Thinking about downsizing? 🏘️

In this episode, Phil Spencer chats with Nick Sanderson from Audley Group about what it really means to downsize and why it’s not just about a big house being too much to manage in later years. Nick shares insight about how downsizing can free up equity, give you more time and freedom, and how retirement villages can provide a whole new lease of life 🏌🏽🏊🏻‍♀️🍷☕️

👉 VIDEO TIMESTAMPS ⏳

Chapters

• 00:00:00 00:00 Introduction
• 00:00:00 00:57 When to start thinking about downsizing
• 00:00:00 03:40 Is there a stigma surrounding downsizing?
• 00:00:00 What happens to your community if you move?
• 00:00:00 Bringing up downsizing as an option with your older family members
• 00:00:00 How to successfully downsize

00:00 Introduction
00:57 When to start thinking about downsizing
03:40 Is there a stigma surrounding downsizing?
07:11 What happens to your community if you move?
12:30 Bringing up downsizing as an option with your older family members
16:18 How to successfully downsize

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👉 VISIT AUDLEY VILLAGE'S WEBSITE
🔗 https://www.audleyvillages.co.uk/

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This week Nic and Lexie are discussing 10 questions that buyers should be asking the seller and estate agent to find out the truth about a property. Discover which key questions reveal a home’s history, its hidden issues, and what you need to know before making an offer, so that you can buy smarter and avoid costly mistakes!

Chapters

• 00:00:00 Introduction
• 00:00:20 How long has the property been on the market?
• 00:00:56 Has the property had any offers?
• 00:01:57 What was the asking price based on?
• 00:03:06 Has it been relisted or had price reductions?
• 00:04:02 Why are they selling and how long have they lived here?
• 00:05:34 What's included in the sale?
• 00:06:44 Have there been any major renovations or building work?
• 00:08:21 Are there any restricted covenants or planning issues?
• 00:09:58 What are the annual running costs?
• 00:11:16 What are the pros and cons of living here?
• 00:12:47 Final tips and resources

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With interest rates shifting and affordability under pressure, this episode offers some perspective into why so many people still can’t get onto the property ladder and what’s changing in the mortgage world right now. Phil Spencer is joined by Charlotte Harrison, CEO of Homes at Skipton Building Society, to discuss the current market conditions, why demand from first-time buyers remains strong, and why research shows as many as 98% of young adults living with parents still struggle to afford the average first time buyer home in their local area.

Chapters

• 00:00:00 Introduction
• 00:00:39 Current state of the mortgage market
• 00:02:00 Are interest rates historically normal?
• 00:02:47 The real cost of homeownership today
• 00:03:45 Skipton's Affordability Index explained
• 00:05:29 98% can't afford to buy in their local area
• 00:07:14 Innovative mortgage solutions from Skipton
• 00:09:11 Partnership with Move iQ for first-time buyers
• 00:10:29 How building societies differ from banks
• 00:13:14 Top tips for getting a mortgage today
• 00:14:28 Advice for existing mortgage holders
• 00:16:26 Future of interest rates and mortgage innovation

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The Move iQ Podcast hit the road again and this time we were at the Surrey Propertymark Conference in Epsom where we had a great day chatting to local sales and lettings agents. We found out how current trends are shaping the South East property market this winter, straight from the agents working in it daily as they revealed challenges and changes they’re noticing both locally and nationally. Listen now for their expert outlook on what could be coming in the months ahead.

For more property insights and top tips to help guide home movers, renters, buyers, and sellers alike, tune into our regular episodes with Phil Spencer, Nicola Hume and Lexie Carducci.

Chapters

• 00:00:00 Introduction
• 00:40:00 Number of properties on the market
• 01:50:00 Are sellers having to make compromises?
• 03:59:00 Are landlords more open to lower offers?
• 05:22:00 Insights into the local South East markets
• 07:04:00 Which properties are most in demand?
• 08:28:00 Is buyers' behaviour changing?
• 10:10:00 Which property segments are performing strongest and weakest?

