Mortgage lending is undergoing a fundamental shift as technology reshapes how income and employment are verified—yet the human experience remains more important than ever. In this episode of Lykken on Lending, David Lykken sits down with Shmulik Fishman, Founder and CEO of Argyle, to explore how modern income verification is transforming underwriting, reducing friction for loan officers, and improving outcomes for borrowers. From Argyle’s origins and major institutional backing to its deep integrations across POS and LOS platforms, this conversation unpacks what true modernization looks like when automation, data accuracy, and human-centric design come together to redefine the mortgage process.