In this episode of Breaking Banks, hosts Jason Henrichs, Brett King and JP Nicols delve into the transformative impact of AI and technology on the banking industry, and share insights on what institutions must do to not only survive, but thrive as AI rewrites playbooks.

The conversation covers the role of stablecoins, agentic AI, the future of smart contracts, smarter digital infrastructure, and how accelerated innovation cycles are reshaping the global financial system.

They explore the structural changes they see coming and the potential of AI in automating cross-border transactions and business banking platforms, while discussing challenges and opportunities for larger and smaller banks in adapting to new systems of trade.

How best for bankers to get ready for this transition?

All banks, regardless of size, need to get their data house in order, ensuring better access to their data and data capabilities, and need to assess their cultural agility. The banking industry is entering a new era where data fluency, cultural adaptability and use of available AI tools and AI-driven automation will define the competitive frontier and spark innovation. As the hosts remind us, “Adapt or be left behind.”

Listen now to hear how leaders across banking and fintech can navigate the shift and prepare for what comes next.