Not all property listings tell the full story. Some might look too good to be true… and sometimes, unfortunately, they are 😫 In this video, we highlight the biggest red flags to watch out for when browsing property listings, so you can spot potential problems early and avoid costly mistakes. Do your due diligence and remember: always trust your gut! 🚩

Chapters

• 00:00:00 Introduction
• 00:00:49 Start by looking at photos carefully
• 00:05:52 Is the property listed on an official site?
• 00:06:36 Does the price make sense?
• 00:08:45 Rental property red flags
• 00:15:21 Tips for checking if a property is legit
• 00:19:48 Experiences with estate agents
• 00:24:53 What to look out for when viewing?
• 00:28:43 Speak to neighbours about the area
• 00:30:37 Questions to ask and top tips

Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads.

👉 SUBSCRIBE TO MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ

👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/

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Are the Government's housing plans working? 🏠

Phil sits down with Timothy Douglas from Propertymark to unpack how current government policies are shaping the UK housing market. Tune in for:

• Is the 1.5 million new homes target realistic?
• How will the Renters' Reform Bill affect tenants and landlords?
• What is leasehold reform doing to the market?

To find your local Propertymark agent Disclaimer - Recorded late September More FREE advice on renting on the Move iQ website

Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox.

Where else you can find advice from Move iQ

You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn.

We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think.

If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at [email protected].

It's our Halloween special! 👻 In this bonus episode, we're sharing real-life property nightmares, from renting mishaps to estate agent horror stories. Expect tales of unexpected surprises and lessons every mover can learn from! 🎃 🏡 Whether you've had your own moving disaster or just love hearing others', this one's for you. Share your own horror stories in the comments! 🎧

Tune in for:

• Bizarre tenant experience
• Terrible Taxidermy
• Mystery tenant

Disclaimer - Recorded late September More FREE advice on renting on the Move iQ website

Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox.

Where else you can find advice from Move iQ

You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn.

We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think.

If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at [email protected].

The UK housing market can feel like a maze right now. In this housing market update, Phil Spencer talks with Nathan Emerson, CEO of Propertymark, about what's really happening. Discussing buyer behaviour and affordability to rising rents, landlord pressures, and potential Budget changes. Tune in for insight on the latest market trends and learn clear, practical advice for anyone thinking of buying, selling, renting, or investing. If you're trying to make sense of the market, this episode helps you find your way through the maze. Tune in for:

• Market summary & trends
• Renters rights bill
• Potential impacts from the Budget

To find your local Propertymark agent Disclaimer - Recorded late September More FREE advice on renting on the Move iQ website

Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox.

Where else you can find advice from Move iQ

You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn.

We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think.

If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at [email protected].

We chat to Property Finder Gemma Dawe about what it's really like to work with a Buying Agent in the UK, and how much it can improve your property-searching journey. While hiring a Buying Agent is common in countries like the US, it's still unusual in the UK. Gemma shares insider knowledge on the buying process in general, how a Buying Agent can give you the edge, and practical advice every homebuyer should know. Watch now to get expert guidance on navigating the property market 🏡 Tune in for:

• What's the difference between an estate agent and a buying agent?
• Advantages of a buying agent
• Red flags to look out for as a buyer

Looking for Property in the Lakes? Find out more from Gemma here Disclaimer - Recorded late September More FREE advice on renting on the Move iQ website

Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox.

Where else you can find advice from Move iQ

You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn.

We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think.

If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at [email protected].

If you're thinking of moving this Autumn, you need to listen to this first. The Move iQ Podcast was on the road once more as we visited the East Midlands Propertymark Conference at the King Power Stadium in Leicester. Tune in as we chat with local estate and letting agents. They're the ones on the ground every day so we were interested to find out some insight and get some top tips to share with you. Tune in for:

• Common challenges for sellers and renters
• Tips to sell before Christmas
• Advice for tenants trying to secure a property

To find your local Propertymark agent Disclaimer - Recorded late September More FREE advice on renting on the Move iQ website

Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox.

Where else you can find advice from Move iQ

You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn.

We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think.

If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at [email protected].