MILMO Show

Understanding the economy or not understanding can help or hurt you financially. Inflation is impacting your quality of life, but do you know how it's going to impact your retirement savings and ability to build wealth?

In this episode, Certified Financial Planner™, Bryan M. Kuderna shares tips on how to handle inflation, why it's important to increase your economic literacy, and how to maximize your retirement savings during these times.

Bryan is the founder of Kuderna Financial Team. Named one of New Jersey's Leaders in Finance in 2021 by NJBiz, he also hosts The Kuderna Podcast, a show about wealth in its original meaning. Bryan is an author of fiction and nonfiction, including: WHAT SHOULD I DO WITH MY MONEY?: Economic Insights to Build Wealth Amid Chaos, Millennial Millionaire- A Guide to Become a Millionaire by 30, and his young adult fantasy novel, Anoroc. Bryan stays active by practicing Brazilian Jiu-Jitsu and completed the International Ironman in Quebec, Canada.

The show notes can be found here: https://laceylangford.com/podcast/economic-literacy/

According to the U.S. Bureau of Labor Statistics, about 20% of small businesses fail in their first year, and about 50% of small businesses fail in their fifth year. With stats like that, I can understand why some might be scared of taking the leap into business, but that fear could be holding you back from the potential to do something you love and earn more. Entrepreneurship is filled with twists and turns, so getting mentorship or help from someone who has taken that road before can make the journey smoother for you.

In this episode, Philip Taylor shares his story of building FinCon, taking business risks, hiring your team, managing costs, and strategies to build and grow your business.

Philip Taylor aka PT lives in Frisco, TX with his wife and their three young children. Philip is a CPA, blogger, podcaster, and the entrepreneur behind FinCon, the industry-leading event and community hub for personal finance media/influencers.

The show notes for this episode can be found here: https://laceylangford.com/podcast/strategies-for-building-a-business/

Stock trading can help you build wealth, but for many, it's can be intimidating. If you haven't been taught a trader skillset, where do you start, and what are the mistakes to avoid?

In this episode, I talk to Jason Brown, about how you can learn and grow your stock knowledge to become a confident stock trader.

Jason has over a decade of stocks and options trading experience and is a graduate of Wayne State University with a Bachelor's degree in Finance.

At the age of 23, Jason took a $10,000 student loan and turned it into a six-figure trading account as a result, his passion for teaching others how to unlock the financial power of the stock market began.

The show notes can be found here: https://laceylangford.com/podcast/getting-confident-in-stock-trading/

Debt is a drag on your finances now and in the future. For many military families, debt is one of the top stressors. When your credit is maxed out, it can make extra expenses that are molehills seem like mountains you have to climb. When you're in the thick of debt, it can seem impossible to overcome, but great news, there are steps you can take to get out of debt.

In this episode, I talk to George Kamel about the steps you can take to get out of debt, the difference between the debt snowball and avalanche, and balancing your quality of life through the process.

George is a personal finance expert with a countercultural approach to money. He's a cohost of The Ramsey Show and host of The Fine Print and The EntreLeadership Podcast—all available on the Ramsey Network. Since 2013, George has served at Ramsey Solutions, where his goal is to help people spend less, save more, and avoid consumer traps so they can make the most of their money.

You can find the show notes here: https://laceylangford.com/podcast/baby-stepping-out-of-debt/

I can't believe it's almost here. MilMoneyCon23 is about a month away. I'm excited! I've been working on the conference all year, so I'm ready to get to see everyone, attend the events, and the sessions and just see it all come to life.

In this episode, I'm going to do a deep dive on MilMoneyCon23 and what attendees and sponsors can expect from the conference.

The show notes with episode links can be found here:

https://laceylangford.com/podcast/MilMoneyCon23/

Making change can be difficult. It's usually something new that takes time and motivation to stick with. But what if you created a system to help you make the changes you want in life and keep them for the long haul?

