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Managing Sequence of Return Risk in Retirement
In this episode of FIN LYT by EWA, Jamison Smith and Ben Ruttenberg break down the concept of sequence of returns risk, which refers to the potential negative impact on a retiree's portfolio caused by the order in which investment returns occur. When withdrawals are made from a portfolio during a market downturn, it can significantly reduce the portfolio's value and affect its long-term sustainability.
They explain why this risk is crucial for a retiree's financial plan and provide examples to illustrate how different sequences of returns can affect the longevity of a retirement portfolio. They also emphasize the importance of having a well-diversified portfolio and a strategic plan for asset withdrawals to mitigate this risk. Listen in to this episode especially if you are approaching retirement or looking to strengthen their financial plan against the unpredictability of market returns.
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View EWA Disclosures and Firm ADV: https://adviserinfo.sec.gov/firm/summary/308977
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By EWA LLC
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In this episode of FIN LYT by EWA, Jamison Smith and Ben Ruttenberg break down the concept of sequence of returns risk, which refers to the potential negative impact on a retiree's portfolio caused by the order in which investment returns occur. When withdrawals are made from a portfolio during a market downturn, it can significantly reduce the portfolio's value and affect its long-term sustainability.
They explain why this risk is crucial for a retiree's financial plan and provide examples to illustrate how different sequences of returns can affect the longevity of a retirement portfolio. They also emphasize the importance of having a well-diversified portfolio and a strategic plan for asset withdrawals to mitigate this risk. Listen in to this episode especially if you are approaching retirement or looking to strengthen their financial plan against the unpredictability of market returns.
Additional Content Available on YouTube
https://www.youtube.com/@FIN-LYTbyEWA?sub_confirmation=1
Connect with EWA
https://ewa-llc.com/Follow Us on Social Media
https://www.instagram.com/ewa.llc/
https://www.linkedin.com/company/equilibrium-wealth-advisors/
https://www.facebook.com/EquilibriumWealthAdvisors/
View EWA Disclosures and Firm ADV: https://adviserinfo.sec.gov/firm/summary/308977
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