It’s a wonderful thing to be able to say you are newly debt-free. Paying off your debt is like being handed a blank piece of paper on which to write the next chapter of your life. But while many of us aspire to be debt free, the reality is that most of us will have to live with debt until old age. Is this a bad thing though? How can you make debt work for you and live with it positively? What are the important factors to consider when in debt? Felix Neoh of Finwealth Management answers all these questions.

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