David (36) and Victoria (35) have been married for two years, yet their finances are largely separate. David is a startup founder—cash strapped and optimizing his monthly take home pay. Victoria is a wildly successful entrepreneur who struggles to appreciate her accomplishments. Despite their immense wealth, David and Victoria's money psychology is holding them back. Can they ditch their old money mindsets and embrace their rich life?

This episode is brought to you by:

Aura Frames | Save on the perfect gift by visiting https://auraframes.com to get $35-off Aura’s best-selling Carver Mat frames by using promo code RAMIT at checkout.

Fabric by Gerber Life | Join the thousands of parents who trust Fabric to protect their family. Apply today in just minutes at https://meetfabric.com/ramit.

Facet | For Money for Couples listeners who enroll with Facet, they will waive the $250 enrollment fee for new annual members and they’ll add $500 into your brokerage account when you invest and maintain $5000 in the first 90 days of membership for Core, Plus and Complete members (promo does not apply to Foundations members). Check out their membership options at https://facet.com/ramit.

Mint Mobile | To get your new wireless plan for just $15 a month, go to https://mintmobile.com/ramit.

DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.

Links mentioned in this episode

• Get tickets to Money for Couples LIVE coming to a city near you in January

Connect with Ramit

• Pre-order my upcoming book: Money for Couples

• Get the Podcast Newsletter and watch me analyze an anonymous couple's spending each Saturday

• Get Money Coaching with Ramit 

• Download the Conscious Spending Plan

• Listen to my book—now on Audible

• Get my New York Times best-selling book

• Get my no-numbers journal

• Other episodes

• Instagram

• Twitter

• YouTube

If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

Produced by Crate Media.

Meet Ava, 36, and Chris, 38. When it comes to their finances, they do not see eye to eye; and they’re stuck in a cycle of overspending. Ava is a worrier who uses a labor-intensive ledger to track expenses, taking tons of time and energy every month (although they’re still in debt). Chris doesn't like Ava's approach, but he's sick of fighting about it.

They just sold their house, and now they need my help to get on the same page before they make their next move. Can Ava and Chris set aside their finances and create a new way to talk about money together?

This episode is brought to you by:

Our Place | Use code RAMIT to receive 10% sitewide at https://fromourplace.com.

ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today.

Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.

Pique Tea | Get up to 20% off plus a free starter kit at https://piquelife.com/ramit.

Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.

Links mentioned in this episode

• Get tickets to Money for Couples LIVE coming to a city near you in January

Connect with Ramit

• Pre-order my upcoming book: Money for Couples

• Get the Podcast Newsletter and watch me analyze an anonymous couple's spending each Saturday

• Get Money Coaching with Ramit 

• Download the Conscious Spending Plan

• Listen to my book—now on Audible

• Get my New York Times best-selling book

• Get my no-numbers journal

• Other episodes

• Instagram

• Twitter

• YouTube

If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

Produced by Crate Media.

Dawn is 48, Richard is 43, and they’re living paycheck to paycheck. Although they're engaged, they’re struggling to combine their finances because of their varied pasts. Dawn is overspending on kids and grandkids, and Richard has deep scars from a financially devastating breakup. Can they move beyond their past money stories and get aggressive about investing for retirement?

This episode is brought to you by:

Aura Frames | Save on the perfect gift by visiting https://auraframes.com to get $35-off Aura’s best-selling Carver Mat frames by using promo code RAMIT at checkout. 

Netsuite | Get visibility to everything in your business in one place. Sign up and defer payments, with no interest, for six months at https://iwt.com/netsuite.

LegalZoom | Launch, run, and protect your business to make it official today at https://legalzoom.com and use promo code RICHLIFE to get 10% off any LegalZoom business formation product excluding subscriptions and renewals.

Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.

DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.

Links mentioned in this episode

• Sign up to attend a live event on my book tour

Connect with Ramit

• Pre-order my upcoming book: Money for Couples

• Get the Podcast Newsletter and exclusive Q&A about the show

• Get Money Coaching with Ramit 

• Download the Conscious Spending Plan

• Listen to my book—now on Audible

• Get my New York Times best-selling book

• Get my no-numbers journal

• Other episodes

• Instagram

• Twitter

• YouTube

If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

Produced by Crate Media.

Ryan is a 38-year-old Air Force pilot. Chloe is a 33-year-old economist. And though they are on track to have millions in retirement, they struggle to spend. Ryan has been criticizing every little purchase and agonizing over his looming retirement from the military. Chloe’s hoping they can put things in perspective and start enjoying their Rich Life, now.

