Mindful FIRE : Life Design for Financial Independence

In this episode: year-end reflection, self-awareness, coaching yourself, creating goals, daily check-ins, with Morgan Bricca 

Episode Summary 

Join host Adam Coelho as he welcomes back Morgan Bricca to discuss the importance of year-end reflection and planning. Morgan shares her approach to self-awareness, self-coaching, and how to set meaningful goals for the upcoming year. Learn how to develop habits that align with your desired feelings and intentions, and discover practical tips for maintaining focus and motivation throughout the year. 

Guest Bio 

Morgan Bricca is a passionate advocate for mindful living and financial independence. With a background in coaching and personal development, she emphasizes the significance of self-awareness and intentional goal setting in achieving a fulfilling life. 

Key Takeaways 

• Self-awareness is crucial for efficient living and helps align actions with one's life purpose. 
• Coaching yourself can save costs and empower personal growth through self-reflection and accountability. 
• Setting a daily checklist can enhance focus on personal goals and help track progress effectively. 
• Year-end reflections help in recognizing changes in priorities and recalibrating for the upcoming year. 
• Identifying core feelings can guide goal-setting and daily actions, making them more meaningful. 
• Embracing discomfort and being brave can lead to significant personal growth and fulfillment.

Episode Summary

Join Adam Coelho for a gentle guided meditation focused on the transformative practice of starting again. This 10-minute meditation guides you through mindful breathing, present moment awareness, and the powerful reminder that no matter how many times your mind wanders, you always have the ability to begin fresh with just one breath.

This practice emphasizes self-compassion and the understanding that distraction isn't a failure—it's simply an opportunity to return to the present moment. The meditation concludes with a gratitude practice, inviting you to connect with something you're grateful for and feel that appreciation throughout your body.

Perfect for both beginners and experienced meditators looking for a reminder that starting again is always available, anywhere, anytime.

What You'll Practice

• Breath awareness: Finding your home base in the sensations of breathing
• Non-judgmental awareness: Meeting your experience with openness, kindness, and curiosity
• The art of beginning again: Recognizing when attention has wandered and gently returning to the present
• Gratitude practice: Cultivating appreciation and letting it infuse your entire being
• Accessibility: Understanding that this practice is available with just one mindful breath

Key Takeaways

• Meditation isn't about never getting distracted—it's about noticing when you've wandered and choosing to come back
• Each in-breath is a new beginning; each out-breath is a chance to let go
• The ability to start again applies not just to meditation, but to life more broadly
• When you notice your mind has wandered, you're already back—simply choose to begin again
• Gratitude can be a full-body experience that infuses every cell
• This practice is accessible anywhere, anytime, with just one conscious breath

Resources Mentioned

• Mindful Fire Envisioning Guide: mindfulfire.org/start - Download this free 10-minute guide to craft a clear and inspiring vision for your life

In this episode: "Trying Life On", 5 Freedom Principles, Purposeful Work, & more with Maurice Philogene. 

Adam Coelho talks to Maurice Philogene, a former senior executive at an IT consulting firm and a retired federal agent, who is now a full-time real estate investor. They discuss Maurice's philosophy of "trying life on" and how he has been able to mesh together his different interests and careers. They also talk about the importance of envisioning, reducing big dreams into achievable goals, and building a personal and work blueprint.

Episode Takeaways

• Maurice's philosophy of "trying life on" involves meshing together different interests and careers to build a lifestyle you don't need a vacation from.
• Maurice reduces big dreams into achievable goals by having people write down their perfect day in vivid detail and building a personal and work blueprint around it.
• Maurice encourages people to build meaningful relationships and intentionally make decisions related to time, financial, and geographic freedom.
• Maurice believes that adults forget to dream and that we need to remember our purpose of plugging into life planet as intended.
• Maurice believes that if we really want to do something, we will find a way to make it happen.
• Maurice encourages people to be unapologetic in their pursuit of a meaningful and fulfilling life.

