In this week’s Hot Topic, David Lykken sits down with Brian Vieaux, the newly appointed President of MISMO, for an eye-opening conversation about the future of mortgage lending. In a rare blend of industry insight and personal vulnerability, Brian shares how a life-altering family crisis reshaped his perspective just weeks before stepping into one of the most influential roles in housing finance. Together, David and Brian unpack the powerful impact MISMO has on every mortgage loan in America, the organization’s crucial work in AI standardization and regulatory alignment, and why lenders can no longer afford to overlook the importance of industry-wide data standards. This interview delivers a timely, behind-the-scenes perspective on leadership, resilience, and the innovations poised to define the next era of mortgage banking.