In this episode of Broker Daily Uncut, host Alex Whitlock is joined by Finni brokers Eva Loisance and Costa Arvanitopoulos to unpack the key trends shaping the Australian property market as the year comes to a close – and what brokers need to know to guide clients effectively.

From declining clearance rates, extended loan processing times, and lender strategies, to the impact of government initiatives like the Help to Buy scheme, the trio explore the complexities of financing, investment, and property acquisition in today's market.

The hosts dive into the astronomical blowout in loan processing times, why many buyers are deferring purchases, and how investor demand – particularly via SMSFs – is driving a large portion of market activity.

They also examine changing lender strategies for self-employed borrowers and discuss what the market is expecting the RBA to do with the cash rate tomorrow.