Money Madams

In our last episode, we spoke about the incentives that are available for those wanting to buy an electric car. In this episode, we chat to our fave car guru "Fro", about how to go about determining whether an electric car is likely to be a good fit for your lifestyle.

Electric Vehicles have come a long way, and there are record numbers arriving over the coming years and generous incentives being offered to encourage take up.

If you are thinking about purchasing an electric vehicle for your next car and want a run down of the latest incentives available join us as we chat about the stick and carrot programs and what it could mean for you.

Links:

The FBT exemption for electric cars announcement.

Article on the electric cars coming on Australia between now and end of next year.

The interest free loan scheme

Stamp duty waiver for purchasing new or second hand electric vehicle for the first time

Free vehicle registrations for 2 years (new or used and purchased between now and 30 June 2024)

When relationships end it can often be expensive - but it doesn't have to be!

In this episode we chat with Christina about her top tips for those going or planning to go through the separation process and what to expect.

You can find Christina at https://www.simple-separation.com.au/

It's that time of year and we wish you a big (and legitimate) tax refund. Listen in as we cover some tips and traps to help you make the most of your tax lodgement along with an update on the changes that took effect as of 1 July 2022.

With inflation skyrocketing this year, HECS / HELP loans amounts are being adjusted 6 times higher than last year's level. In this episode we chat about the dates you need to be mindful of, how you can go about paying down your HECS loan, and some key considerations such as weighing up paying down your student debt v other loans or savings goals.

If you've been paying attention to the nightly news or your super fund balance, you may have noticed that the markets have come off their recent highs and have been "jumpy". In this episode we chat about market volatility, the biggest mistakes people make when reacting to market wobbles and what the impact can be if deciding to move their investments into safer options during periods of market volatility... trust us, you won't believe the difference it will make! Tune in to find out.

In this episode, we discuss the latest news on why interest rates are increasing, what the banks are predicting and how much they are expected to increase by the end of 2022.

So with interest rates rising, fixing your mortgage interest rate becomes an important strategy to consider. With new fixed-rate offers recently jumping much higher, we talk through the questions worth asking yourself if you have been weighing up staying on variable or fixing your rates.

Even if you are on a fixed rate, it is only a temporary reprieve. The more time you give yourself to prepare for higher interest rates, the better your chance of avoiding any financial pressures.

Budget night has been and gone. As always there are winners and losers each budget night and special announcements made that could impact you. Tune in to this episode as Amber and Katherine explain the key measures that are likely to impact you.