There’s a quiet shift happening in the way we spend money and it’s costing us more than we realize. Small payments, auto-splits, and “buy now, pay later” options have become the new normal, and while they seem harmless, they’re creating habits that lead to quiet, creeping debt. Especially in the military community, where transitions and tight budgets are already part of the equation, these modern money habits can quickly get out of hand and lead to mounting debt.

In this episode, I’m digging into the everyday spending behaviors that seem like smart choices but often backfire. I’ll talk about how things like Pay Later options, subscription overload, and loan stacking are affecting military families and what you can do instead to protect your finances and build real financial stability.

https://milmo.co/podcast/modern-debt-habits

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