In this episode, Dr. Ryan Law breaks down why change is difficult, the human behaviors behind it, and the systems you can create to improve your finances.

Ryan Law is award-winning educator who teaches in the Personal Financial Planning program at Utah Valley University. He is a Certified Financial Planner™ professional (CFP®) and an Accredited Financial Counselor (AFC®).

Show notes can be found here: https://laceylangford.com/podcast/system-to-make-change/

Helping others improve their financial lives can be rewarding. Do you have a passion for personal finance and want to make it a career? If you're a military spouse, now is a good opportunity to get started.

In this episode, Accredited Financial Counselor (AFC) candidate Dr. Brandon Shurn discusses the 2023 FINRA Foundation Military Spouse Fellowship. We discuss what it is, employment opportunities, and how you can apply.

Brandon is a military spouse, mental health professional, and counselor educator, holding a Doctor of Philosophy in Counselor Education and Supervision and a Master of Science in Clinical Mental Health Counseling. He is also a 2022 FINRA fellow, currently working on completing his experience hours to qualify for his AFC designation.

The show notes can be found here: https://laceylangford.com/podcast/2023-military-spouse-finra-fellowship

If it comes down to paying taxes or getting a return, we can all say, get a tax return, hands down. But if you're getting a big fat return every year, is that the best use of your money?

In this episode, I talk with tax expert, Dr. Simon Karmarkar about what getting a tax return really means for your finances, how you can better plan your finances, and taxes and resources to use.

Dr. Karmarker is an Army veteran who holds a Doctorate in Management with an emphasis on Organizational Leadership. He's an author, public speaker, Gestalt therapist, and CEO of Refund Wiz, the first AI/ML smartphone e-filing tax return app. Dr. Karmarkar is a contributing author for "Diversity and Inclusion in the Global Workplace" through the Center for Workplace Diversity and has been an adjunct professor at Loyola Marymount University. He is the former Founder/CEO of HelpMeNow, a pioneer in tele-clinical healthcare. As Founder/CEO of Anamika Recovery Center, Dr. Karmarkar brought awareness about addiction and treatment solutions to the Indian American community and a nomination as Sony Entertainment South Asian Person of the Year.

The show notes can be found here: https://laceylangford.com/podcast/what-getting-a-tax-refund-really-means

Something rare is going on in the military community. Right now, until the end of 2023, there is an Open Season for the Survivor Benefit Plan. It's part of the 2023 National Defense Authorization Act (NDAA) enacted by Congress. The SBP is one of the biggest decisions you make retiring from the military, one that can have a lasting impact on your retirement money. If you weren't happy with the decision you made at retirement, now's your chance for a redo.

In this episode, Heath Walrath breaks down what the Survivor Benefit Plan is, what the open season is, what factors you should consider, and how to make a decision that works for you and your family.

Heather is an Accredited Financial Educator who has enjoyed working with military members and families for the last 14 years while empowering them with financial education. She's a 2009 FINRA Military Spouse Fellow and holds a BA in economics from the University of Georgia and a paralegal certificate from the Denver Paralegal Institute. She is also an accredited Veteran's Service representative. Heather has worked as a Personal Financial Counselor (PFC) with all branches of the military, including the Guard and Reserve components, as part of both the non-profit education sector and the Department of Defense PFC network. She is considered to be a subject matter expert on military survivor benefits.

The show notes can be found here: https://laceylangford.com/podcast/survivor-benefits-plan-open-season/

Setting and creating a plan to accomplish your goals can greatly increase your chances of being successful with your desired outcome but too often, people feel like goal setting is pointless or don't end up not sticking with it.

In this episode, I talk to Certified Financial Planner Matt Miner about how you can take your goals to the next level, how to stay with them, and the resources and techniques to use.

Matt is the founder & CEO of Miner Wealth Management, an independent, fee-only, fiduciary advisor headquartered in Raleigh, NC.

The show notes can be found here: https://laceylangford.com/podcast/setting-next-level-financial-goals/