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In this episode, our guest Sheila-ann Robey, a qualified Financial Planner, a practicing Attorney who holds numerous qualifications, including a master’s degree in insurance law (cum laude) and a post graduate diploma in Financial Planning, sheds light on the crucial aspects of retirement planning, navigating the innovative two-pot system in South Africa, and the transformative power of budgeting and mindset shifts in financial management. 
Whether you're just starting your financial journey or looking to enhance your retirement strategy, tune in to gain valuable knowledge and actionable tips for securing your financial future.