Thinking of buying long term care insurance? Toni gives timely advice on when to buy a policy, and the medical profile that can be required by providers. Toni discusses Aid and Attended benefits for military veterans, and long term care riders for life and annuity policies. As always, Medicare Information is available in Toni's book, the Medicare Survival Guide, Advanced Edition. Buy your copy today! You can call Toni anytime at 832-519-8664, or visit www.tonisays.com, email questions to [email protected], and read Toni's articles and hear other podcasts at www.seniorresource.com, and you can download your free copy of Toni's Medicare Prescription Drug Survival Guide and download other great resources at www.seniorresourcebooks.com 

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Learn about Medicare's Creditable prescription drug coverage and Medicare Part D penalties in this edition of Medicare Moments. Toni addresses the Late Enrollment Period - LEP, as defined by Medicare. Information is also available in Toni's book, the Medicare Survival Guide, Advanced Edition. You can call Toni anytime at 832-519-8664, or visit www.tonisays.com, email questions to [email protected], and read Toni's articles and hear other podcasts at www.seniorresource.com, and you can download Toni's Medicare Prescription Drug Survival Guide at www.seniorresourcebooks.com 

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Toni King says that your friends' best advice can be costly when it comes to Medicare. Toni has a question regarding foreign travel and Medicare and how best to protect yourself when traveling. Additionally, Toni sorts through Original Medicare, Medicare Supplement (Medigap) plans F and G, as well as C, D, M & N. Find out about the changes to Medicare Part A after January 1, 2020, find out about deductible for Medicare  Part B and more. You can call Toni at 832-519-8664, or write to [email protected]

Don't forget to visit us at tonisays.com and on Facebook!

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Medicare now covers the Shingles Vaccine at no out of pocket cost to you! Find out about Medicare Part D and Medicare Part B and what is covered, such as Hepatitis B, Influenza and Pneumococcal vaccine shots. Questions? Call Toni at 832-519-8664, or write [email protected] and visit www.seniorresourcebooks.com for your free Medicare Prescription Drug Survival Guide and other free E-books. 

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Medicare is complicated, and confusing, but Toni King makes it easy to understand. Today Toni talks about Medicare Parts A, B, C & D, Original Medicare, Medicare Advantage Plans, and so much more! Be sure and share this podcast with your friends! You can reach Toni at 832-519-8664, or write: [email protected], or visit seniorresource.com to buy Toni's book - The Medicare Survival Guide Advanced - it's a must for everyone turning 65! 

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RMD = Required Minimum Distributions and in this episode we discuss how RMD's can impact your Medicare premium. In this episode you will learn about Life Changing Events and how Medicare adjusts your premium. Learn about MAGI and IRMAA and the SSA-44 form. Great Toni Tip - how to make sure that you pay the proper amount for Medicare - based on your most current income. Questions? Call Toni at 832-519-8664, email Toni at [email protected], and be sure to visit www.tonisays.com and while you're there you can order a copy of Toni's book. 

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According to the US Census 10,000 Americans a day turn 65. Are you ready for Medicare? Don't put it off - or you could be penalized. In this Podcast, Toni discusses the Medicare enrollment window when you are ready to turn 65. Toni explains how it begins at www.ssa.gov or by calling  or by calling Social Security at 800-772-1213

You need Toni's book, visit www.seniorresource.com or www.tonisays.com or call 832-519-8664 for Medicare information. 

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If you are on a COBRA plan, make sure that you enroll in Medicare Part B within eight months of starting COBRA. Toni says that it's best to enroll right away in Medicare Part B - because you will save a potential lifetime penalty. Toni covers this in Chapter 1 of the Medicare Survival Guide, Advanced Edition which is available at www.seniorresource.com

Questions for Toni? Call 832-519-8664 or visit www.tonisays.com 

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It can happen! This persons claim was not paid by Medicare. Calling the Medicare Benefits Coordination and Recovery Center at 855-798-2627 can help. Toni King is the author of the Medicare Survival Guide Advanced Edition. Visit www.tonisays.com, or call 832-519-8664 to speak with Toni King, America's Medicare Expert! 

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Bob Carlson, author of the new book: Retirement Watch, The Essential Guide to Retiring in the 2020's is Toni King's Special Guest in Part 2 of this 2 part Medicare Moments! See what Bob has to offer at www.retirementwatch.com, where you can sign up to receive Retirement Finance Tips with his free text alerts. You can contact Retirement Watch at 800-552-1152. Medicare advice from Toni King is available through her office by calling 832-519-8664, or email Toni at [email protected] Be sure to order a copy of Toni's new book The Medicare Survival Guide Advanced Edition at www.seniorresource.com where you can also have access to Toni's latest informative Medicare articles.

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