RMD = Required Minimum Distributions and in this episode we discuss how RMD's can impact your Medicare premium. In this episode you will learn about Life Changing Events and how Medicare adjusts your premium. Learn about MAGI and IRMAA and the SSA-44 form. Great Toni Tip - how to make sure that you pay the proper amount for Medicare - based on your most current income. Questions? Call Toni at 832-519-8664, email Toni at [email protected], and be sure to visit www.tonisays.com and while you're there you can order a copy of Toni's book. 

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According to the US Census 10,000 Americans a day turn 65. Are you ready for Medicare? Don't put it off - or you could be penalized. In this Podcast, Toni discusses the Medicare enrollment window when you are ready to turn 65. Toni explains how it begins at www.ssa.gov or by calling  or by calling Social Security at 800-772-1213

You need Toni's book, visit www.seniorresource.com or www.tonisays.com or call 832-519-8664 for Medicare information. 

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If you are on a COBRA plan, make sure that you enroll in Medicare Part B within eight months of starting COBRA. Toni says that it's best to enroll right away in Medicare Part B - because you will save a potential lifetime penalty. Toni covers this in Chapter 1 of the Medicare Survival Guide, Advanced Edition which is available at www.seniorresource.com

Questions for Toni? Call 832-519-8664 or visit www.tonisays.com 

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It can happen! This persons claim was not paid by Medicare. Calling the Medicare Benefits Coordination and Recovery Center at 855-798-2627 can help. Toni King is the author of the Medicare Survival Guide Advanced Edition. Visit www.tonisays.com, or call 832-519-8664 to speak with Toni King, America's Medicare Expert! 

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Bob Carlson, author of the new book: Retirement Watch, The Essential Guide to Retiring in the 2020's is Toni King's Special Guest in Part 2 of this 2 part Medicare Moments! See what Bob has to offer at www.retirementwatch.com, where you can sign up to receive Retirement Finance Tips with his free text alerts. You can contact Retirement Watch at 800-552-1152. Medicare advice from Toni King is available through her office by calling 832-519-8664, or email Toni at [email protected] Be sure to order a copy of Toni's new book The Medicare Survival Guide Advanced Edition at www.seniorresource.com where you can also have access to Toni's latest informative Medicare articles.

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Bob Carlson, author of the new book: Retirement Watch, The Essential Guide to Retiring in the 2020's is Toni King's Special Guest in Part 1 of a 2 part Medicare Moments! See what Bob has to offer at www.retirementwatch.com, where you can sign up to receive Retirement Finance Tips with his free text alerts. You can contact Retirement Watch at 800-552-1152. Medicare advice from Toni King is available through her office by calling 832-519-8664, or email Toni at [email protected] Be sure to order a copy of Toni's new book The Medicare Survival Guide Advanced Edition at www.seniorresource.com where you can also have access to Toni's latest informative Medicare articles.

See omnystudio.com/listener for privacy information.

Toni shares how to enroll in Medicare when turning 65 years old. How to open a Social Security account on line, and the Medicare enrollment window. Questions? Call Toni at 832-519-8664, visit www.tonisays.com and buy Toni's book the Medicare Survival Guide, Advanced Edition at www.seniorresource.com 

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Power of Attorney, Medical Power of Attorney & more are discussed on this edition of Medicare Moments. No matter your age - you need these documents. Listen for several important tips from Toni, and remember that each state has different laws, so be sure to check and plan accordingly. Toni is available at 832-519-8664, call any time. 

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Everyone receives injections from time to time. Whether your injections are for allergies or for a therapy that requires regular doctor visits, make sure that your medical provider properly codes your injections for Medicare payment - and the most cost effective way for you as a Medicare subscriber. It's not always done properly. Toni explains how this coding method works. 

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Changing your Medicare Advantage Plan after January 1? Toni answers two questions on this topic. 

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