KT has a current net worth of 1.9M. He's 51 years old with the goal to retire in four years, at age 55. He was almost a millionaire, and then inherited one million dollars from his father. KT discusses the inheritance, gives advice for those who receive one, and talks about the art of saying no. He's invested in numerous different real estate deals, has 250K in home equity, and holds up to almost 15% of his net worth in cash. 

In this episode we do a quick recap of the last 13 interviews, episodes 27-39. Not counting the two guest interviews, the combined net worth of the 11 millionaires interviewed in this segment is 28.2M. We discuss investing trends, different strategies, and share a brief summary of each interview. 

Anthon is a millennial with a current net worth of 450K. He currently works in software sales and has been working full time for five years. His allocation is 45% real estate, 30% financial securities, 15% cash and 10% in other categories including cryptocurrency. He owns a second home which cash flows about $500 per month. Anthon discusses his current portfolio, what he's doing to grow his investments, and how he plans to increase and maintain income producing assets. 

Adam, a product manager, has a current net worth of 1.25M. He has 200K in retirement accounts and over one million in other brokerage and investment accounts. He's a big proponent of the Vanguard Total Stock Market Index Fund (VTSMX) - a fund that claims over 40% of his holdings. He also as over 20% in Vanguard Total International Stock Index Fund (VGTSX). Adam also has around 5% of his portfolio (nearly 75K) in cryptocurrency. He spends about 55K per year and hit is first million at age 35.

Tyler has a current net worth of 1.2M. He is 30 years old, lives in Canada, and is an engineer in the oil and gas sector. He discusses his portfolio allocation, passion for real estate, and how he was able to grow his net-worth so quickly. Tyler shares his appetite for risk and how taking risks early can lead to success. He unveils his investing strategies, financial mistakes, and offers advice for those trying to follow in his footsteps. He had a high school GPA of 4.0 and a college GPA of 2.7.

Today's guest, Shirts, has a current net worth of 1.6M. He hit millionaire status at the age of 34, but only averaged 65K in salary for the first seven years of his career. He's worked 15 years for the same company, and holds 1.1M in retirement accounts. He provides career advice for increasing one's income and unveils his financial mistakes. Shirts also shares the thought of, "When a bear (market) shows up, just throw cash at it until it goes away.

Jack, an industrial engineer with a current net worth of 1.0M, is 30 years old with three kids. He works in the auto industry and helps his wife with a blog business on the side. He holds about 300K in his 401(K), 50K in his Roth IRA, and 14K in his HSA. His side business (blog) cash flows about 30K per month. As such, he plans to retire soon from his corporate job. During the interview with Jack, we discuss his financial goals, what he did to celebrate millionaire status, and how he decides how much to invest in his personal business vs other investment alternatives. 

Jack wanted to share his free ebook of the 10 strategies he used to go from a broke college kid to 30 year old millionaire. You can download it at https://ninetofi.com/

Chris is 46 years old, has three children, and has a background in mechanical engineering. His current net worth is 1.3M. He works for a global fortune 500 healthcare company and holds about 900K in traditional IRAs and his 401(k). He has worked for the same company for over 22 years. He prefers VTSAX, the Vanguard total stock market index fund, and discusses why that's his fund of choice. He also shares what a family vacation costs him, and discusses his SEPP retirement plan.

The Frugal Professor has a current net worth of 500K. He unveils his plan for financial success and what he's doing now to reach millionaire status. He has five kids, an MBA and PhD; He's currently a college professor at a large university. The professor also provides terrific financial advice for new college grads including: spend less than you earn, learn the tax code, invest savings wisely, and track income and expenses. He also divulges how, and in what, he invests and how that allocation may change. 

Finance Stoic (http://financestoic.com/) is a CPA in Canada with a current net worth of 2.2M and a net worth goal of 6.0M. He hit his first million at 37 years old and his second million just a couple years later. He's invested primarily in real estate and discusses how he started in real estate and how he financed multiple properties on credit cards. He unveils his plan for the future and the decisions behind his asset allocation. He also answers several rapid fire questions including his most expensive jeans, shoes, and car as well as his college GPA.