This episode is brought to you by:

LegalZoom | Launch, run, and protect your business to make it official today at https://legalzoom.com and use promo code RICHLIFE to get 10% off any LegalZoom business formation product excluding subscriptions and renewals.

Wildgrain | Get $30 off the first box - PLUS free Croissants in every box at https://wildgrain.com/ramit.

Shopify | Sign up for a $1 per month trial period at https://shopify.com/ramit.

Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.

Trustworthy | Save 10% on an upgrade to keep your family’s information safely stored at https://trustworthy.com/ramit.

Links mentioned in this episode

• Get tickets to Money for Couples LIVE coming to a city near you in January

Connect with Ramit

• Pre-order my upcoming book: Money for Couples

• Get the Podcast Newsletter and watch me analyze an anonymous couple's spending each Saturday

• Get Money Coaching with Ramit 

• Download the Conscious Spending Plan

• Listen to my book—now on Audible

• Get my New York Times best-selling book

• Get my no-numbers journal

• Other episodes

• Instagram

• Twitter

• YouTube

If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

Produced by Crate Media.

Michelle (33) and Matt (31) have been dating for seven years, but they’re stuck in relationship limbo, waiting to get married until Michelle deals with her financial problems. Michelle makes great income as a nurse, but she has a mountain of debt from student loans. Matt works in finance, and tries to help, but Michelle has loan payments and debts that he doesn’t even know about. Today we’ll see if we can unearth the root of these money problems so Michelle and Matt can take the next step in their relationship.

This episode is brought to you by:

Grammarly | Easier said? Done. Save time with one click. Sign up and download for free at https://grammarly.com/ramit.

Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.

Our Place | Use code RAMIT to receive 10% sitewide at https://fromourplace.com.

DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.

Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.

Links mentioned in this episode

• Get tickets to Money for Couples LIVE coming to a city near you in January

Connect with Ramit

• Pre-order my upcoming book: Money for Couples

• Get the Podcast Newsletter and watch me analyze an anonymous couple's spending each Saturday

• Get Money Coaching with Ramit 

• Download the Conscious Spending Plan

• Listen to my book—now on Audible

• Get my New York Times best-selling book

• Get my no-numbers journal

• Other episodes

• Instagram

• Twitter

• YouTube

If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

Produced by Crate Media.

Don is 50, Tana is 48, and they’ve struggled to make ends meet their entire adult lives. They have a lot of debt, they’ve never really saved or thought they’d be able to retire… but their income has recently DOUBLED and they’re wondering how to manage the extra money. Throughout this conversation, as Don and Tana work to set aside their scarcity mindset, you’ll hear how hard it can be to change.

This episode is brought to you by:

NordVPN | Secure your online privacy this Black Friday with NordVPN’s special offer. Get a huge discount on a 2-year plan, plus 4 bonus months free, when you sign up at https://nordvpn.com/ramit. 

Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.

ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today.

Mint Mobile | To get your new wireless plan for just $15 a month, go to https://mintmobile.com/ramit.

Trust & Will | Secure your assets and protect your loved ones. Get 10% off plus free shipping on your estate plan documents by visiting https://trustandwill.com/ramit.

Links mentioned in this episode

• Get tickets to Money for Couples LIVE coming to a city near you in January

Connect with Ramit

• Pre-order my upcoming book: Money for Couples

• Get the Podcast Newsletter and watch me analyze an anonymous couple's spending each Saturday

• Get Money Coaching with Ramit 

• Download the Conscious Spending Plan

• Listen to my book—now on Audible

• Get my New York Times best-selling book

• Get my no-numbers journal

• Other episodes

• Instagram

• Twitter

• YouTube

If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

Produced by Crate Media.

Nathan (35) and Linda (37) are arguing about money constantly due to Nathan’s anxiety and stress. He continually optimizes and re-optimizes their finances, worrying about retirement and the amount of money they’ll be leaving behind for their children. Nathan even applied to be on the show nine times in a row, and Linda just wants him to chill out. What will we learn from a couple that makes good money, but can’t stop stressing about it?

This episode is brought to you by:

Superhuman | Get a free month of lightning fast email at https://try.sprh.mn/ramitsethi.

LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.

99designs by Vista | Get $50 off your first design contest at https://99designs.com/ramit.

Netsuite | Get visibility to everything in your business in one place. Sign up and defer payments, with no interest, for six months at https://iwt.com/netsuite.

Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.

Links mentioned in this episode

• Get tickets to Money for Couples LIVE coming to a city near you in January

Connect with Ramit

• Pre-order my upcoming book: Money for Couples

• Get the Podcast Newsletter and watch me analyze an anonymous couple's spending each Saturday

• Get Money Coaching with Ramit 

• Download the Conscious Spending Plan

• Listen to my book—now on Audible

• Get my New York Times best-selling book

• Get my no-numbers journal

• Other episodes

• Instagram

• Twitter

• YouTube

If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

Produced by Crate Media.

Alexis, 55, and Olivia, 54, are working towards their retirement so they can spend more time with their son. On paper, they’re in a good financial position, with a net worth of over $3 million… but they’re spending more than they make every single month. And, there’s a big secret to their wealth that they didn’t realize until this conversation.

This episode is sponsored by my partners at Facet, where you can get affordable, accessible financial planning with a flat fee membership. For Money for Couples listeners who enroll with Facet, they will waive the $250 enrollment fee for new annual members and they’ll add $500 into your brokerage account when you invest and maintain $5000 in the first 90 days of membership for Core, Plus and Complete members. Check out their membership options at https://facet.com/ramit. 

This episode is also brought to you by:

Trustworthy | Save 10% on an upgrade to keep your family’s information safely stored at https://trustworthy.com/ramit.

Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.

Trust & Will | Secure your assets and protect your loved ones. Get 10% off plus free shipping on your estate plan documents by visiting https://trustandwill.com/ramit.

Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.

DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.

Links mentioned in this episode

• Get tickets to Money for Couples LIVE coming to a city near you in January

Connect with Ramit

• Pre-order my upcoming book: Money for Couples

• Get the Podcast Newsletter and watch me analyze an anonymous couple's spending each Saturday

• Get Money Coaching with Ramit 

• Download the Conscious Spending Plan

• Listen to my book—now on Audible

• Get my New York Times best-selling book

• Get my no-numbers journal

• Other episodes

• Instagram

• Twitter

• YouTube

If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

Produced by Crate Media.

Kate is a 43-year-old mom and homeschool teacher. Drew is a 50-year-old professor. They’re $480k in debt with no savings and no retirement plan. Kate is panicking—but Drew refuses to talk about it, and neither of them are willing to make big spending cuts or say “no” to their kids’ expenses. 

This episode is brought to you by:

Our Place | Use code RAMIT to receive 10% sitewide at https://fromourplace.com.

Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.

Shopify | Sign up for a $1 per month trial period at https://shopify.com/ramit.

DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.

Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.

Links mentioned in this episode

• Get Money Coaching with Ramit 

• Get my New York Times best-selling book

Connect with Ramit

• Pre-order my upcoming book: Money for Couples

• Get the Podcast Newsletter and exclusive Q&A about the show

• Sign up to attend a live event on my book tour

• Get Money Coaching with Ramit 

• Download the Conscious Spending Plan

• Listen to my book—now on Audible

• Get my New York Times best-selling book

• Get my no-numbers journal

• Other episodes

• Instagram

• Twitter

• YouTube

If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

Produced by Crate Media.

Live from Seattle, I work with 2 couples on stage. Sophia is a 41 y/o ultrasound tech. Charley is a 40/yo filmmaker. They don’t combine finances because she can’t trust him with money. Megan, a 37/yo dentist, and Ryan, a 36 y/o software engineer, are worth $4.2M—but they still haggle over small purchases.

This episode is brought to you by:

99designs by Vista | Get $50 off your first design contest at https://99designs.com/ramit.

LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.

Mint Mobile | To get your new wireless plan for just $15 a month, go to https://mintmobile.com/ramit.

Babbel | For our listeners only, get 60% off your Babbel subscription at https://Babbel.com/ramit.

Trust & Will | Secure your assets and protect your loved ones. Get 10% off plus free shipping on your estate plan documents by visiting https://trustandwill.com/ramit.

Links mentioned in this episode

• Pre-order my upcoming book: Money for Couples

• Get your ticket for my January book tour 

Connect with Ramit

• Get the Podcast Newsletter and exclusive Q&A about the show

• Sign up to attend a live event on my book tour

• Get Money Coaching with Ramit 

• Download the Conscious Spending Plan

• Listen to my book—now on Audible

• Get my New York Times best-selling book

• Get my no-numbers journal

• Other episodes

• Instagram

• Twitter

• YouTube

If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

Produced by Crate Media.