Maurice’s Contact Information

• Maurice Philogene on LinkedIn
• Quattro Capital : https://www.thequattroway.com/

Maurice Philogene Bio

Maurice Philogene is a former senior executive at an IT consulting firm, a retired federal agent and lieutenant colonel, and a full-time real estate investor. He is also a former street cop in Washington DC. Maurice's philosophy is to "try life on" and he has been able to mesh together his different interests and careers to build a lifestyle he doesn't need a vacation from.

I'm thrilled to share this meditation designed to help you explore your BIG vision through visualizing your perfect day.

The narratives we tell ourselves shape our reality.

Visualization is a powerful practice that allows you to plant the seeds of new narratives you wish to grow in your life.

Do the narratives you're creating serve your goals and aspirations?

Mindfulness enables you to recognize your narratives - whether they're supporting or limiting you.

This guided meditation invites you to connect with the narratives that are shaping your experience.

I hope this guided meditation serves you well.

In this episode: Lifestyle Design, Mindfulness, Financial Independence, Entrepreneurship, Location Independence with Jess Fick from The Fioneers.

Jess Fick from The Fioneers discusses her path to financial independence and her transition toward mindful living. She emphasizes the value of identifying your true needs and building a life aligned with your values instead of racing to the finish line. Jess also offers actionable advice on lifestyle design and developing three unique life paths to explore various possibilities.

Guest Bio

Jess from The Fioneers is a blogger focused on financial independence and lifestyle design who promotes mindful and intentional living. As an entrepreneur, speaker, and coach, she empowers people to build a life they love now instead of waiting for FI.

Resources & Books Mentioned

• Jess' Upcoming Slow FI Retreat
• "Designing Your Life" by Bill Burnett and Dave Evans

Connect with Jess

• Website: TheFioneers.com
• Retreat : Slow FI Retreat
• Twitter: @thefioneers
• Instagram: @thefioneers

Key Takeaways

• Lifestyle design involves introspection, generating ideas, and experimentation.
• Develop three different life paths to explore various possibilities and encourage curiosity.
• Use an improv approach of "yes and" to brainstorm ideas without judgment.
• Mindfulness means being kind, curious, and receptive to whatever emerges.
• Consider your ideal day/week/month/year and memorable experiences to identify your passions.
• Monitor your activities and evaluate them to make adjustments and discover what brings you joy.

This short meditation invites you to practice starting again. In each moment of our lives, we have the opportunity to start again. 

I hope you enjoy this practice! 

In this episode: financial independence, veterinary conservation, money mindset, intentional spending, personal purpose with Amber Howarth

Episode Summary
Join Amber Howarth on the Mindful Fire Podcast as she shares her inspiring journey from being a veterinarian to a financial coach, intertwining her passions for wildlife conservation and financial independence. Amber discusses her experiences navigating student debt, the impact of the pandemic, and her evolving career path, while emphasizing the importance of mindset and intentional living.

Guest Bio
Amber Howarth is a traditionally trained veterinarian turned financial coach. With a passion for wildlife conservation, she combines her veterinary expertise with financial independence coaching to help others craft lives they love. Currently based in Korea, Amber is actively involved in conservation efforts and coaching others on achieving financial well-being.

Resources & Books Mentioned

• JL Collins on Mindful FIRE Episode 1
• JL Collins on Mindful FIRE Episode 2
• Episode with Jordan Grumet, Doc G: Discussing big P vs. little p purpose.
• White Coat Investor 
• Afford Anything

Guest Contact Information

• Free Guide: Cut Years Off Your Retirement Timeline
• Instagram: @ficoachandconservationist
• Substack: Amber Fi Coach

Key Takeaways

• The importance of managing student debt without sacrificing life enjoyment.
• Embrace little p purpose by integrating joy into daily life.
• Mindset plays a crucial role in financial success and personal fulfillment.
• Intentional spending is more manageable and impactful than strict budgeting.
• The connection between financial independence and conservation efforts.
• Building community and networking are vital for personal and professional growth.

