Power of Attorney, Medical Power of Attorney & more are discussed on this edition of Medicare Moments. No matter your age - you need these documents. Listen for several important tips from Toni, and remember that each state has different laws, so be sure to check and plan accordingly. Toni is available at 832-519-8664, call any time. 

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Everyone receives injections from time to time. Whether your injections are for allergies or for a therapy that requires regular doctor visits, make sure that your medical provider properly codes your injections for Medicare payment - and the most cost effective way for you as a Medicare subscriber. It's not always done properly. Toni explains how this coding method works. 

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Changing your Medicare Advantage Plan after January 1? Toni answers two questions on this topic. 

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What is a Guaranteed Issue Plan? Medicare has special rules for employees or their spouses who are covered by an employer's group health insurance.

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What's the Medicare MOON? It's not the same moon astronauts visited in the 60s! It's the Medicare Outpatient Observation Notice. Join Toni and Jim as they discuss Medicare's MOON and why determining whether you're an inpatient or an outpatient matters. Visit ToniSays.com for more Medicare help, or SeniorResource.com to hear more Medicare Moments Podcasts!

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The cornerstone of Medicare planning at the Toni Says® office is discussing Medicare
Part D. It is imperative to search for what is the most cost-effective Part D plan that covers all your prescriptions. If a prescription is not covered, whether generic or brand-name, then you will have to pay 100% out of your pocket. Learn more on the Senior Resource Podcast Network!

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What are "lifetime reserve days?" Medicare expert, Toni King explains the ins and outs of what Medicare pays for a hospital stay. Listen to more Medicare Moments on the Senior Resource Podcast Network!

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Toni and Jim discuss under what circumstance a Medicare Advantage HMO would not be accepted at a nursing home. They answer a reader's question and explain everything you need to know about Medicare Special Enrollment Periods. Hear more about navigating the maze of Medicare from on the Senior Resource Podcast Network.

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There are special situations also known as “Life Changing Events” that can lower your income-related monthly adjusted amount (IRMAA). Join Toni and Jim as they help readers and listeners navigate the maze of Medicare!

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Medicare's Annual Enrollment Period is from October 15 to December 7. Is this the time for you to get enrolled? Toni explains what you can do with your Medicare plan during AEP. For more Medicare Moments with Toni King, visit the Senior Resource Podcast Network.

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