billy Siple and Rob Lindstrom also known as 3AM (3 owners of Alcova Mortgage). They breathe and live with their core values that makes them a successful organization.

The rise of artificial intelligence (AI) in various industries is undeniable. From healthcare and manufacturing to the world of finance, AI is changing the way we operate, offering solutions that are faster, more accurate, and tailored to individual needs. One of the most notable implementations in the mortgage industry is the Angel AI by SunWest Mortgage, The integration of artificial intelligence (AI) into our daily lives is changing the way industries operate, offering automated, precise, and tailored solutions. The mortgage industry, known for its intricate processes and paperwork, is one that stands to benefit enormously from these advancements. Today we have Pavan Agarwal of SunWest Mortgage. The brain behind Angel AI is going to share the history of how he envisioned and built Angel AI.

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

In the vast expanse of leadership literature, John David Mann's "Vagrant: The Inner Journey of Leadership" stands as a poignant testament to the importance of self-awareness, self-reflection, and the personal journey in the quest for authentic leadership. Mann's work delves deep into the heart of leadership, advocating for an introspective approach, rather than the all-too-familiar emphasis on external skills and tactics. Vagrant is not just a book on leadership; it's a treatise on personal growth and authenticity. In an age where leadership is often misconstrued as mere authority or power, John David Mann reminds us of its essence: the continuous journey of self-improvement and the courage to lead by example.

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

The essence of leadership transcends a designated title or a position of authority. True leadership arises from an amalgamation of the right mindset and skillset. Both are vital to driving influence, sparking change, and leading teams or organizations towards a vision. Leadership is a dance between the mind and action, between what one believes and how one acts on those beliefs. When leaders harmonize their mindset and skillset, they not only empower themselves but also those they lead, creating an atmosphere where vision turns into reality. Today, Emily Farley of Atlantic Bay Mortgage Group shares leadership best practices that they do in their company.

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.