Most people think EPF and CPF are just retirement funds, but they quietly shape everything from how you buy a home to how you think about risk, freedom, and security. In this episode, we break down how Malaysia’s EPF and Singapore’s CPF really work, why they lead to such different outcomes, and what that means for your financial future. This is not just about savings; it is about how entire systems shape mindsets and behavior.Whether you believe in full control or structured security, this deep dive will change the way you see your salary deductions and your country’s financial design. By the end, you will understand which system truly builds stronger people, and more importantly, which mindset helps you grow wealth that lasts.Want to know how Smart Save feature where you can use your Cash Plus funds to buy stocks directly? Sign up now: ➡️ https://start.moomoo.com/00Joy9Before the first deposit, please search "special deposit" at the search button, key in the exclusive code "MMTV40" to receive the exclusive RM40 Apple share.The Coffee Break➡️https://thecoffeebreak.co/?ref=MMTVStay informed in just minutes each day—The Coffee Break delivers filtered, entertaining local and global news to make you smarter, fasterCheck us out on Spotify Podcasts➡️ https://open.spotify.com/show/1EhftKYdbpC0C2VnTJOO2K?si=a7eb6b537e1c4031&nd=1&dlsi=9b7aee802b914b4a#loginquran LUNO➡️ https://tinyurl.com/mmluno1 Buy RM250 worth of any crypto on Luno and get an additional RM75 in BTC!Code: MMTVLN24#epf #cpf #malaysia #singapore #malaysiavssingapore #retirement #fund #money #malaysian #singaporean #insurance #healthcare #medical --Come say Hi to us at, 🌐 Website: https://www.mrmoneytv.com/​ 📘 Facebook: / mrmoneytv​ 🐦Twitter: / https://x.com/mrmoneytvchnl?s=21📱 Instagram: https://www.instagram.com/mrmoneytv ​ 🖊️ LinkedIn: / mr-money-tv 🤳 TikTok: @mrmoneytvchannel 🎙️ Podcast:https://open.spotify.com/show/1EhftKYdbpC0C2VnTJOO2K?si=NDZmt_i-RiWSS8wHIFOdnQFor business & job enquiries, do contact us at,✉️ [email protected]:This is not investment advice. All content produced is solely for education and entertainment purposes only. Please consult your financial adviser before making any investment decision.