This guided meditation invites you to carve out time for yourself—a moment to pause and invest in your own well-being.

As we take a breath, settle into stillness, and direct our awareness inward, a transformation begins. Imagine a snow globe after the flurry subsides—everything that was swirling finds its place, and suddenly we can see through to what truly matters within us.

I hope this practice serves you well.

In this episode: Why do 84% of reorgs fail?, Building psychological safety, Managing fear responses, Creating clarity during change, Financial resilience with Chelsea Wierbonski 

Episode Summary 

In this episode of the Mindful Fire Podcast, host Adam Coelho sits down with career transformation coach and Group Product Manager at Google, Chelsea Wierbonski. Together, they explore the challenging landscape of organizational change, specifically focusing on why a staggering 84% of reorganizations fail. Chelsea shares invaluable insights on building psychological safety, managing fear responses, and creating clarity during turbulent times. They also discuss the importance of financial resilience and side hustles in navigating change. 

Guest Bio 

Chelsea Wierbonski is a career transformation coach and Group Product Manager at Google. With extensive experience in leading teams through organizational change, she empowers individuals to build resilience and thrive in their careers. Her passion lies in helping women in tech elevate their careers through neuroscience and inner work. 

Host Adam Coelho helps tech leaders land their reorg in 2-3 weeks instead of 6-9 months by rebuilding psychological safety and alignment to a shared vision. He created The Mindful FIRE Podcast in 2020 to explore the intersection two of his passions, mindfulness and financial independence. 

Resources & Books Mentioned • "The Simple Path to Wealth" by JL Collins • Mindful Fire Podcast Episode with JL Collins 

Guest Contact Information 

Instagram: Chelsea W

 LinkedIn: Chealsea Wierbonski 

Key Takeaways 

• Understanding Reorgs: 84% of reorganizations fail due to broken trust and lack of clarity. 
• Building Psychological Safety: Leaders must create an environment where team members feel safe to voice concerns and ideas.
• Managing Fear Responses: Recognizing and addressing the fear that comes with change is crucial for individuals.
• Finding Clarity: Clear communication around roles and expectations helps teams navigate uncertainty.
• Financial Resilience: Building an emergency fund and exploring side hustles can provide security during turbulent times.
• Empowering Stories: Your narrative shapes your reality; challenge limiting beliefs to unlock potential.

In this episode: Mindfulness, minimalism, simplicity, the concept of enough, financial independence, entrepreneurship

Episode Summary
In this episode, Adam interviews Rose Lounsbury, a minimalist and author, about the concept of enough and the journey towards simplicity. They discuss the challenges of decluttering, the importance of self-compassion, and the ongoing practice of mindfulness. Rose shares her personal journey and insights on finding peace of mind and creating space for what truly matters.

Guest Bio
Rose Lounsbury is a minimalist, author, and speaker who helps people simplify their homes and lives. She is a firm believer in the power of decluttering to create more time, space, and freedom. Rose has written a book on minimalism and has given TEDx talks on the subject. She is dedicated to helping others find simplicity and embrace the concept of enough.

Guest Contact Information

• Rose's free 30 Day Simplicity Challenge
• Website: www.roselounsbury.com
• Instagram: @roselounsbury
• Rose's TEDx Talk
• Rose's Talk at Econome
• Rose's Campaign for Ohio House

Resources & Books Mentioned

• Zen Habits - Blog by Leo Babauta
• The Joy of Less by Francine Jay

Key Takeaways

• Decluttering physical possessions can lead to a greater sense of peace of mind and free time.
• Letting go of the excess things allows for more focus on self-care and personal well-being.
• Mindfulness and simplicity are lifelong practices that require self-awareness and self-compassion.
• The journey to enough involves both external decluttering and internal letting go of patterns and beliefs.