We aren't against 401Ks or IRAs, we are against the idea that people need to trust an expert to manage their money.

A lot of people go with a 401K or IRA because some expert told them to, or because everyone else is doing it. But it's your money, you are the most qualified person to manage it, and ultimately you are responsible for any gains or losses.

So don't just trust an expert or go with the flow, think for yourself, find the truth and the truth will set you free.